driggers said:I know you get reimbursed upto $4.50 a month for surcharges, but that is on average about 3 times a month, are there ATM's that are free?
You can make it 4 w/o long search

U4iA said:i did a bill pay from my checking to UFB.. everything went well, except it took more than a week to move the funds (from withdrawal to deposit)

how are other UFB customers transfering funds?
Free options:
- wire transfer if you have it for free in your bank
- ACH transfer from your bank (E*Trade in/out, UBoC out, BoA in, etc.)
- Free UPS
- Free prepaid USPS envelopes (I would not)

U4iA said:i did a bill pay from my checking to UFB.. everything went well, except it took more than a week to move the funds (from withdrawal to deposit)

how are other UFB customers transfering funds?

I think it depends on your bank. I bill pay money from Huntington bank to UFB and it was there the next day. There don't appear to be any hold on the deposit either, unlike ING and ED.

I am still waiting for my checks from UFB so I can send ED a check to link my account. I already have 2 accounts at ED and don't want to open anymore in order to link accounts. It's a nuisance to deal with 2 statements each month from ED.

I really wish UFB has their own ACH.

Yes, checking. I opened HYMM and checking at the same time. Not sure why anyone would not want to open a checking account. The problem with ING and ED is that you have to transfer money to a checking account and wait a couple of days before writing a check. ATM will only allow a small withdrawal.

Now, I have opened this MM Saving account and Free checking account, but I find the Interest Rate is 2.955% for the Saving account. Why?

Has anybody successfully made an ACH transfer UFD -> other bank initiated by the other bank?
My attempt to make $1-2-10 transfers led to all transfer features locked in two banks
Other bank -> UFD transfers were successful

UFD is calm:

Subject: ACH transfer from UFB to another bank
Can I initiate in another bank an ACH transfer from UFB to that bank?

Subject: ACH
...There will not be a problem. Please be advised the routing number that is used for a wire transfer only is 274070484. The routing number that is used for everything other than a wire transfer is 083914265. If there is anything else we can do for you, please contact us... 1-888-580-0049

ccrzhh said:$1-2-10 transfers led to all transfer features locked in two banks.
Other bank -> UFD transfers were successfulWhich banks locked you and what bank let you ?

Alcibiades said:ccrzhh said:$1-2-10 transfers led to all transfer features locked in two banks.
Other bank -> UFD transfers were successfulWhich banks locked you and what bank let you ?
Other bank -> UFD - successful trial from BoA, trial and real from E*Trade
UFD -> Other bank - unsuccessful for both BoA (1) and E*Trade (2)

In E*Trade, I see all external links locked now
In BoA, I get an error message if I choose "make a transfer outside the bank":
We were unable to set up your Outside the Bank Transfer service for the following reason(s):
2_DI0015

Finally, I realized the reason.

I forgot to sign and fax the signature card, which they hid inside the brochure.

No bank notified about anything except of E*Trade about closing of the account (for $1 and $2!)

Be cautious!

InfoSponge said:
Has anybody actually got the $25 bonus yet?
Unlikely. This is new. Very new...