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I have the answer to any citi credit card question Archived From: Finance

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citicardman, what is the actual limit on the number of Citibank credit card accounts?
I have 3 and they don't want to give me another card. But, I have heard people on here that have 4 (maybe even 5?) different Citibank credit cards. How is this possible?


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xpguy said:citicardman, what is the actual limit on the number of Citibank credit card accounts?
I have 3 and they don't want to give me another card. But, I have heard people on here that have 4 (maybe even 5?) different Citibank credit cards. How is this possible?


you can have as many acct's with us as your credit will take you the sky is the limit


please ask didYOUsearch to reply to my question that i asked


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"not many Citi employees would take the risk of posting this info for us"

I think what he means is that as an "insider", Citibank might get mad at you for answering our questions. As long as you keep your information and identity secret, I don't think Citibank can do anything to you.


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is S. Larson a real person or is he a shell name who will take the fall if there are any enron type scandals?


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You mentioned several times 'have the inq removed off my credit report'. Would you please tell us how to get an inquiry removed?
Thanks a lot!


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chowderhead said:is S. Larson a real person or is he a shell name who will take the fall if there are any enron type scandals?

lol thats good but no he is the vp of c/s


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Im PMed you my reply, can you please answer my questions thanks!


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aegean94305 said:You mentioned several times 'have the inq removed off my credit report'. Would you please tell us how to get an inquiry removed?
Thanks a lot!


sorry but this is not a road that i would like to travel on because i dont want it to ever go away and if every one knows than they will fix the problem and it wont work any more


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the online CL increase form always asks for income info (wont generate automatic increase) should I request manual increase?

if you want to take the hit on the credit report

What are some of the higher limits youve seen as a Citi rep?? I have limits close to $50k with other issuers but Citi has been stingy... this cl that you speak of at other companys is

i have seen limits as high as 3 hundred K

not to say what the vip people have you the stars i dont do these acct

what's doing you in at citi because citi knows what you have with them they cant give you any more or maybe they can if you have not asked than ask if you dont care about the credit inq.


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MBNA gives me big lines, AMEX, Chase, etc.

I have several Citi cards , and whenever I open a new one they only give me $500 Credit Line and opportunity to reallocate limits...

I have Sears MC, Dividend, Drivers Edge, ATT, Exxon MC, etc.


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removed


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citicardman said:the online CL increase form always asks for income info (wont generate automatic increase) should I request manual increase?

if you want to take the hit on the credit report

What are some of the higher limits youve seen as a Citi rep?? I have limits close to $50k with other issuers but Citi has been stingy...


i have seen limits as high as 3 hundred K

not to say what the vip people have you know the stars i dont do these acct's

this cl that you speak of at other companys is what's doing you in at citi because citi knows what you have with them they cant give you any more or maybe they can if you have not asked than ask if you dont care about the credit inq.


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citicardman said:

i have seen limits as high as 3 hundred K

not to say what the vip people have you know the stars i dont do these acct's

this cl that you speak of at other companys is

MBNA gives me big lines, AMEX, Chase, etc.


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citicardman said:please let me ask everyone here a favor please do not try to find out who i am and please do not try to steal any thing from me i have worked very very very hard to get were i am at i did not grow up with money nor do i have money now i work as a c/s rep answering the phone at citi bank i am just here to try and help any one i can with what i no i am here out of the kindness of my heart to try and help some people live a better life and thats all i am trying to do for my self like i said i did not grow up with money nor do i have any now so please do not try and steal what i have tried to work so hard for.

thank you



thank you for your help with this because it helps out a lot with all our questions and that we will respect that you do not want to be hurt by your helping us out so I will take the time now to help you point out that you might need to purchase a book on grammar to help you out with placing some periods and commas to make the sentences more readable but thank you for your help

=) sorry, I had too... I'm just a dork, I actually had to try a little not to puts some periods and commas....


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okay, real question...

when I create a 2 month temporary cc number for an online purchase, does that new account number get placed on my credit report? I assume it doesn't, but just making sure.


good post! green for you....


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didYOUsearch said:MBNA gives me big lines, AMEX, Chase, etc.

I have several Citi cards , and whenever I open a new one they only give me $500 Credit Line and opportunity to reallocate limits...

I have Sears MC, Dividend, Drivers Edge, ATT, Exxon MC, etc.


1st of all how many "gd" cards do you need, and will they all fit in your wallet, and if so, i would like to see this wallet, and if it fit in your pants.

now you no im joking but really it sounds like a give and take problem i mean you have lots of cards and lots of credit lines out there and there is a point were it will stop. my answer is ask a c/s rep to do a cli for you and push through the reff to the credit dept because a brand new acct does not qualify for a cli tell them you know this but you want it to be reviewed any ways and if the cl does not increase then look though the other responces for what i told some one else about asking to speak to the presidential dept


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TanItAll said:okay, real question...

when I create a 2 month temporary cc number for an online purchase, does that new account number get placed on my credit report? I assume it doesn't, but just making sure.


good post! green for you....


the answer is no the VAN is only kept at citi bank it does not go to the credit report


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thanks


So these limits up to $300k, did these people get them by having a small initial account and requesting increases? Does Citi require financial documents?

Whats the limit before Citi requires documentation?


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TanItAll said:citicardman said:please let me ask everyone here a favor please do not try to find out who i am and please do not try to steal any thing from me i have worked very very very hard to get were i am at i did not grow up with money nor do i have money now i work as a c/s rep answering the phone at citi bank i am just here to try and help any one i can with what i no i am here out of the kindness of my heart to try and help some people live a better life and thats all i am trying to do for my self like i said i did not grow up with money nor do i have any now so please do not try and steal what i have tried to work so hard for.

thank you



thank you for your help with this because it helps out a lot with all our questions and that we will respect that you do not want to be hurt by your helping us out so I will take the time now to help you point out that you might need to purchase a book on grammar to help you out with placing some periods and commas to make the sentences more readable but thank you for your help

=) sorry, I had too... I'm just a dork, I actually had to try a little not to puts some periods and commas....


sorry, not to be mean, but grammar and spelling are just not my thing. I no I suck at it, but o well I cant help it.


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didYOUsearch said:thanks


So these limits up to $300k, did these people get them by having a small initial account and requesting increases? Does Citi require financial documents?

Whats the limit before Citi requires documentation?


The norm I see is any req over 10k, but it all realy depends on what that persons credit is like


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