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New AT&T Universal Cash Rewards Card!! 5% on EVERYTHING for 3 months!! Archived From: Finance

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alert mods    

It's back.

Earn 5% Cash Back on Purchases for 3 months (confirmed all purchases with CSR)
Call Toll-Free 1-800-462-4031 now or visit www.applyonline1.universalcard.com to apply

Limited time offer: reply by June 15, 2005

0% APR on Balance Transfers until May 1, 2006 - no Annual Fee with this offer
Balance Transfer Fee applies
Full 5% Cash Back on purchases made at supermarkets, drugstores, and gas stations - 1% on other purchases (this is after the initial 3 months)

$300 calendar year limit

This was found in Sunday paper in upstate NY.
Scanner is not set up but if people need scans, I guess I could do it.
Have fun!


Quick Summary is created and edited by users like you... Add FAQ's, Links and other Relevant Information by clicking the edit button in the lower right hand corner of this message.


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Here is the online application with more details:
www.applynow8.universalcard.com


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I don't have any Citi cards at all so this might be the time to apply. I thought I wasn't going to get any more new cards in 2005, oh well. My scores are high why not knock them down a few points.


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OP is faster than me.

Here is another 800#, 1-800-475-0617 (Hartford Courant)
or visit www.applynow1.universalcard.com, by June 15, 2005

Earn 5% Cash Back on purchase for 3 months (You will be given further information when you call to apply).
Then 5% eligible purchase. 1% other. 5% ATT produce and service

A challenging question:
Have anyone found a method of turning this eligible 5% into REAL 5% (or 4%)?


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Boiler said:Here is the online application with more details:
www.applynow8.universalcard.com


the website says:
Full 5% Cash Back on purchases made at supermarkets, drugstores and
gas stations -- Full 1% Cash Back on other purchases*

Does it say anywhere in writing "5% Cash Back on all purchases?"


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Have you noticed this in the website?

Earn 5% Cash Back on purchase for 3 months (You will be given further information when you call to apply).


h0 said:Boiler said:Here is the online application with more details:
www.applynow8.universalcard.com


the website says:
Full 5% Cash Back on purchases made at supermarkets, drugstores and
gas stations -- Full 1% Cash Back on other purchases*

Does it say anywhere in writing "5% Cash Back on all purchases?"


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SoBeyondTheNorm said:I don't have any Citi cards at all so this might be the time to apply. I thought I wasn't going to get any more new cards in 2005, oh well. My scores are high why not knock them down a few points.There are several citi card offerings floating around where you get $100 for signing up, these deals might be better for you!


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seahawk said:Have you noticed this in the website?

Earn 5% Cash Back on purchase for 3 months (You will be given further information when you call to apply).


h0 said:Boiler said:Here is the online application with more details:
www.applynow8.universalcard.com


the website says:
Full 5% Cash Back on purchases made at supermarkets, drugstores and
gas stations -- Full 1% Cash Back on other purchases*

Does it say anywhere in writing "5% Cash Back on all purchases?"


I went to the link provided, and saw nothing about "all purchases." That's why I asked.


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Looking for a higher limit citi card, anybody getting high cl's on recent cards?

How is MBNA on Biz cards?

oops. fogot, 0% or close, of course.


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I called to apply and was told 5% on all purchases for first 3 months, after 3 months, 5% on eligible purchases in supermarket, Drugstore, and gas stations, 1% everything else. The number I used is 800-475-0713.


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Just applied online, but didn't get immediate approval.
says will contact with me within 30 days via mail


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Just applied online, but didn't get immediate approval.
Same here.

Also, the ad says "New cardmembers only" - don't know exactly what this means. For example, if a person closed an AT&T card less than 1 year ago, would they still be eligible?


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Thanks OP


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mcmike522 said:Just applied online, but didn't get immediate approval.
Same here.

Also, the ad says "New cardmembers only" - don't know exactly what this means. For example, if a person closed an AT&T card less than 1 year ago, would they still be eligible?


One has to apply for it, existing/closed accounts do not count.


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confirmed 5% on all purchases for 3 months and 5% on eligible purchases afterwards (1% on others) thanks OP!


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Boiler said:I called to apply and was told 5% on all purchases for first 3 months, after 3 months, 5% on eligible purchases in supermarket, Drugstore, and gas stations, 1% everything else. The number I used is 800-475-0713.
Most interesting. In mine (SF Chron), # was 800-462-4031 and was told on phone you get 5% only on Grocery/Gas/Pharmacy then everything goes to 1% after 3 mos.


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robert18 said:Why choose a card that gives pompous cash'back for three months only. I have just got introdued to a nice site, www.cards2apply.com where I can compare cards and choose. It's great. I finally decided on Citi's cash'back card. It has 5% on supermarket,gas and pharmacy and 1% on everything everyday and not just 3 months. In fact, it really worked. This is the card, I am talking about is
http://www.cards2apply.com

I just got my first cash'back check of $132.
I had been using some crapy ame'x for 4 years that promised lofty "upto 5%" and I could never made to teir fine prints of "Upto". I have lost heavily of such useless cards. Swich over and earn cash.


Assuming you got the $132 from normal purchases and not just $2600 of gas/groceries, and assuming you did that in a year, that's $13200 you spent which would have netted you the same amount of reward with blue AMEX.

I figured out that if I spent $13k every year on things, I'd get the same with blue AMEX as citi, any more and I'd get 1.5% rewards instead of 1%. Of course, that doesn't take into account the 5% back on gas factor, but that's why I have both cards.


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"To receive a AT&T Universal Cash Rewards Card, you must have an annual income of at least $12000 and you must meet our credit qualification criteria for the AT&T Universal Cash Rewards Card. Otherwise, you may receive a AT&T Universal Cash Rewards Card, provided you meet our credit qualification criteria for the AT&T Universal Cash Rewards Card. The AT&T Universal Cash Rewards Card does not have as many benefits as the AT&T Universal Cash Rewards Card."

i don't make that much money a year (you must have an annual income of at least $12000) since i'm a student and i work part-time. If i apply for it i might not get those benefits?'

Thanks


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