poohbie said:Hi citicardman,

Great thread!

Is it possible to switch from the Citi Diamond Preferred Rewards card to the Dividend Platinum Select (5%/1%) while keeping the same account # and without having to cancel/reapply?

yes, it is possible to switch from the Citi Diamond Preferred Rewards card to the Dividend Platinum Select (5%/1%). but as far as the card # goes as long as it is a master card and begins with 5424 it will stay the same. o and make sure that you cash out any reward points befor you switch, and wait untill the points are remove from the acct to do the switch.

if i have helped you than please let me know with your reply so people can verfy i know what im talking about

im going to bed i cant think

Another CSR told me that when you request a Virtual Account Number you can specify the length of time it will be active (even as short as one day) or the dollar limit that it can be used for. This provides additional protection: if you want to make an online purchase, you can set up a VAN for just the amount of that purchase. That way even if someone were able to hack the number, it wouldn't do them any good. She told me you can apply for a VAN as often as you like.

But I didn't ask whether you can have more than one VAN at a time -- what if you're shopping online and you set up a VAN for one purchase, then later that day you want to set up another one to buy something else? How many can you have at once?

And another question, about the Driver's Edge card -- the offer I responded to was for 5% rebates for 9 months -- the account was opened in May, so I should have 5% rebates till February, but they keep telling me the 9 months started last fall and will stop July 1. What's the deal with that? If I offer you something for 9 months, how would you feel if I later tell you the 9 months started 6 or 8 months ago?

Can I convert the Citi Shell card to a Citi Dividend Card?

citicardman said:i always get my credit inq's removed right after i do them and

I would love to know how you do that. Thanks

mdrollas said:Is it true that Citi can only increase your credit limit every 6 month without a hard inq?It's been stated in this thread that its true, but its not. Many of us from over at Creditboards know that you can click on the "credit line increase request" tab every 3 months and often get an increase. It HAS to be at least 3 months though and DW usually waits 3 months and a day or two just to make sure. She's gotten many increases like this in the last year and a half. She went from $1800-->$2600-->$3800-->$4800-->$5800-->$6800...all since Nov '03. No hard pulls on her credit for any of these.

DPG said:
Anyway, I can confirm that the multiple applications at the same time will work.Me too. I got the PremierPass and Diamond Rewards Preferred cards on the same day...within minutes of each other.

griffinlaw said:If your application is denied because of "past or present" delinquent credit obligations noted on your credit report, is reconsideration an option? The request would be based on age of the delinquent obligations and the existence of other citi accounts, including cd's, savings and checking products? Also, does citi respond to planet feedback requests for reconsideration?I personally think PFB is the best way to go about this. I've seen many people approved after reconsideration.

i have 3 cards that i've had for about 4-5 years. no balance and total ~34K credit. These give no rewards, except for the AAA 5% gas rebate. I'm planning on getting 0% BT's. should i close my old cards, leave them open, lower the limit, keep raising it? How do i get a high CL on a 0% BT card?

What is lowest fico score they require to open any of their credit card's?

My gf always get rejected from citi...for the reason 'not enough revolving credit'...when she called they said its because she doesnt have any debt...i never have any revolving credit and i have 3 citi cards...both of our credit scores are 700+...is there a way for her to get a credit card...thanks