Chase Visa - $50 cash back, 0% intro APR

Chase Cash Plus Reward Visa Card - $50 Cash Back 0% intro APR - call 1-888-787-0329. Earn $50 Cash Back or gift certificate after first purchase. Earn 5% Cash Back on qualified grocery, gas, Drugstore puchases & 1% on all other purchases. No annual fee. Limited-time offer - apply by August 31, 2005.
(From ad seen in SmartSource insert St. Pete Times today 7/10/05 note, there's an F4W under the phone number - maybe an offer code, doesn't say)

Thanks for posting...you beat me to it! This looks like a clone of the Citi Dividend card. It looks like Chase finally gave in to the 5%/$300 cap model.

Has anyone seen where it says how much you need to accrue before you can request a check? $25? $50?

I called on it. There was some confussion at first, but then the rep came back and said she can't convert me to it until after 7/25, when the merger is complete.

Also, the offer code in my ad is F4V.

It was for a Bankone card. She said she could convert it after the 25th, but I never 100% trust these reps.

I will wait two weeks and try again.

the merger of the systems is happening this weekend. You should be able to do it after 2 weeks

bp1169 said: I saw this ad today as well with a F4V code. Has anyone received confirmation that this is indeed a flat tier card (5% from first dollar, unlike Blue Cash et al)? I'm going to give them a call tomorrow to verify it is untierd. The previous threads and the online app are a bit unclear or don't mention anything about tiers.

Here is a link to the online app for this card (from the previous thread).
Doesn't look like you can get the $50 if you use the link...

didYOUsearch said: collegekid said: You guys think this is a better visa card to keep than the schwab visa? why do you plan to keep just one? You can have both.

this one is "better" in that it gives you 5% on certain categories. schwab is "better" in that it has lower standard interest and cash advance rates, and lower foreign currency fees/

Of course, you could read the terms on both and make the comparisons yourself.

that would make too much sense

yes you can get an additional card if Chase thinks youre still a good credit risk for more credit

this is a personal card, I dont think Chase lets you combine business and personal lines, but you could always call them and ask and let us know what they say!

didYOUsearch said: this is a personal card, I dont think Chase lets you combine business and personal lines, but you could always call them and ask and let us know what they say!

Thanks for the reply DidYOU, but I believe both cards are personal cards. I don't have any Citicards yet, but I've read people combine the CLs and I definitely want to get in on all those $100 GC deals. Good point in calling and asking, but with CSRs, you'd get different answers to who the President of the US is!

I just called as well. The CSR had no idea about rewards, just wanted to take my application. He stated he did not know anything about the reward structure, nor the $50 initial purchase bonus. He also told me to go to the choosemyrewards website. Just when I thought I would finally stumble onto a concrete answer, I was shocked to see the website provided less information than the uninformed CSR.

On a side note, am I the only one that thinks that website "looks" like a phishing attempt? While I doubt it is, the logos and "cheesiness" of it look similar to phishing attempts. It certainly could use some more information, maybe a company(s) name, FAQ, etc.

The choosemyrewards.com website is very legit and very fast in shipping rewards. I have a bank one cc and use it all the time to redeem rewards. You can choose cash, restaurant gc's, and some other worthless items. example: 2500 points = $25 check or $25 gift card. hope this helps

I wonder if they'll keep this card longer than the Profitcard that was discontinued less than a year after introduction. Too bad the Profitcard was/is a mastercard otherwise I would trade that one for this one.

I saw an ad for this card in Sunday's (July 10) coupon section. The annual cap was 30,000 points, which is $300. When I called to see if I could convert my Chase card free Free Cash Rewards (1%) to this Cash Plus rewards program (5%/1%), the CSR said she didn't know anything about it. She mentioned a business card that gives 3% back and that you don't have to have a business to get a business card. I declined and called back three hours later. The second CSR had the same answer.

epicurus said: newlin99 said: The choosemyrewards.com website is very legit and very fast in shipping rewards. I have a bank one cc and use it all the time to redeem rewards. You can choose cash, restaurant gc's, and some other worthless items. example: 2500 points = $25 check or $25 gift card. hope this helps

do you have an annual cap on check or gift card redemption through choosemyrewards.com? if not, isn't this one better than Citi Divident?

newlin99 said: The choosemyrewards.com website is very legit and very fast in shipping rewards. I have a bank one cc and use it all the time to redeem rewards. You can choose cash, restaurant gc's, and some other worthless items. example: 2500 points = $25 check or $25 gift card. hope this helps

Ditto bro'.

ussrfw said: Where is the link of $50 bonus?

You will have to call and apply with the offer code mentioned above in order to receive the $50 bonus.

joship78 said: DaveHanson said: In Spokane, WA's Spokesman Review this morning, it's a F4Y offer code.

I'm going to see this week if a current BankOne card can be converted to this card (sans the 0% intro offer), assuming this is an offering on the Bankone "side" of Chase (as opposed to the Chase side), as the thread linked by foomeister indicates.

The offer is good through Aug 31 (and hopefully the card will be around much longer)--which should let us convert Chase "side" cards eventually.
Two questions:

(1) What does the "F4Y" code imply?
(2) Has anyone tried converting an existing Chase card (PerfectCard or another), and got the $50?

Bump. I'm curious about question #2 as well. Thx.

ussrfw said: How many months 0% APR balance transfer?
Any bt FEEs?

The answers to both questions are available at the link posted by bp1169:

12 months at 0%
3% BT fee (but not less than $5.00 nor more than $75.00)

fanofthetimes said: I have a question that i bet the answer is "no you can't do that". I want to pay off someone elses credit card for them by transferring their balance to my new card. They are not a family member. Is it possible to transfer someone elses balance to my own card?

Yes, you can get BT checks and pay off anyone's debt you like. Whether paying off someone elses debt or not is a good idea is a different qustion(to which the answer is no).

that sucked.. speak english or die.