Here's a quote from today's WSJ article about BofA caring for MBNA customers:

Some of MBNA's co-brand affinity partners also have lengthy contractual relationships with MasterCard that would prevent Bank of America from switching those cards over to Visa. MBNA issues a Major League Baseball-branded card through MasterCard, for example. Mr. Lewis said he is confident he can keep those customers: "Where are they going to go?"

So changes are coming, and soon.

I've been with MBNA for years and like the regular CL increases and the often available 0% BT offers. I have no experience with BOA. Anyone out there that has BOA cards care to share their experience with how BOA handles automatic CL increases and 0% BT offers?

good.

i've had an mbna card i've never used since 1998. I've been wanting to get rid of the mbna card. I guess now BOA will do it for me.

link626 said:good.

i've had an mbna card i've never used since 1998. I've been wanting to get rid of the mbna card. I guess now BOA will do it for me.

What is it specifically that you don't like about your MBNA card, and which one is it?

I have a Quantum VISA I plan to convert to something else at some point. Don't have much use for the Quantum benefits and their APR on BTs is never as good as offers I receive from my regular MBNA Platinum Plus MC.

My MBNA Smithonia card has been re-issued as plain MBNA Platinum Plus.
I guess MBNA starts unwinding its parthnerships

I am curious about my MBNA AMEX Worldpoints also. Just hit 70k points, enough for my 2 tickets to Hawaii. The thing is I'm not going until next year. Guess I need to think about going ahead and getting the tickets.

more evidence that cobranded cards will be making like the dinosaurs:

http://money.cnn.com/2005/06/30/news/fortune500/boa/

"The Bank of America deal turns MBNA into a direct competitor of its current partners. Bank of America management told analysts that they expect to lose some business as a result, leading to a 7 percent drop in revenues by 2009. They declined to discuss specific partnerships, including a major one that MBNA has with American Express."

Not my Merrill!

didYOUsearch said:I predict many, if not all, of the financial-cobranded MBNA cards will be gone...

this includes all the FWF favorites: Schwab, Fidelity, Merrill, etc!

I seriously doubt it. BofA may consolidate some of the duplicate accounts for efficiency, stopping them in their entirety may be too drastic. Further, BofA/MBNA may just change the T&Cs so that they are no longer attractive. I certainly "hope" that you are wrong this time.

Some thoughts:

1)typically, mbna has 5-year contracts w/partners. Wachovia's is expiring this year, for instance. Any cred card veterans want to help me roughly backtrack when fidelity's will end (oh, those juicy 2% cash backs... ) by mentioning when they first started hearing about them?

2)Asked MBNA rep about billpay -- since any company that they pay to, pays a slice of the payment to MBNA, it isn't purely a loss leader to get people in the door. Therefore, marginally mroe likely bofa will keep it. I'm not holding mybreath though -- anyone try logging on to billpay today?