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Virtualbank eMoney Market 5.13% max APY [6 months CD 5.55% APY]

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   posted: Jun. 21, 2005 @ 8:37a
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Under $10,000.00 - $49,999.99 4.60%
$50,000.00 - $99,999.99 4.86%
$100,000.00 and up 5.13%
Remember they have $20 opening bonus with the account which makes it a good deal for now.
eMoneyMarket

Update:
6 Months CD at 5.55% - $10,000 minimum
Can set up CD online.
CD rates

Edit: 9/28/05 - Interest rate up from 3.4% APY to 3.55% APY
Edit by Moderator- This thread is now under moderation due to referral begging/fishing

   posted: Jun. 21, 2005 @ 8:37a

As of 2/15/06 VB increased from 3.55% APY to 4.5% interest rate, 4.6% APY on all tiers (all amounts)


Routing #: 067092200

   posted: Jun. 21, 2005 @ 9:53a
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Sweet. I was just recently contemplating closing this account too. Glad I waited. They can keep 10k of my money now

   posted: Jun. 21, 2005 @ 10:09a
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BigBucksNoWhammy said:Sweet. I was just recently contemplating closing this account too. Glad I waited. They can keep 10k of my money now

10k is 3.15%*

   posted: Jun. 21, 2005 @ 10:17a
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I just wanted to see how long it took for someone to say something.

I don't have literally 10k in there, but upwards of.

   posted: Jun. 21, 2005 @ 12:27p
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I was not happy with VB at all. I went back to ING. Their customer service didn't impress me and they did not pay me on referral fees that were earned.

   posted: Jul. 27, 2005 @ 8:02a
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Virtual currently paying 3.40% APY.

Edit: up to $50k, then 3.30% APY: VB Rates

   posted: Jul. 28, 2005 @ 12:29a
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German0955 said:I was not happy with VB at all. I went back to ING. Their customer service didn't impress me and they did not pay me on referral fees that were earned.

ditto on the VB referrals, I made all 30 referrals and was credited for 6...

   posted: Jul. 28, 2005 @ 1:06a
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khorne55 said:ditto on the VB referrals, I made all 30 referrals and was credited for 6... Did you complain to them? I haven't had any trouble getting credit for VB referrals, though I've only done 8.

   posted: Jul. 28, 2005 @ 10:03a
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khorne55 said:German0955 said:I was not happy with VB at all. I went back to ING. Their customer service didn't impress me and they did not pay me on referral fees that were earned.

ditto on the VB referrals, I made all 30 referrals and was credited for 6...

You really got 30 people to sign up for accounts, or did you just send emails to 30 people and only 6 signed up? They have to open the account for you to get the referral bonus of course. Just checking as 30 seems like a lot - you must have a lot of friends!

   posted: Aug. 28, 2005 @ 4:08a
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I roughly remember someone in FWF mention that the Virtual Bank this year start to do HARD credit pull for new customers, is this true?

Thanks.

   posted: Sep. 27, 2005 @ 12:24p
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Now 3.55% APY

   posted: Sep. 28, 2005 @ 4:18p
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Interest rate up from 3.4% APY to 3.55% APY

   posted: Sep. 28, 2005 @ 8:57p
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thanks for the update

   posted: Nov. 12, 2005 @ 9:05p
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Beware of the VirtualBank inactivity fee. They deduct $5.00 from your account each month if its been inactive for more than 12 months. See this link for more information.

   posted: Nov. 13, 2005 @ 12:57a
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bluechalk said:Beware of the VirtualBank inactivity fee. They deduct $5.00 from your account each month if its been inactive for more than 12 months. See this link for more information.

good to know.

do they consider just leaving money there and getting the interest credit each month "inactivity"?

logically i would say no, but who knows what some banks think lol

   posted: Nov. 13, 2005 @ 2:53p
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bluechalk said:Beware of the VirtualBank inactivity fee. They deduct $5.00 from your account each month if its been inactive for more than 12 months. See this link for more information.
Thanks for the reminder. I have $0 in that account for a few months now. I just sent an email to ask them to close it.

   posted: Dec. 10, 2005 @ 7:21p
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Does anyone have their routing number?

   posted: Dec. 13, 2005 @ 9:59a
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ptngr said:Does anyone have their routing number?

067092200

which is found in their FAQ

   posted: Dec. 13, 2005 @ 12:56p
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propcgamer said:ptngr said:Does anyone have their routing number?
067092200

which is found in their FAQThank you. I couldn't find it earlier because it's listed under "How do I make my initial deposit", which wan't what I wanted to do! I was looking for something more like "What is VirtualBank's routing number?"

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