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You will get a letter from AMEX post factum. They will also cancel your TrueEarnings card if whoever added you as a second member to their Costco account removes you. Finally, they will cancel your TrueEarnings even if you were just an authorized user on someone else's card (with your own Costco membership number that became inactive).

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SoBeyondTheNorm said: <blockquote><hr>For those who have this card, does it function as a replacement for the regular Co... (more)

dcwilbur (Oct. 08, 2005 @ 8:47p) |

dolmar said: <blockquote><hr>Yeah today is 10-08-05 my parrents canceled my Costco member on 9-17-05 and <a target="_new... (more)

ellory (Oct. 08, 2005 @ 9:00p) |

SoBeyondTheNorm said: <blockquote><hr>For those who have this card, does it function as a replacement for the regular Co... (more)

s0ssos (Oct. 09, 2005 @ 2:42a) |

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Can I switch it to other AMEX cards if I donot renew my costco membership?

EugeneV said: [Q]You will get a letter from AMEX post factum. They will also cancel your TrueEarnings card if whoever added you as a second member to their Costco account removes you. Finally, they will cancel your TrueEarnings even if you were just an authorized user on someone else's card (with your own Costco membership number that became inactive).


Yes. This card does require you to be a Costco member in good standing. If you are not, they will cancel your card as per their TOC. Since this is a co-branded card, it cannot be converted into anything else, thus the only option is to remain a Costco member in good standing, or cancel the card.

ericwuyq said: [Q]Can I switch it to other AMEX cards if I donot renew my costco membership?


No. This is a co-branded card. You will have to cancel this card and apply for another card (not co-branded with Costco).

chokaay said: [Q]This card does require you to be a Costco member in good standing. If you are not, they will cancel your card as per their TOC. Since this is a co-branded card, it cannot be converted into anything else, thus the only option is to remain a Costco member in good standing, or cancel the card.

You are required to be a Costco member to use the card in Costco. Costco membership number and bar code are printed on the back of the card. I did not know that COSTCO was authorized to cancel AMEX cards or to remove Authorized Users from AMEX card holders' accounts. While I realized that I will not be able to continue using this card in Costco, I was planning on using it for 3% off dining, 2% off travel and 1% off elsewhere. Oh well...

EugeneV said: [Q]chokaay said: [Q]This card does require you to be a Costco member in good standing. If you are not, they will cancel your card as per their TOC. Since this is a co-branded card, it cannot be converted into anything else, thus the only option is to remain a Costco member in good standing, or cancel the card.

You are required to be a Costco member to use the card in Costco. Costco membership number and bar code are printed on the back of the card. I did not know that COSTCO was authorized to cancel AMEX cards or to remove Authorized Users from AMEX card holders' accounts. While I realized that I will not be able to continue using this card in Costco, I was planning on using it for 3% off dining, 2% off travel and 1% off elsewhere. Oh well...

Well, I highly doubt it's Costco itself that cancels the card, considering they play no part in administering the card or giving the credit line. They inform AMEX when the membership of a person with the CC ends, and AMEX cancels it, probably automatically.

EugeneV said: [Q]chokaay said: [Q]This card does require you to be a Costco member in good standing. If you are not, they will cancel your card as per their TOC. Since this is a co-branded card, it cannot be converted into anything else, thus the only option is to remain a Costco member in good standing, or cancel the card.

You are required to be a Costco member to use the card in Costco. Costco membership number and bar code are printed on the back of the card. I did not know that COSTCO was authorized to cancel AMEX cards or to remove Authorized Users from AMEX card holders' accounts. While I realized that I will not be able to continue using this card in Costco, I was planning on using it for 3% off dining, 2% off travel and 1% off elsewhere. Oh well...


That would be nice... but unfortunately, as with any co-branded card, Costco is allowed to request AMEX to cancel your account if you are not a Costco member in good standing anymore. While other co-branded cards may not behave this way since most of them don't require a paid membership to even apply, this one does.

I guess you can ask AMEX if you can pay the $45 membership fee for the TrueEarnings card and see if they'll give it to you, but you still won't fulfill the Costco membership requirement, and if you're going to pay the same membership fee as it costs to join Costco, why not join Costco? (Yes, there IS a membership fee for the TrueEarnings Card, but it is "waived" as long as you have an active Costco membership in good standing. I guess that's just how AMEX chose to set up the card in their system.)

Great info, thanks! I just got my Costo membership and was thinking about applying the credit card, but now, I have a second thought.


chokaay said: [Q]EugeneV said: [Q]chokaay said: [Q]This card does require you to be a Costco member in good standing. If you are not, they will cancel your card as per their TOC. Since this is a co-branded card, it cannot be converted into anything else, thus the only option is to remain a Costco member in good standing, or cancel the card.

You are required to be a Costco member to use the card in Costco. Costco membership number and bar code are printed on the back of the card. I did not know that COSTCO was authorized to cancel AMEX cards or to remove Authorized Users from AMEX card holders' accounts. While I realized that I will not be able to continue using this card in Costco, I was planning on using it for 3% off dining, 2% off travel and 1% off elsewhere. Oh well...


That would be nice... but unfortunately, as with any co-branded card, Costco is allowed to request AMEX to cancel your account if you are not a Costco member in good standing anymore. While other co-branded cards may not behave this way since most of them don't require a paid membership to even apply, this one does.

I guess you can ask AMEX if you can pay the $45 membership fee for the TrueEarnings card and see if they'll give it to you, but you still won't fulfill the Costco membership requirement, and if you're going to pay the same membership fee as it costs to join Costco, why not join Costco? (Yes, there IS a membership fee for the TrueEarnings Card, but it is "waived" as long as you have an active Costco membership in good standing. I guess that's just how AMEX chose to set up the card in their system.)

jrsmooth said: [Q]Great info, thanks! I just got my Costo membership and was thinking about applying the credit card, but now, I have a second thought.


chokaay said: [Q]EugeneV said: [Q]chokaay said: [Q]This card does require you to be a Costco member in good standing. If you are not, they will cancel your card as per their TOC. Since this is a co-branded card, it cannot be converted into anything else, thus the only option is to remain a Costco member in good standing, or cancel the card.

You are required to be a Costco member to use the card in Costco. Costco membership number and bar code are printed on the back of the card. I did not know that COSTCO was authorized to cancel AMEX cards or to remove Authorized Users from AMEX card holders' accounts. While I realized that I will not be able to continue using this card in Costco, I was planning on using it for 3% off dining, 2% off travel and 1% off elsewhere. Oh well...


That would be nice... but unfortunately, as with any co-branded card, Costco is allowed to request AMEX to cancel your account if you are not a Costco member in good standing anymore. While other co-branded cards may not behave this way since most of them don't require a paid membership to even apply, this one does.

I guess you can ask AMEX if you can pay the $45 membership fee for the TrueEarnings card and see if they'll give it to you, but you still won't fulfill the Costco membership requirement, and if you're going to pay the same membership fee as it costs to join Costco, why not join Costco? (Yes, there IS a membership fee for the TrueEarnings Card, but it is "waived" as long as you have an active Costco membership in good standing. I guess that's just how AMEX chose to set up the card in their system.)


You're welcome. IMO, it shouldn't be a problem unless you're planning on cancelling your Costco membership in the future, or planning on doing something that will MAKE Costco take notice and decide to cancel your membership. I'm not a big fan of co-branded cards for this reason (either partner can end the partnership or your account), but I did get this one because I don't plan on giving up my Costco membership for a long time, and this is the best AMEX card (reward-wise) for me.

Will AMEX still honor the rewards if the costco card is cancelled?

ericwuyq said: [Q]Will AMEX still honor the rewards if the costco card is cancelled?

I wouldn't count on it. In my case, I was just an AU and my wife's card is still active (she is primary and still has Costco membership).

dont they auto-bill your memberhip to your AMEX card ?

all AMEX cards can be reinstated up to 1 year after cancellation. i did this with my business line of credit which was $32K card. they didnt even bother to pull credit.

lol if they would let you apply for new cards then reactivate closed ones that would be a rad backdoor.

idealguru said: [Q]dont they auto-bill your memberhip to your AMEX card ?


That's an option, not a requirement. It would save your membership from being "accidentally" cancelled if you forgot to pay your bill on time though...

Has anyone been successful in converting another AMEX card into a Costco TrueEarnings card? I do have an existing membership with Costco. I've talked to 2 different rep who told me it could not be done, but I was curious to see if anyone here had managed to pull it off. Right now my Bluecash is in the sockdrawer, so I'd like to avoid applying for a new account for the Trueearnings.

idealguru said: [Q]dont they auto-bill your memberhip to your AMEX card ?

Yes, they do, they took 45$ from my AMEX CC few days ago. <img src="i/expressions/face-icon-small-wink.gif" border=0>

exactly how do you make your costco card not in good-standings?
i mean i basically pay on the spot when i go to the register.

t00dumb said: [Q]exactly how do you make your costco card not in good-standings?
i mean i basically pay on the spot when i go to the register.

probably return too much crap. something like that.

SoBeyondTheNorm said: [Q]Has anyone been successful in converting another AMEX card into a Costco TrueEarnings card? I do have an existing membership with Costco. I've talked to 2 different rep who told me it could not be done, but I was curious to see if anyone here had managed to pull it off. Right now my Bluecash is in the sockdrawer, so I'd like to avoid applying for a new account for the Trueearnings.


Only if it's another Costco/AMEX branded credit card.

Since the original TrueEarnings discussion seems to have been archived and I do not want to start another one, I'll post this here (came with the last statement):

[Q]NOTICE OF CHANGES TO YOUR AGREEMENT

Removal of Rebate Cap (effective immediately)
We are removing the cap on the total amount of annual eligible purchases that can qualify for a Rebate. Therefore we are amending the Rebate section of your Cardmember Agreement to delete the sentence that states: "Only the first $100,000 if Eligible Purchases are eligible for a Rebate in a Rebate Period."

Cosco notify American Express right away. I had a Costo American Express card. I was a secondary member under my parrents account. My parrents decided it was not worthwhile to pay annual fee on my costco card as I never goto Costco without them. My parrents membership came up on 9-17-05 and they removed me from there account to save a wooping $25 bucks a year. Today in the mail I got notice from American Express that they closed my Costco American Express Charge card pursant to TOS agreement as my Costco membership is no longer active.

I have had the Costco AMEX card for like 5 years or so. Funny way of finding out your Costco membership was canceled. My parrents did not think even think of mentioning it to me. Personally I really dont care as the card no longer offers internet price matching anyways. In the 5 years I had a Costco membership honstly never went without my parrents 1X anyways. So they where kinda of right that it was a throwing away good money.

dolmar said: [Q]Cosco notify American Express right away. I had a Costo American Express card. I was a secondary member under my parrents account. My parrents decided it was not worthwhile to pay annual fee on my costco card as I never goto Costco without them. My parrents membership came up on 9-17-05 and they removed me from there account to save a wooping $25 bucks a year. Today in the mail I got notice from American Express that they closed my Costco American Express Charge card pursant to TOS agreement as my Costco membership is no longer active.

I have had the Costco AMEX card for like 5 years or so. Funny way of finding out your Costco membership was canceled. My parrents did not think even think of mentioning it to me. Personally I really dont care as the card no longer offers internet price matching anyways. In the 5 years I had a Costco membership honstly never went without my parrents 1X anyways. So they where kinda of right that it was a throwing away good money.Did you have a point? If so, I missed it

Yeah today is 10-08-05 my parrents canceled my Costco member on 9-17-05 and American Express canceled my card within 21 days. All pending points membership rewards points where forfited. And If I did not have another AMEX account active I would have forfited all my membership rewards points.

Just cant believe how fast AMEX found out that my parrents removed me from there Costco account and proceded to cancel the account.

So I assume when you apply Costco branded AMEX Costco must enter something in the Costco membership computer so that when a membership is canceled they know to notify AMEX of change right away.

For those who have this card, does it function as a replacement for the regular Costco memberships card? Is the barcode membership number and photo included on the card?


SoBeyondTheNorm said: [Q]For those who have this card, does it function as a replacement for the regular Costco memberships card? Is the barcode membership number and photo included on the card?Yes.

dolmar said: [Q]Yeah today is 10-08-05 my parrents canceled my Costco member on 9-17-05 and American Express canceled my card within 21 days. All pending points membership rewards points where forfited. And If I did not have another AMEX account active I would have forfited all my membership rewards points.

Just cant believe how fast AMEX found out that my parrents removed me from there Costco account and proceded to cancel the account.

So I assume when you apply Costco branded AMEX Costco must enter something in the Costco membership computer so that when a membership is canceled they know to notify AMEX of change right away.Which has all been covered already

SoBeyondTheNorm said: [Q]For those who have this card, does it function as a replacement for the regular Costco memberships card? Is the barcode membership number and photo included on the card?

even at the gas pump. it's nice



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