Never hurts to try. Just remember to apply for student and non-student ones on the same day Apply for student ones first, since you'll have easier time qualifying. Also see if one of your parents wants it - never hurts to spread the wealth. These are all good cards, except for Sony probably, as they have other redeeming qualities past the initial cash/giftcard bonus.

Speaking of bonuses, just got my $150 gift card - thanks OP! Now my mini-apporama is done! 6 month to wait for the next deal

torchedlh said:anyone think it's possible for a student with no credit history but over 100k in household income to score any of these? or would i just be wasting my time?

Hey, I'm a freshly minted 18 year old and I was wondering what is meant when a card (say for example the sony card with the $100 credit) says that they'll give you the $100 credit after the first. Do they give you Cash Back or is it just like 100 bucks off your first purchase. Thanks for your help.

yeah thats how the Sony deal works, but thats not common in the CC rewards industry. Many give you points or a giftcard. As someoen just starting out, the one thing you need to know about credit is to only spend what you can pay in full and you have to read the terms of EACH OFFER carefully! They are all a bit different!

MAKE OVER $1000 PLUS FLY FREE ALL OVER THE COUNTRY!
CURRENT CC SIGNUP DEALS (WORTH $100 OR MORE), AS DISCUSSED IN FW THREADS (please continue discussion in the linked threads)

1. $100- Citi Diamond Preferred - $100 gift card / 10000 points. Also 0% BT till 9/06!
www.apply.citicards.com (offer code : F2H4) or call 1-800-517-4056 by 10/15/05 Must make $500 in purchases within six months.
Application scan
FW Discuss Quick summary of this thread

2. $100 GC OR Ipod shuffle- Citi Professional card
Ipod shuffle thread

$100 GC (10000 points) application [L=Link

3. $300 - CIti PremierPass ELite (requires calling to awitch cards to save annual fees) discussion here

4. $100 - MBNA/SCHWAB application link
FW discussion thread


5. $100 - Sony Card on 1st purchase, expires November 30
application link
FW discussion thread

6. $100 - AM.EX BUSINESS Gold (no annual fee first year)
application link
FW discussion thread

7. $100 - Chase Cash Plus 1% rebate (5% gas grocer=y drug) plus 0% CALL IN TO APPLY
FW discussion thread

8. $100 Marriott GC Plus 15000 points, no fee 1st year
Application Link
FW discussion thread


MILEAGE DEALS

9. AM.EXDelta potentially 35000 or more milees (biz and personal apps) first year free
Personal card Link
BUSINESS card Link
FW discussion thread

10. United 20000 Miles, first year free
Application link
FW discussion thread

11. Northwest Airlines 17500 miles, first year free CALL IN TO APPLY
FW discussion thread

Odd, I'm on the 2nd Sony $100 too and got an email with the $100 credit posting not more than 2 weeks after first purchase.

In my experience - no.

As mentioned in the Citi Retention thread here, you can possibly get up to 5k bonus rewards points if you try to cancel your Diamond Preferred Rewards card after cashing in the initial 10k points. Just ask to be transferred to retention when you cancel, and then ask for the 5k bonus. You have to make $300 in new purchases on the card to get the new points, but apparently you can try the trick again after cashing in the 5k. I was able to get 3k when cancelling and didn't even know anything about this before now.

Citibank is still offering a $50 gift card with the AT&T Universal Rewards Card. Not as good as the $100 gift card with the Citi Diamond Preferred Rewards Card though. Plus they're basically the same card.

www.universalcard.com/

One from American Express: https://www124.americanexpress.com/cards/loyalty.do?page=one.prospect

The American Express One® Card comes with a High-Yield Savings Account that's automatically opened in your name. We will contribute a full 1% of your purchases directly into your FDIC-insured High-Yield Savings Account at American Express Bank.

BONUS: $25 contribution will be deposited into the High-Yield Savings Account approximately 8 - 12 weeks after the first purchase transaction.

For the first year of Cardmembership, your $35 annual fee is waived.

The Schwab online app doesn't work anymore, but I just called 1-866-724-9223 and gave the code GG57 and the CSR confirmed that the $100 GC offer is still valid. Approval on the spot. $13,000 CL. Stingy Citi only gave me $4,900 earlier today. And the Sony app didn't give instant answer. I guess this is my mini app-o-rama day. I have 795-813 FICO so hopefully not a big ding. Thanks for the update summary, didYOUsearch.

Hi OP,

Please update the code F3K5 and expiration day Jan 15, 2006 for Citi Diamond Card,

Call 1-800-640-1426 or visit here.


0% APR on BT until Nov 1, 2006. No BT fee. Earn 5 points on supermarket, drugstores, and gas for 12 months and 1 point after. Everything else is 1 point.

Offer details: Receieve 10000 thank you points after your first purchase, redeem for merchandise or your choice of a $100 GC.