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victory1
- Member
posted: Jul. 26, 2005 @ 4:03p
I just applied for this card, I don't need another card but I regret not taking advantage of the $150 previously, so I definitely wanted the $100. I did not get an instant approval. I have 1 other MBNA card with a $15,000 creditline. |
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DamnoIT
- Senior Member - 4K
posted: Jul. 26, 2005 @ 4:11p
turrdog said:Called the 866-724-9223 on the website. Ten minute application process ended with being approved for a 2nd card (1st was with $150). She wanted to know my interest in the card because I haven't been using the first. Of my original 12K credit line, she took 6K away for this new card so now I have two with 6K each.
Painless procedure, card will arrive in 5-7 business days.
Oh that is what I wanted to hear, time to apply again . |
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HKnight
- Senior Member
posted: Jul. 26, 2005 @ 4:16p
turrdog said:She wanted to know my interest in the card because I haven't been using the first. What did you say? |
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Betty0815
- Member
posted: Jul. 26, 2005 @ 4:27p
Quickest way: Call 1-866-724-9223, submit application.
The CSR will transfer you immediately to a credit analyst for "instant decision." If you get disconnected, call 1-888-279-7538.
Good luck!
P.S., Please figure out a reason why you want two CS cards. I said for personal accounting purpose. He was confused, but approved my application. |
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victory1
- Member
posted: Jul. 26, 2005 @ 4:28p
victory1 said:I just applied for this card, I don't need another card but I regret not taking advantage of the $150 previously, so I definitely wanted the $100. I did not get an instant approval. I have 1 other MBNA card with a $15,000 creditline.
Just called, I applied 30 minutes ago. I was approved for a creditline of $5300. I will get my $100 gift card and then merge the CL with mine other card for $20,300. |
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laughsun
- Member
posted: Jul. 26, 2005 @ 4:29p
called and was declined immediately and said I will receive the letter in one week, after I receive the letter, I can appeal. |
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NatronsMean
- Happy Member
posted: Jul. 26, 2005 @ 4:31p
applied online, got the wait 30 days message. I consolidated (closed) my first Schwaab card last week. |
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turrdog
- Thrifty Member
posted: Jul. 26, 2005 @ 4:41p
HKnight said:turrdog said:She wanted to know my interest in the card because I haven't been using the first. What did you say?
Basically, because I haven't been using the Schwab card, why would I want a second one? |
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rogerbeagle
- Ancient Member
posted: Jul. 26, 2005 @ 5:14p
A clever answer to the "why do you need another card" question from a previous post is "to have a card to track expenses by the day of week."
YMMV! |
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treelady
- Member
posted: Jul. 26, 2005 @ 5:23p
Got the second card. Rep did not ask why I wanted another card and I didn't offer the info. Thanks OP. |
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dpid
- Ancient Member
posted: Jul. 26, 2005 @ 5:41p
rogerbeagle said:A clever answer to the "why do you need another card" question from a previous post is "to have a card to track expenses by the day of week."
YMMV!
I thought I would not be eligible for this... but h3ll, why not go for the extra $100 (already used up my $150 in gift, who knew I guzzle gas like a mofo )
anyways, one can not ever have enough charles schwab cards ! |
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rogerbeagle
- Ancient Member
posted: Jul. 26, 2005 @ 6:51p
Instant approval! Thx Schwab!
BTW- for those calling, mention priority code GG57 to help the CSR find the offer.
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wadew
- Tired Member
posted: Jul. 26, 2005 @ 7:09p
So if you did the $150 gc earlier, and apply for another one, does it count as another hit on your credit report? |
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lillazyfats81
- Senior Member - 2K
posted: Jul. 26, 2005 @ 7:12p
wadew said:So if you did the $150 gc earlier, and apply for another one, does it count as another hit on your credit report?
yes |
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rvd1083
- Senior Member - 1K
posted: Jul. 26, 2005 @ 8:26p
Anyone know how late the credit "advisors" that make the decisions are available? |
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quicky
- Member
posted: Jul. 26, 2005 @ 9:31p
from last offer alreay got $150 card via UPS. THANKS FW |
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moledude
- Broke Member
posted: Jul. 26, 2005 @ 9:42p
Does anyone know how good your credit has to be to get approved for this one? |
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tashayar
- Senior Member - 4K
posted: Jul. 26, 2005 @ 10:05p
Ah...thanks for the heads up on this OP! I shall give them a call tomorrow. |
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customerXIII
- Addicted Member
posted: Jul. 26, 2005 @ 10:30p
Thanks OP. I missed the previous one! |
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MosDeft
- Senior Member - 1K
posted: Jul. 27, 2005 @ 12:51a
Monthly maintenance fees?! Are you guys cancelling the card before they start charging this ludicrous fee? |
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