Any suggestions for autopayment of the full balance of credit card bills? Which billpay services will do this? Which credit cards? I have found one: State Farm--you can either do autopayment of the full balance or the minimum payment. http://www.statefarm.com/bank/ccdfaq3.htm
Most of my cards offer it... with a fee. I think only my Citibank AT&T Universal autodebits with no hassles. For the rest, I have to go to Wells Fargo online and type in the amount each month. If you know how to autodebit a MBNA Fidelity without paying the fees please let me know... my other cards are dormant at the moment.
didYOUsearch said:the ones Ive seen will only autopay the minimum payment...they WANT people to pay interest.
For someone who is so harsh on meaningless posts, this adds absolutely nothing to the conversation. The OP created a useful thread to identify billpay services that let you pay in full. If you can't contribute positvely, don't waste server space posting.
I use a credit union bill pay and get notified by the CC company to the CU that a bill is due, the info included is minium and ballance. I can set up the CU bill pay to pay either or just some number.
I believe that most CU's use the same bill pay software, (the three that I use do) So check out one of those. The only place I write checks to now is at church, every other bill is paid via bill pay.
didYOUsearch said:the ones Ive seen will only autopay the minimum payment...they WANT people to pay interest.US Bank allows full balance autopay if you request and submit a form by fax or mail.
I have autopay in full on my Citi Dividend Rewards Mastercard. I think I had to call them up to sign up for it though, and they sent me a form to fill out by mail.
I also have it on my American Express Blue card. For that card I think they let me sign up for it online.
Every card I've every had, you just call and request an AutoPay authorization form. Fill it out with your bank routing number and your checking account number, and indicate whether you want to do Minimum Payment, Full Balance or a certain specified amount per month.
I always set up a "Full Balance" AutoPay, except where I'm running a balance on a 0% card. (Why waste your valuable time paying them each month when it can be done automatically?)
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