UMA doesn't require DD, just 2 billpays per month, right?

"To receive the 5.00% rate, all you need to do is make at least two online bill payments each calendar month from your linked checking account in a qualifying relationship package."

MilesHeighway said:Sneaky Citibank.

My guess is that they are slowly migrating money from the e-Savings to the UMA. The UMA is basically the old e-savings with stupid DD and billpay requirements.

For those who had problems similar to mine, I got advice in a PM that worked like a charm. I don't know if the person who sent it wants to stay anonymous, but my great thanks because five minutes on the phone with Texas solved three months of grief dealing with Bangalore. I am going to move away from Citibank shortly just because they are more trouble than they're worth, and I'm tired of dealing with India call centers.

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1-800-745-1534

It is their Texas call center. If you call during regular business hours you will not be routed to India. Make sure you go to the prompt that says you just opened a new account.