phlylilazn said:when i called, the guy told me this is a tiered rewards program. after you spend 6000, you get 3% plus and additional 2% if you carry a balance to make it 5% Cash Back on those 3 types of purchases

I just received my card with the terms and conditions. Here goes...

Points based system (no mention of tiers anywhere):

5 points for every net $1 spent at merchants that classify themselves as gas station, grocery store, or drugtstore.

1 point for every net $1 spent elsewhere.

Points can be redeemed starting at 5000 points. You can choose either a $50 check or $50 gift certificate to a variety of establishments.

30,000 point maximum per calender year.

Points expire 36 months after they were earned, points are redeemed on a first in first out basis via the choosemyrewards.com website or by calling customer service.

I did the same (asking the rep to convert my Chase Plat. MC to this Cash Plus Rewards card). The CSR told me cash plus rewards is more of a rewards program and enrolled my MasterCard in. No card conversion is needed.

CornHusker said:Just convert my old Chase plat. MasterCard to this Cash Plus Rewards card, the CSR said I may not get a new card, but I can use this card and get the cash rewards. Can check rewards on the statement

rewards is 5%/1% and 300 annual cap, expired after 36 months.

sweet, I will report back when I get more info in mail.

I did not ask about $50 bonus or 0apr, I don't care

How long ago that you checked the reward calculation on your citi card? Mine stopped giving the 5% reward to Super WalMart a couple months ago. This has been confirmed by many FWers in different threads. I doubt that Citi would do anything different for you in their computer.

chowmac said:Actually, I think it will be considered as a grocery store for as long as you purchase the item from Super WalMart, Super Target, etc. This is how it's still working on my Citi card.

nm....already answered.

simonyu1 said:How long ago that you checked the reward calculation on your citi card? Mine stopped giving the 5% reward to Super WalMart a couple months ago. This has been confirmed by many FWers in different threads. I doubt that Citi would do anything different for you in their computer.

chowmac said:Actually, I think it will be considered as a grocery store for as long as you purchase the item from Super WalMart, Super Target, etc. This is how it's still working on my Citi card.

As a matter of fact, my last statement (June 15 to July 15) still shows that purchases from Super WalMart and Super Target earn 5%. I'm able to confirm these rebate amount by reconciling them on Excel. I'm not kidding!

After two phone reps (see my July 11 post) said I couldn't change my rewards program from the Free Cash rewards program to the Cash Plus rewards program, I sent the request via Chase's online messaging system:

July 15 - A rep replied, "This account is not eligible to trade to the Cash Plus account at this time."

July 27 - I replied, "Please tell me why my account is not eligible to trade to the Cash Plus rewards program."

August 02 - A different rep replied, "We apologize for the previous email that was sent to you. Your account is eligible to add the Cash Plus rewards program to it. Please be advised that you would forfeit your current rewards program on the account." I hadn't accumulated any Free Cash rewards so I asked her to switch my rewards program.

August 03 - She replied, "Please be advised we have changed your rewards program to the Chase Cash Plus rewards program. The previous rewards you were earning have been forfeited. You may continue using this credit card and all your purchases will apply towards the new program. Information outlining Cash Plus have been sent to the address on file."

I just sent an email to cust service to convert my rewards program to Cash Plus. I currently have the Flexible Rewards Visa Signature Card that eearns a flat 1%. I will post the outcome...

SoBeyondTheNorm said:foomeister said:I just sent an email to cust service to convert my rewards program to Cash Plus. I currently have the Flexible Rewards Visa Signature Card that eearns a flat 1%. I will post the outcome...

I'll be surprised if they don't make you actually call to convert.

I got my Cash Plus Rewards card, no tiers. I also combined the majority of my Profitcard credit line into this new one.

I figured it's worth a shot, based on ProfessorB's post. ProfessorB called and they wouldn't do it, but finally got somewhere using online messaging.

darkhaven said:I just called regarding changing the perfectcard to a cash plus card and was told that they are treating cash plus rewards as a rewards marketing program more than a type of account. Rewards supposedly won't transfer between the programs but that's not a problem with the PerfectCard if you don't have much racked up in rewards this month. To switch you have to call in and have them first drop the rewards program currently attached to the account (IE -- The PerfectCard 3% program) and then attach the new Cash Plus rewards program. According to the rep I talked to it takes about three days for the request for the PerfectCard program to be dropped to take effect. The nice thing about this is that there shouldn't be a need to reapply for the card, and both the original card number, account length, and card should be usable following the switch. The card design will change when the next card is sent out however.


I called and tried to convert my perfectcard and was told by 3 csr's it was not possible to do anything unless I had a credit limit of $5000. I threatened to cancel my perfectcard and they gave me $10 credit on my next statement. I guess there is some justice in this world.

Thanks guys, I was planning to get this card anyway, I now I've got an extra $50. The Citibank card similar to this is offering $50 at cardoffers.com so I am going there to sign up also. Again, thanks.