2tiger,
Think again before closing old accounts. Length of credit history is one factor when determining your credit score. You might want to keep your accounts open and just have someplace where all your old accounts and cards are filed because your total credit limit is another important factor. Just my 2 cents, you do what you want.

faztcobra said:VTrain said:
3% fee up to $75 for BTs

SMBDYbyDM said:

$100 gift card and 0% APR for 12 months is sweet.


Everyone...just make sure you factor something in here... If you do take a BT here, the $100 deal isn't quite as sweet. $100 for opening the account - $75 for the max BT fee (If you BT $2,500 or more - $2,500 * 3% = $75) leaves you with only $25. So if you don't do the BT, this deal is notably better that way. However, if you have a high interest rate that you're paying elsewhere, saving will be made there, but that's not the gist of this thread. You can get 0% on BTs at quite a few places.

Depends on your CL. If you have and old bank one/first usa cad with high cl, then you can move the CL to the sony card and get and borrow large sum - 25K 0% apr for 1 year is approximately: $875 if you earn 3.5% on your money. minus tax and minus $75 BT fee you still make some $. Weather it's worth the effort and temporary score hit is another question.

BTW:
I did the previous Sony deal. Used the card once. Got $100 in about 30 days. Requested credit balance refund and not used the card anymore. After a few month they offered 3.99% for life of the balance. At one point CSR was offering to lower the rate to 2.99%.

Chase Palt just approved me easily for 20K 0% for 15mos.

Who is Sony pulling?

I would do charles schwabb but underwriter wouldn't even rais my ne 2k fidelity, even though they bumped my worldpoint to 30K the week before. any thoughts on that?

would MBNA gold reserve help me bump the fidelity? if so who tdo they pull for the loan ?

pathens said:anyone get their card yet?
It's been just a week from the first post in this thread. Too early, I think it took at least 2 weeks to get the card when I did previous deal.

Obitron64 said:How much does the purchase have to be to get the 100 bucks?It doesn't matter.

I charged like $1.50 in gas.

here's the question, if we close the card and we have a 100 dollar credit do we get a cehck?

stingyboy said:look above several posts. you get credit back before closing if you realy hate free lines of credit.

I just like having a minimal amount of credit cards around. I usually open and close them for deals like this, but I have a good 5 cards that have been active for many many years.

fotomaniak said:
You can keep the card open and request a credit balance refund.
If the though of having more than 5 CCs makes you sick, then you can consolidate this card in to another bank one/first USA card. If you don't have any cards by bank one/first usa it's probably good to keep this one. I like to have at least one card from each of major issuers.

Is this for conversions? Do you still get new reward offers with the conversion?

So I already did the December deal. Should I cancel the old one 1st ...or signup for this new offer?


Anyone from the previous deal jump into this offer and got approved?