chtrich said:lahen said:Just got done applying for the card online. I got message like others about getting response within 30 days by mail.
Within couple of minutes of finishing application, I get a call from their CSR with approval offer. He mentioned me having another MBNA card (with $39000 credit limit). He offered to move $30000 to my new card and leave $9000 on that old card. I was little reluctant to do that. But, in the end I agree to split the amount to $19500 even on each card. It took less than 2 minutes to do this.

Thanks OP.

And when you close this new card, just have them move the $19,500 back on to your original card. I've done the same thing many times and MBNA will do it for you no problem.

Thanks for the tip.

1-888-279-7538

"All of our account managers are currently assisting other customers"


Edit: Got through.

Sign up online, called in to check status, approved.

PS. this is my 2nd charles schwab card

Called in and got approved. I did the $150 GC deal and received the GC already. They did not mention the other Schwab CC.

Thanks OP.

Thanks OP & to the person who posted about calling in to check the status. My pops got approved, now it's time to get my mom on too hehe

Has anyone used their price protection plan before? Do they take printouts from online vendors like Chase did? Or do they require store ads?

NM, found the answer in the other thread. Store ads only. Too bad.

its got nothing to do with chances...either you are approved or you are not...calling them will only reduce the suspense and you wont have to keep waiting in your mailbox...IMHO, it makes more sense to just call and check the status!!

MosDeft said:Have any of you applied separately for a spouse? I want to do one for my mom, but I don't know if they check the household address...

They don't care. I got $150 for wife and self on the previous deal.

Actually how good is this card for self-use besides the GC?

Why many guys said that it's of no use after getting the GC? It seems to have the world point reward program equal to 1% Cash Back and a so-so BVG function. Anyone can tell me the differences between this card and MBNA world points please? I only know that without other MBNA card, I cann
ot use billpay function with Schwab card.

I don't have any MBNA card, does it provide any better card other than world point/Cash Back card? I mean regular ones, not 10% promotional cards.

Thanks a lot. I was thinking if I should close the account after getting the GC.

Can't get the link to work. When does this offer ends?

The link is working but the application is "hanging" and then there is a message that they are unable to process at this time.

Cherry30303 said:Can't get the link to work. When does this offer ends?