Anyone got any suggestions for how to move money into an HSBC OnlineSavings account? I tried to link it to ING, but they don't recognize that routing number or banking name, so it won't let me add the account. Also, although it's linked to my Wachovia B&M account, whenever I push money, Wachovia dings me for $2, even though they never do that when I push to ING.

Suggestions?

NinjaPigeon said:Anyone got any suggestions for how to move money into an HSBC OnlineSavings account? I tried to link it to ING, but they don't recognize that routing number or banking name, so it won't let me add the account. Also, although it's linked to my Wachovia B&M account, whenever I push money, Wachovia dings me for $2, even though they never do that when I push to ING.

Suggestions?

I have only done the initial deposit, but my Wachovia account didn't charge me any fees at all (free student checking account).

Nolaquen said:
I have only done the initial deposit, but my Wachovia account didn't charge me any fees at all (free student checking account).

Yeah, it didn't charge me on the first deposit either. But mysteriously a charge showed up when I did my first push after my HSBC account was set up. I'm gonna go into Wachovia next week to verify if the push to HSBC was the reason for the service fee.

I don't have an HSBC checking though, so transferring money to ING, then to HSBC checking is fairly annoying. I think I might have to bite the bullet and sign up for USAA like everyone else.

NinjaPigeon said: Also, although it's linked to my Wachovia B&M account, whenever I push money, Wachovia dings me for $2, even though they never do that when I push to ING.


Please explain it more. Why should Wachovia charge anything if ACH is initiated by some other bank?

furrypanda said:For Free checking:
"This account does allow you to use teller services either."

Does Free Checking allow in bank teller service or not?

In my experience, it allows in bank teller service. I've had no problems walking into my local branch and taking care of transactions at the teller window ever since I've had my Free Checking account with HSBC.


Edit: Though I should mention that I just do deposits at the teller... everything else is either through the ATM or online.


JW

TonySpero said:furrypanda said:For Free checking:
"This account does allow you to use teller services either."

Does Free Checking allow in bank teller service or not?

I always deposit big checks with tellers, smaller checks in the ATM, 100% sure about deposits, I never withdraw or transfer via tellers, but there was a blurb in last month's statement that you can no longer withdraw or transfer or do a balance inquiry, but all this can be done via ATM or online, so no big deal.

Which part of the statement says that. I just got my first electronic statement yesterday. Didn't see anything about cannot withdraw/deposit via teller. If you can't withdraw deposit via teller, then what are tellers for?

kesh said:
Which part of the statement says that. I just got my first electronic statement yesterday. Didn't see anything about cannot withdraw/deposit via teller. If you can't withdraw deposit via teller, then what are tellers for?

I said, You CAN deposit via tellers, I have the statement in front of me here it says: "Effective September 30, 2005 - You will no longer be able to make Withdrawls, Transfers or Balance Inquires from Manned In-Store Banking Facilities"

It does not state a specific type of account, so I guess it will apply to all HSBC accounts, but you can still deposit, that's what the tellers will be there for, and also to open accounts, and other things, who knows?
I get my statement in the mail, so I don't know if it shows up in the electronic statement.

costa9 said:Does anyone have positive application experience with HSBC without a home phone number?
In the application, it asks home phone number and explicitly says "no mobile phone numbers please". Unfortunately I don't have a home phone. I met the same problem when I applied citibank checking, and they insisted to let me send my home phone bill, which I didn't have it.

Thanks!

I used my roommate's phone number for the same reason. GMAC gave me the same problems and I gave up with them. Ironically, with a growing trend of people giving up land lines for the free long distance of cell phones, banks are increasingly demanding we have land lines I made sure to call their customer service to voice my feedback on the poor nature of that policy in hopes they will change it in the future.

I used the HSBC ATM for the first time today, used it to deposit a rebate check. Just found a couple things unusual with HSBC ATM that differ from other banks.

1. The envelope ask you to write your account number on the deposit slip (like I can remember that), ask a guy inside the branch, he said you don't have to if you can't remember.
2. The ATM only allow you do one transaction at a time, so if you want to do a second transaction, you must insert the card and punch the pin again.
3. The recipt does not give your account balance, only indicate that you made a deposit of $XX.XX.
4. The account balance on screen (after reinserting the card) does not reflect the new deposit. The balance online (home computer) also does not list this new transaction. I guess it will be posted tomorrow.

I just found this a little unusual, especially not telling you your balance on the receipt. The ATM I used is the one in Beverly Hills, CA, maybe different in other places.

Does HSBC give any bonus to open the savings account like ING?