i opened an account last night, and opted for funding by electronic check, got my account number and routing number, mailing in my signature card today.

however, i can't see my new account when i log in to the site. Does anyone know will I only be able to access my account when they receive my signature card? or did i do something wrong.

I opened an account on phone. They asked about my citizenship. When i said that I am a perm resident, they said that they will need me to send a copy of my ID in response to their letter I will receive in next 5 days.

Member number will be available when they get my mail.

OP may be updated for information about citizenship.

N

I opened a SAVINGS account and received savings CHECKS! With regular routing and account numbers...nice. On the check, it says "Federal regulations allow only 3 checks per monthly statement cycle" and is boldly printed "USAA SAVINGS" at the top.

sbsake said:What is a USAA SSAcct ?

USAA Insurance Co has a financial structure different than most insurance co's. They use the SSA as a capital reserve against losses. When the SSA becomes larger than necessary for loss reserves, they pay out an annual dividend usually around Christmas to the policy holders. The amount varies depending on the state in which you live.

Here is some info I have on the tiers or levels of USAA members. I looked into a year ago or so since a friend of mine, who was an Officer got $300 put into an account from USAA that I didn't. So I wanted to know why and I called. They told me there are 3 classifications of members (for insurance purposes at least).

USAA level members. Officers, wives, employees. Have best insurance rate and SSAccount. Profits from company are deposited into this account each year, and money can be pulled out if there are losses. Owner of SSAccount cannot pull money out unless they leave USAA (that is what they told me).

CIC level member. Offspring of Officers, including kids, grandkids, great grand kids, etc . Good insurance rates, but not quite as good as USAA level members. Do not have SSaccount, but has car insurance refunds each year when profits are good. I am in this group.

GIC level members. These are the enlisted military (not officers). Insurance rates much higher than USAA or CIC level members. Also receives car insurance refunds each year.

Does anyone else not like USAA's new web Billpay? it couldn't even find itself for Electronic Bills...

Does anybody have experience with USAA Mutual Funds ? If so please post experience ...

sorry, but I see no talk on usaa mutual funds... I am not talking about the SSaccount

How many accounts do people have linked to USAA for funds transfer. I have six and was wondering if there is a limit.

I had ghastly experience with mut.funds at USAA, just before USAA ceased using its own folks as fund managers and started hiring outside fund mgmt. I found my tolerance for losing money while I paid a fee for advice and guidance is ZERO, even as I do lose money on my own investments with some regularity. So I got out. Took the loss. Did it because Suze Orman said not to hold on to any stinky stuff in the hope that it will someday recover. That was a few years ago. Also did a focus group paid for by USAA, asking me and four others how we felt about our investments and stmts and stuff. Best I could figure, we were asked some nonsense questions to keep us from finding out just what the taping was about. Interesting focus group. I was still holding on to some losing mut.funds at that time. My losses were based on my going in high, too high, on the funds. I got a lot of shares, but the price kept dropping lower and lower. I'd advise avoiding mut.funds. Others may have a different experience, but I got churned and burned. You can read more intelligent comment about mut.funds in a new book written by Yale's CIO David Swensen: "Unconventional Success". Swensen feels the for-profit mut.fund industry fails the average investor, that fiduciary duties lose out to profit motive. -Zer (who has posted this elsewhere at FWF, but danged if I can figure out which thread it was on!) sbsake said: Does anybody have experience with USAA Mutual Funds? If so please post experience.