Which Account Aggregation Service Do You Use?

Which account aggregation service do you use?
By account aggregation service, I mean a service where you log on using one user id and passwd and
you can see information for all your accounts in other institutions in one page.

I'm looking for a service that does account aggregation for the following types of accounts:
credit cards
bank accounts (checking + savings)
stock/brokerage accounts


Obviously since these are sensitive information, I would like to know which service is the best in terms of security and reputation.
Thanks.

absaim said: Obviously since these are sensitive information, I would like to know which service is the best in terms of security and reputation.I don't like the idea of online account aggregation & keep all of this information on my own machine in GnuCash. That being said, IF I was to use an online aggregator, Yodlee seems to have the highest reputation.

I use Compass Bank's flavor of Yodlee which is based on Yodlee's older, and arguably, better, interface.

absaim said: anything besides yodlee?
I don't like yodlee and don't trust them.


BOFA . But i think they too use yodlee under the hood. Wellsfargo does not look like yodlee..

If you have a Citibank account that's linked to your ATM/Debit Card you
can use My Accounts Aggregation

What about wells fargo's onelook. I have my ING, CITI, and etrade all there.

With these services you can see the info n the other accounts can you actually click and pay balances and stff on the other accounts, or do ou just have access to the balances?

Rob

absaim said: I don't like yodlee and don't trust them.If everyone else trusts them, why don't you. Obviously you don't want the one with the best reputation. So, what are your other criteria?

I have not tried any internet (yodlee) or desktop (GNUcash) application but was wondering if any of them offered the capability to plot total assets on a weekly basis over time to see how your net worth is fluctuating as well as determine annualized % returns for any custom defined time period.

I have been interested in such a capability for quite some time but before signing up or downloading a software wanted to find out if anybody here had experienced it in this area.

zangalf said: I have BofA bank account.
However, I don't see anywhere on the online banking website where I can add accounts in different institutions.
Where can I find the aggregation service in BofA?
If your accounts are in Washington or Idaho, you can't use this. You should be able to in most/all other states. To use this, log into online banking. Then from the Accounts Overview page, you should see an option somewhere for My Portfolio. You'll have to sign up for the service (which is free). Then you can add all sorts of accounts including CCs, bank accounts at other instututions (except BofA in WA/ID), frequent flyer accounts, investment and loan accounts, etc.

Another vote for Yodlee

I've looked into Yodlee a couple of times and found that they only cover about 1/3 of my online accounts. I've never used them because I figure there's little value in a partially centralized system. If I could view and manage all of my accounts, I would definitely use them.

does wamu have yodlee?

i'm actually looking for something like this.. i may open an account at BoA just for this reason..

I stopped using yodlee once I realized that their customer serivce is out in India. Well, I dont have a problem with that itself, since most companies now have CS in India, but the problem with yodlee was/is that their CSR had access to my account and my login information. For a financial site, that just freaked me out.
Specifically, my problem was that one of my accounts wasnt updating, and when I contacted their rep, via email, not phone, he attempted to login as me and was able to see the problem.
Guess, you could view it both ways, that the rep could see what was going on, but on the other hand, I was squeamish, since the same rep could possbily add/remove and do who knows what else with my yodlee account.

AFO said: I stopped using yodlee once I realized that their customer serivce is out in India. Well, I dont have a problem with that itself, since most companies now have CS in India, but the problem with yodlee was/is that their CSR had access to my account and my login information. For a financial site, that just freaked me out.
Specifically, my problem was that one of my accounts wasnt updating, and when I contacted their rep, via email, not phone, he attempted to login as me and was able to see the problem.
Guess, you could view it both ways, that the rep could see what was going on, but on the other hand, I was squeamish, since the same rep could possbily add/remove and do who knows what else with my yodlee account.

You might want to verify with them if they actually log in AS YOU or are just able to view all your acct info -- there's a difference and perhaps reduced priviledges as well, alongwith their actions being logged and so on -- I'd be paranoid as well but would be interesting if you can find out and post the outcome here.

mapen said: Does Yodless have an offline version? It gives me so much more peice of mind to keep all my passwords on my own computer rather than giving all my passwords to yodlee.

I'm sure Yodlee has a fine reputation but Yodlee is a big juicy target for security attacks, whereas my little computer is a small obscure unknown target.

LOL!
I bet your computer is much less secure then Yodlee's Even if your computer is well protected, can you say the same about your local network? I doubt DSL/Cable/Dial-Up providers have any security guarantees...

Ah, here's the pertinent thread! Did a search for Yodlee before my precipitous post that got locked before I could add my Edit and Thanks to someone for raising my consciousness on existence of this thread, but a finger-fault must have obscured my intent in locating Yodlee as a FWF topic. Anyway, glad to see that there is already a discussion about this service. Sounds as if it might be useful. Thanks for this topic. -Zer (slightly less than perfect, but working hard at being IMperfectly human)
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absaim said: Which account aggregation service do you use?
By account aggregation service, I mean a service where you log on using one user id and passwd and you can see information for all your accounts in other institutions in one page.

I'm looking for a service that does account aggregation for the following types of accounts:
credit cards
bank accounts (checking + savings)
stock/brokerage accounts

Obviously since these are sensitive information, I would like to know which service is the best in terms of security and reputation.
Thanks.

Too bad the Compass Bank version doesn't have Emigrant listed as one of their institutions

I use Wachovia's One Stop and love it, well except for the current problem with Citibank accounts.

I have accts with several banks etc. If I sign up with Yodlee directly or with BoA my portfolio will either do an inquiry or soft pull or just the check inquiry?

Only way to see if Yodlee has more accounts available is to sign up. I like the "card direct" where your creditor or supplier gets paid the same day basically and you use whatever ATM or credit card you want.

Any comments appreciated. Am now using regular BoA bill pay and keep track of stuff in ms money(which I don't care for).

phazlehurst - Did you ever do a beta/trial program for the latest version for us FatWallet folks?