sloth911 said:PennStateLion said:I got a letter in the mail from Citi that offered to convert one of my current cards to the Citi PremierPass card and also give me 15,000 bonus points after first purchase. Too bad i'd rather get GC and stuff than a plane ticket cause I don't fly that much so I prob won't do it.

Anyone else receive this??

--PennStateLion

I got the same offer two weeks ago and went for it. They closed my Dividend Card and Citi gave me a new account #. According to www.truecredit.com there was NO credit inquiry.

Remember that you may (i think) lose any Dividend Dollars that you have accumulated.
Was the offer to consolidate because of inactivity on a card?

mrbean said:DWJoe said:Interesting, mrbean. I have a couple of Chase cards left over from BT's that I'd like to convert to the PerfectCard which has a simple, no hassle reward structure.

I am not sure if they are converting non-reward to reward cards - probably. Doesn't hurt to ask. Interesting the CSR called it an "account upgrade" rather than a conversion.

Regarding the perfect card, I have the 3% gas version, and it used to be no hassle to me. Now that 5% gas+grocery is the norm on other cards, I find myself using the Perfect card less and less, and keep wondering if I have made the 9 purchases this "account year" to avoid the annual fee.

So I thought converting it to the "Chase Cash Plus" card (5% grocery+gas, no fee, a BankOne product) might be better - as CornHusker pointed out above. The down side is that the rebate will not be automatic on the next statement. It's a point system, and I have seen some posts here complaining about Chase's way of handling the points program since it's relatively new to them. Also a disadvantage about the annual cap on points.

Hassle either way!

Call up Chase and see if you can have the annual fee removed. If you look on Chase's website, it now says that the PerfectCard has no annual fee. I applied for the card a year ago, back when it said there was an annual fee, but when I received the card, I was pleasantly surprised when the terms said my card would not have an annual fee. I even called them up just to make sure.

FYI for those wishing to convert their normal Citi cards to a Dividend:

A few weeks ago I called to convert my Citi Platinum Select MasterCard (originally a Student card, account opened in '98) to a Dividend card. The woman on the phone said I could convert it a Dividend Platinum card that would give only 1% on all purchases, but also gave me an offer to apply for a new Dividend Platinum Select with the 1%/5% everyday with a better APR and then merge the two accounts. I thought this was a little fishy because Citi doesn't have a straight 1% Cash Back card on their site, so I decided to go ahead with just converting as I didn't want to lose the 1998 starting date on the original account and didn't care about the APR. I just got all the paperwork in the mail for the new card, and what do you know: it's a Dividend Platinum Select with 1%/5% everyday. So, if they say the card you're converting to only earns 1%, they're probably misinformed.

Anyone had any success converting an American Express Delta SkyMiles card into anything else? AMEX rep told me that it couldn't be done.

esoterica said:Anyone had any success converting an American Express Delta SkyMiles card into anything else? AMEX rep told me that it couldn't be done.

Did this about two months ago, had the AMEX Delta with an annual fee that about to kick in, called to cancel and AMEX offered to convert it to an AMEX Hilton Hhonors with no annual fee, same credit line, same account number.

giantmet said:I tried to convert an AMEX starwoods card and was told I couldn't

from what?

AMEX is weird, you can convert a card to a list of cards, but not the others. and every card have its own list of cards to convert to.

giantmet said:from starwoods to blue

I don't think you can, I think starwood and Delta and hilton and optinum are in one group, mean you should be able to convert among them, blue or clear is out this list. You can try to ask if you can convert the old cash rebate card (same as blue cash)

lets try to keep reallocation and conversion (2 different topics) in their respective threads...this thread is on the topic of CONVERTING. the reallocation thread is liked in the Quick Summary below the OP

Just a quick question alluded to above...

If i convert a Citi AA card (that i have had since 95) to a new citi card of whatever flavor that doesn't have an annual fee (ulike the AA card), does my credit report show the credit line as still originating in 95. As this is my oldest card, and hence longest intact payment history, i would rather not lose that positive on my credit report. Thanks.

I was able to convert my Chase Perfectcard to a Chase Cash Plus card a couple of months ago.

Also, I read on some other thread that someone was able to switch back and forth between Chase Perfectcard and some other card, in order to keep getting the 6% promotional rebate on gas!

Has anyone tried to convert any Chase card into a Chase Subaru card?