Heads up for Citi. Clicked "Credit Line increase" and got form; clicked cancel. Citi took it upon themselves to do a hard pull not once, but twice.

busterbaxter said:poo said:Heads up for Citi. Clicked "Credit Line increase" and got form; clicked cancel. Citi took it upon themselves to do a hard pull not once, but twice.

oh crap. I did CLI for 4 of my Citi cards today. All 4 result in the form. I didn't even click the cancel but just navigated to another page.

I have 4 too and just check occasionally to see if auto increases are there. For some reason, only the form cancelation on the Dividend card went through.

afeld said:I do the CLI every day just to see if I will get the form, and I've never received a hard pull from Citi... Well, except for when I applied for the Associated Bank card!

did you click cancel or just move to another page?

afeld said:busterbaxter said:afeld said:I do the CLI every day just to see if I will get the form, and I've never received a hard pull from Citi... Well, except for when I applied for the Associated Bank card!

did you click cancel or just move to another page?

I've never clicked cancel, either navigated away or closed the page.

same here. I didn't even bother to scroll the page once I saw that dreadful form. I just click somewhere on the top to move to the next card.

busterbaxter said:afeld said:busterbaxter said:afeld said:I do the CLI every day just to see if I will get the form, and I've never received a hard pull from Citi... Well, except for when I applied for the Associated Bank card!

did you click cancel or just move to another page?

I've never clicked cancel, either navigated away or closed the page.

same here. I didn't even bother to scroll the page once I saw that dreadful form. I just click somewhere on the top to move to the next card.

Where is the cancel button? I've never clicked on it (don't know where it is), but I have navigated to that page several times (as in like, dozens) the past week or so trying to get the no-form CLI request. I should be okay, right?

fanerman91 said:busterbaxter said:afeld said:busterbaxter said:afeld said:I do the CLI every day just to see if I will get the form, and I've never received a hard pull from Citi... Well, except for when I applied for the Associated Bank card!

did you click cancel or just move to another page?

I've never clicked cancel, either navigated away or closed the page.

same here. I didn't even bother to scroll the page once I saw that dreadful form. I just click somewhere on the top to move to the next card.

Where is the cancel button? I've never clicked on it (don't know where it is), but I have navigated to that page several times (as in like, dozens) the past week or so trying to get the no-form CLI request. I should be okay, right?

Same here, I actually looked last time and didn't see it. My new Associated Bank's CLI screen looks different from my other Citi cards, though. (same site) I think there is an error on the site for some.

Got the heads up from creditboards.

If you log into your Penfed account and get a preapproved offer for a credit card. You can accept the offer and it gives you the option to add the approved credit line to an existing card. A member on there talked to a CR and confirmed there was no hard pull.

The website isn't working properly so you can't use the "accept" link under the credit card picture; the next page doesn't work. You have to use the "view all offers" link under the customize picture and select credit card offers.

gumkin said:Got the heads up from creditboards.

If you log into your Penfed account and get a preapproved offer for a credit card. You can accept the offer and it gives you the option to add the approved credit line to an existing card. A member on there talked to a CR and confirmed there was no hard pull.

The website isn't working properly so you can't use the "accept" link under the credit card picture; the next page doesn't work. You have to use the "view all offers" link under the customize picture and select credit card offers.

Thanks for the heads up! I logged into my PenFed account and was also offered a new card or increasing the CL on my existing card with the CL offered ($10,400), so I opted for the increase in my existing CL. Went from $30,000 to $40,400.

By the way, the CSRs over the phone do not see the pre-approved offers on their screens/computers so it's a web-only feature on your account and they can't do it over the phone.

I have been clicking on the Citibank CLI request option and been seeing the form for years but I have yet to receive a single hard pull for it.

onedollarinmywallet said:gumkin said:Got the heads up from creditboards.

If you log into your Penfed account and get a preapproved offer for a credit card. You can accept the offer and it gives you the option to add the approved credit line to an existing card. A member on there talked to a CR and confirmed there was no hard pull.

The website isn't working properly so you can't use the "accept" link under the credit card picture; the next page doesn't work. You have to use the "view all offers" link under the customize picture and select credit card offers.

Thanks for the heads up! I logged into my PenFed account and was also offered a new card or increasing the CL on my existing card with the CL offered ($10,400), so I opted for the increase in my existing CL. Went from $30,000 to $40,400.

By the way, the CSRs over the phone do not see the pre-approved offers on their screens/computers so it's a web-only feature on your account and they can't do it over the phone.

I got a preapproved offer a week or two back and bumped my CL from 6K to 44K. No hard pull.

pras.