bhag said:researcherguy said:I succesfully converted my citibank student visa card to dividend card (although the limit is still laughable). i also have gotten my American Express student card converted to blue cash. i know chase also converts b/w cards. just threaten them with closing and they would do it.
I called American Express today to convert my Blue for Students card to a Blue Cash card. They did not allow me to make the conversion (they did not give me any reason). Instead, they wanted me to fill out an application for a new credit card and then cancel the old card.

I just called and had no problem converting my Blue for Students into a Blue Cash. The whole call took maybe 3 minutes, and most of that was navigating through menus.

Have anyone attempted and succeeded to convert the Amazon card to another Chase visa? It's a partnered card so I have doubts it will work. The card is now 3 years old with a 27K line so I'm hesitant to mess with it but my Amazon purchases have decreased with their increasing 3rd party sellers on almost everything.

I have the AMEX gold card with the first year free, i just got it so i can have a cool AMEX card and i ended up making many purchases on it and one in particular is for a Dell tv that i want the warranty to be doubled on. I was originally planning to cancel it in a year which will be this september, i am wondering if i just convert my account to another AMEX which doubles warranties, will i still be able to make a claim?...

SoBeyondTheNorm said:Have anyone attempted and succeeded to convert the Amazon card to another Chase visa? It's a partnered card so I have doubts it will work. The card is now 3 years old with a 27K line so I'm hesitant to mess with it but my Amazon purchases have decreased with their increasing 3rd party sellers on almost everything.


Chase lets you convert a partnered card to a non-partnered card, and vice versa. You will get a new account number (I did when I converted to Chase Subaru), but it will not show up on your credit report as a new account. i.e. your credit report will contain only one "Chase" entry starting with your original membership date.

My Crap One story: I recently called to inquire if they can convert my ancient plantinum visa to one of those "no hassle" reward cards. The lady said no. No surprise there, as I knew they don't allow conversions between prime and sub-prime accounts. However two weeks later my statement came and I found a balance for "no hassle rewards." Also got a letter today confirming my "automatic upgrate" to the "no hassle points" program. Go figure.

My exprerience:
Just converted my Citi mtvU visa card into a Diamond Preferred card
Wierd as I asked to convert it into a Divident Visa
the girl told me a Diamond Preferred card was the only card mtvU can convert
but she said once I got the Diamond Preferred card, I can convert it again into Dividend
why just directly convert it?

Ryan431101111 said:Anyone have experience with consolidating citicards? I am in the process of merging my citicards together to make about a 20K limit. Now, once the 0% balance transfer promo goes away on the card that i have now, can I then open another citicard with a new 0% balance transfer offer and then put the old card limit on the new card? That way I just have a running total that will always be a 0%.
I recently had a not-so-happy experience doing credit line reallocation between two Citi cards with 0% on BT...

sloth911 said:PennStateLion said:I got a letter in the mail from Citi that offered to convert one of my current cards to the Citi PremierPass card and also give me 15,000 bonus points after first purchase. Too bad i'd rather get GC and stuff than a plane ticket cause I don't fly that much so I prob won't do it.

Anyone else receive this??

--PennStateLion

I got the same offer two weeks ago and went for it. They closed my Dividend Card and Citi gave me a new account #. According to www.truecredit.com there was NO credit inquiry.

Remember that you may (i think) lose any Dividend Dollars that you have accumulated.

I also had same offer from citicards. When I called customer service, he told me, I can convert my citi dividend card to premium pass BUT i won't get 15,000 thank you points. As you only get 15K or 10K points on new line of credit.

Has anyone converted and got 10K or 15K bonus points?

ajainy said:sloth911 said:PennStateLion said:I got a letter in the mail from Citi that offered to convert one of my current cards to the Citi PremierPass card and also give me 15,000 bonus points after first purchase. Too bad i'd rather get GC and stuff than a plane ticket cause I don't fly that much so I prob won't do it.

Anyone else receive this??

--PennStateLion

I got the same offer two weeks ago and went for it. They closed my Dividend Card and Citi gave me a new account #. According to www.truecredit.com there was NO credit inquiry.

Remember that you may (i think) lose any Dividend Dollars that you have accumulated.

I also had same offer from citicards. When I called customer service, he told me, I can convert my citi dividend card to premium pass BUT i won't get 15,000 thank you points. As you only get 15K or 10K points on new line of credit.

Has anyone converted and got 10K or 15K bonus points?

I don't think you can convert a card and get a signup bonus. Singup bonuses are for new lines of credit and if it wasn't that way then you could just convert to other cards all the time to get the promotions.

tekkk said:Yes, you can convert a card and get a signup bonus. I did this twice already. I converted from driver edge to simplicity last december and from simplicity to preferred dimond in June. I got bonus points (10K) plus promotional rate.

No kidding? THis is good, because after using a card's promo 0% rate, its pretty much worthless. This seems like a way to do an AOR, without affecting FICO score, if you could convert enough?