Any suggestions for autopayment of the full balance of credit card bills? Which billpay services will do this? Which credit cards? I have found one: State Farm--you can either do autopayment of the full balance or the minimum payment. http://www.statefarm.com/bank/ccdfaq3.htm
didYOUsearch
Cranky Member
posted: May. 4, 2005 @ 12:11a
the ones Ive seen will only autopay the minimum payment...they WANT people to pay interest.
rvtips
Senior Member
posted: May. 4, 2005 @ 1:09a
Every card we have is set for full auto pay,M/C=Visa and Discover.
Storme
Senior Member
posted: May. 4, 2005 @ 1:14a
Every card I have offers PIF autopay...
My bank (BOA) has their own billpay autopay PIF as well.
Show me a card that doesn't allow PIF autopay! That's gotta be a scam.
msde
Member
posted: May. 4, 2005 @ 2:40a
Most of my cards offer it... with a fee. I think only my Citibank AT&T Universal autodebits with no hassles. For the rest, I have to go to Wells Fargo online and type in the amount each month. If you know how to autodebit a MBNA Fidelity without paying the fees please let me know... my other cards are dormant at the moment.
CyByte
Member
posted: May. 4, 2005 @ 5:52a
thank you for the idea! I did not know this was available.
My master card from Chase lets me pay the full amount monthly, or even weekly if I want. Perfect way for rebuilding credit to make sure your not late.
gludlow
Senior Member - 1K
posted: May. 4, 2005 @ 7:31a
didYOUsearch said:the ones Ive seen will only autopay the minimum payment...they WANT people to pay interest.
For someone who is so harsh on meaningless posts, this adds absolutely nothing to the conversation. The OP created a useful thread to identify billpay services that let you pay in full. If you can't contribute positvely, don't waste server space posting.
CornHusker
Senior Member - 1K
posted: May. 4, 2005 @ 9:55a
CyByte said:thank you for the idea! I did not know this was available.
My master card from Chase lets me pay the full amount monthly, or even weekly if I want. Perfect way for rebuilding credit to make sure your not late.
I second that. Chase's payment system can do that, but if you want to pay to CC other than Chase, there is fee
SageMajor
Happy Member
posted: May. 4, 2005 @ 10:17a
I use a credit union bill pay and get notified by the CC company to the CU that a bill is due, the info included is minium and ballance. I can set up the CU bill pay to pay either or just some number.
I believe that most CU's use the same bill pay software, (the three that I use do) So check out one of those. The only place I write checks to now is at church, every other bill is paid via bill pay.
Sage
Alcibiades
Senior Member - 10K
posted: May. 4, 2005 @ 10:23a
didYOUsearch said:the ones Ive seen will only autopay the minimum payment...they WANT people to pay interest.US Bank allows full balance autopay if you request and submit a form by fax or mail.
Hans
New Member
posted: May. 4, 2005 @ 10:34a
I have autopay in full on my Citi Dividend Rewards Mastercard. I think I had to call them up to sign up for it though, and they sent me a form to fill out by mail.
I also have it on my American Express Blue card. For that card I think they let me sign up for it online.
workingonit
Senior Member
posted: May. 5, 2005 @ 2:57a
Every card I've every had, you just call and request an AutoPay authorization form. Fill it out with your bank routing number and your checking account number, and indicate whether you want to do Minimum Payment, Full Balance or a certain specified amount per month.
I always set up a "Full Balance" AutoPay, except where I'm running a balance on a 0% card. (Why waste your valuable time paying them each month when it can be done automatically?)
CyByte
Member
posted: May. 5, 2005 @ 4:15a
My credit card only has a 200.00 limit on it. So paying weekly or bi monthly is a great help for when I'm on a trip or away from home.
bbz
Broke Member
posted: May. 5, 2005 @ 6:14a
rvtips said:Every card we have is set for full auto pay,M/C=Visa and Discover.
How do you set it up? I don't see anything on the Discover website.
zzyzzx
Senior Member - 3K
posted: May. 5, 2005 @ 11:34a
I have never seen this offered on any credit card website, but I would easily believe that AMEX has it.
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