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LifeAsISeeIt
- Loyal Member
rated:
posted: Oct. 19, 2009 @ 4:54p
Just bumped my CL on my AMEX Blue from $6400 to $8000 with no hard pull on their website. |
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zenmaster123
- New Member
rated:
posted: Oct. 28, 2009 @ 12:42p
I just bumped my AMEX blue cash CL from 2000 to 3900. Typically how much time one should wait for another bump ? any time frames specific to AMEX ??? Thanks |
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timbo313
- Senior Member
rated:
posted: Oct. 29, 2009 @ 6:34a
anyone have any experience with a Mastercard Cash or Fly HSBC card? |
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joemama15
- Member
rated:
posted: Oct. 29, 2009 @ 11:36a
timbo313 said:anyone have any experience with a Mastercard Cash or Fly HSBC card? In July '09, I got CLI from 10.5k to 13k, and DW got 10k to 12.5k through online CLI request, instantly approved. Both requested 15k, had been about 6 months since last CLI, had EX and TU frozen, and did not result in a new inq |
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timbo313
- Senior Member
rated:
posted: Oct. 29, 2009 @ 2:04p
joemama15 said:timbo313 said:anyone have any experience with a Mastercard Cash or Fly HSBC card? In July '09, I got CLI from 10.5k to 13k, and DW got 10k to 12.5k through online CLI request, instantly approved. Both requested 15k, had been about 6 months since last CLI, had EX and TU frozen, and did not result in a new inq isn't there a dreadful form that others have previously alluded to? |
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joemama15
- Member
rated:
posted: Oct. 30, 2009 @ 1:01a
timbo313 said:joemama15 said:timbo313 said:anyone have any experience with a Mastercard Cash or Fly HSBC card? In July '09, I got CLI from 10.5k to 13k, and DW got 10k to 12.5k through online CLI request, instantly approved. Both requested 15k, had been about 6 months since last CLI, had EX and TU frozen, and did not result in a new inq
isn't there a dreadful form that others have previously alluded to? Here are the questions I had in my notes: -Amount to Add to Credit Limit -Reason for Increase -Amount You Plan to Spend/Transfer -Monthly Salary (before taxes) -Additional Monthly Household Gross Monthly Income -Source of Additional Income |
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timbo313
- Senior Member
rated:
posted: Nov. 3, 2009 @ 9:10a
I heard that having a higher limit is good for your credit score even if you're not planning on actually spending more because you're using a smaller %. I guess I should wait till I'm employed before requesting an increase. |
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titan01
- Senior Member
rated:
posted: Nov. 3, 2009 @ 2:07p
timbo313 said:I heard that having a higher limit is good for your credit score even if you're not planning on actually spending more because you're using a smaller %.
I guess I should wait till I'm employed before requesting an increase. If you have Citibank, they give you an increase w/o a pull from time to time. |
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neophyte
- Addicted Member
rated:
posted: Nov. 3, 2009 @ 4:09p
Got a $1000 CLI from Citi AMEX $3000-->$4000 via CLI button I have 100K+ of CLs with Citi, but needed more in AMEX; was about to call into reallocation hell, clicked the link just in case - go figure... Tried MCs - no go. With all AAs going on and credit lines closed it shows once again that Citi's actions are random. |
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nothingevertodo
- Happy Member
rated:
posted: Nov. 8, 2009 @ 7:59a
I just logged into my PenFed account and found a "Change Credit Limit" in the drop-down menu of my Platinum Rewards Card. I hadn't ever noticed this before and couldn't find any mention of it in this thread. The button takes you to a generic loan application page and it is difficult to tell if you are asking for an CLI or applying for a second card. I was hoping that someone with experience using this feature could explain how it worked for them and how they used the form to request a CLI. Thanks! |
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