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Get $100 Visa Gift card for signing up for cc from schwab Archived From: Finance

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I just applied for this card, I don't need another card but I regret not taking advantage of the $150 previously, so I definitely wanted the $100. I did not get an instant approval. I have 1 other MBNA card with a $15,000 creditline.


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turrdog said:Called the 866-724-9223 on the website. Ten minute application process ended with being approved for a 2nd card (1st was with $150). She wanted to know my interest in the card because I haven't been using the first. Of my original 12K credit line, she took 6K away for this new card so now I have two with 6K each.

Painless procedure, card will arrive in 5-7 business days.


Oh that is what I wanted to hear, time to apply again .


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turrdog said:She wanted to know my interest in the card because I haven't been using the first.
What did you say?


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Quickest way: Call 1-866-724-9223, submit application.

The CSR will transfer you immediately to a credit analyst for "instant decision." If you get disconnected, call 1-888-279-7538.

Good luck!

P.S., Please figure out a reason why you want two CS cards. I said for personal accounting purpose. He was confused, but approved my application.


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victory1 said:I just applied for this card, I don't need another card but I regret not taking advantage of the $150 previously, so I definitely wanted the $100. I did not get an instant approval. I have 1 other MBNA card with a $15,000 creditline.

Just called, I applied 30 minutes ago. I was approved for a creditline of $5300. I will get my $100 gift card and then merge the CL with mine other card for $20,300.


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called and was declined immediately and said I will receive the letter in one week, after I receive the letter, I can appeal.


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applied online, got the wait 30 days message.
I consolidated (closed) my first Schwaab card last week.


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HKnight said:turrdog said:She wanted to know my interest in the card because I haven't been using the first.
What did you say?


Basically, because I haven't been using the Schwab card, why would I want a second one?


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A clever answer to the "why do you need another card" question from a previous post is "to have a card to track expenses by the day of week."

YMMV!


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Got the second card. Rep did not ask why I wanted another card and I didn't offer the info. Thanks OP.


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rogerbeagle said:A clever answer to the "why do you need another card" question from a previous post is "to have a card to track expenses by the day of week."

YMMV!


I thought I would not be eligible for this... but h3ll, why not go for the extra $100 (already used up my $150 in gift, who knew I guzzle gas like a mofo )

anyways, one can not ever have enough charles schwab cards !


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Instant approval! Thx Schwab!

BTW- for those calling, mention priority code GG57 to help the CSR find the offer.


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So if you did the $150 gc earlier, and apply for another one, does it count as another hit on your credit report?


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wadew said:So if you did the $150 gc earlier, and apply for another one, does it count as another hit on your credit report?

yes


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Anyone know how late the credit "advisors" that make the decisions are available?


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from last offer alreay got $150 card via UPS.
THANKS FW


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Does anyone know how good your credit has to be to get approved for this one?


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Ah...thanks for the heads up on this OP! I shall give them a call tomorrow.


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Thanks OP. I missed the previous one!


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Monthly maintenance fees?! Are you guys cancelling the card before they start charging this ludicrous fee?


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