propcgamer said:its also under "How do I make regular deposits?"That's true, but I didn't want to do that either!!!

It used to be right on the side of the My account page when you would login, but now they have a new layout and it doesnt show that anymore, it would also show your interest rate and balance. I dont like this new layout too much.Hmmm I never noticed it before. When you don't need it, you don't look for it! I don't like the new layout either. And it's soooo slow now since this weekend's "upgrade". And once in a while I just keep getting errors for no reason. (I just retry and then it's ok.) Is anyone else getting that too?

Virtual bank just soared from 3.55% APY to 4.5% (4.6% APY)

i closed my account 2 weeks ago because of there very low rate of 3.55%, but now i would like to put my funs in there, can anybody tell me if i can reopen my account without any hassle ?

There doesn't seem to be an explicity time limit. This may be a good choice when 4.75 at ing and 4.8 at HSBC return to a 3.8 and 4.25 respectively.

Although I have a feeling that they will let everybody move their money, then after a week go back to something more competitive (but lower than the promo-rates)

nosatalian said:There doesn't seem to be an explicity time limit. This may be a good choice when 4.75 at ing and 4.8 at HSBC return to a 3.8 and 4.25 respectively.

Although I have a feeling that they will let everybody move their money, then after a week go back to something more competitive (but lower than the promo-rates)

Not very smart to let everyone move their money out THEN go to something competitive.

At least for ING we know the "non-promo" rate. For HSBC we'll probably have to wait until the promo ends to know the new rate. I'll be searching for the new highest rates around April 1st so I have time to link up the new accounts to HSBC just incase HSBC's non-promo rate sucks.

jabroni1 said:if i can reopen my account without any hassle ?

Now they have a limit of only two accounts.
I had opened 6 accounts but they did not let me open another after that.

PastorMikeB said:Is there some reason that this bank does not get more attention? They are now at 4.6%. How is their transfer? More like ING and EmigrantDirect (quick) or more like HSBC (slow)? They appear to be good......

Was wondering the same when trying to figure out where to be ready to move to on May 1st

They also have the $20/$20 referrals IIRC. And the 4.6% is not a promo rate.

ptngr said:ewright1975 said:Virtual bank just soared from 3.55% APY to 4.5% (4.6% APY)Finally! But I still don't like their new interface.

yeah, what's up with that new interface? it sucks big time.
are they trying to confuse people? isn't enough that many people are already scared of internet-only banks? simplify, vb!

Pierdobek said:1. Can anyone confirm that Virtualbank checking or savings has free ACH pulls and pushes?
2. If so, how fast it is comparing to ED or other banks?

3. I am looking for nice online checking-savings combo with decent savings rate, possibly overdraft protection and business accounts - any good experience here?


They are about as quick as Emigrant or ING. The cool thing about them is the funds are avalible as soon as they are in your account without a hold like Emigrant, ING, and HSBC.

I don't know about their other accounts, but the saving account I will probably move all of my money to.

Bump, coz HSBC rates are gonna fall to 4.5% soon. Nice bank, great features... I am gonna move my money there... glad I didn't close the account.