HELP! - My wallet was stolen!

I lost my wallet and somebody stole it! I paid for my lunch at the student diner and after I ate, I noticed it wasn't in my pocket, I went back and searched through the lost and found, and had the custodians look for it. It was gone and stolen! I had my Student ID, my credit card, as well as my HMO card, and driver's license in it! I immediately went to my school's police department to file a report. I also immediately closed my CC account of the card I lost on my wallet (fortunately there wasn't any unauthorized charge on it). I also made a fraud-alert on Equifax for anyone using my SSN. The DMV though is closed and Im not able to do anything until tommorow... I lost about 100 bucks in cash in my wallet! But what Im more concerned about it identity theft! Im not sure if someone can use my Driver's License to fake my ID or something, but I tried all the steps the police told me... After all this, is there anything else I should do? Anyway to prevent future wallet-theft?

proxy101 said: I lost my wallet and somebody stole it! I paid for my lunch at the student diner and after I ate, I noticed it wasn't in my pocket, I went back and searched through the lost and found, and had the custodians look for it. It was gone and stolen! I had my Student ID, my credit card, as well as my HMO card, and driver's license in it! I immediately went to my school's police department to file a report. I also immediately closed my CC account of the card I lost on my wallet (fortunately there wasn't any unauthorized charge on it). I also made a fraud-alert on Equifax for anyone using my SSN. The DMV though is closed and Im not able to do anything until tommorow... I lost about 100 bucks in cash in my wallet! But what Im more concerned about it identity theft! Im not sure if someone can use my Driver's License to fake my ID or something, but I tried all the steps the police told me... After all this, is there anything else I should do? Anyway to prevent future wallet-theft?

You should be fine unless you were using a stolen ID yourself in the first place.

'What's in YOUR Wallet?!'

Why would you put a fraud alert for anyone using your SSN? Was your SS card in there as well or on your HMO card? Relax you will be fine and chalk it up to experience. Get a new card reissued and go get a new drivers license and student ID. Not really too much else they can do with your items.

proxy101 said: Trinob said: Why would you put a fraud alert for anyone using your SSN? Was your SS card in there as well or on your HMO card? Relax you will be fine and chalk it up to experience. Get a new card reissued and go get a new drivers license and student ID. Not really too much else they can do with your items.

Im not sure if my HMO card has my SSN on it or not.... If so, what should I do? I reported to Equifax already... Is there any other damage this guy can do, if he has my SSN?

Why report only to equifax? Why not the other beareaus? I would go ahead and issue fraud alert to all 4 beareaus (I forget the name of the 4th new beareau.. can someone post?)

lowbudget said: I was recently in your position. If you want to place a fraud alert on your credit report then you actually have to place it at all three agencies individually. So call the other two also. Be advised that the fraud alert makes it harder for you to obtain credit and can be an inconvenience.

You can also join privacy guard, privacy guard trial offer
and monitor your credit for a few months. Then make sure you check your credit reports again in about 6 months to a year.

Will this fraud alert be on forever? Also what other types of preventions should I look in, other than credit?

vegastaco said: you only need 2 report it at one of the three as they must notify the other 2 and yes if your SSN was on your medical card he can still do damage...i know as my wallet was stolen by my brother saturday night had all cards cancelled on saturday night monday he goes to jc penneys and opens a instant credit account for 500 and buys a ring for 415 good thing is they have him on tape

Are you sure, my SSN is not on my insurance card. I have blue shield, maybe it's different for different insurance companies.

I need help also. Recently, I lost Social Security Card (but basically, nothing else). Should I report this to somewhere also?

drug addict loser that i will be glad 2 see behind bars as for just the social card i would think about a security alert just in case they get all the info needed to damage you

lol i went to pennys and saw him on tape making the purchase wont be long untill he has a waarant on him is this a felony or what?? fraud forgery...

moolkimchi said: I need help also. Recently, I lost Social Security Card (but basically, nothing else). Should I report this to somewhere also?

Did you lose it recently? If so then, report to the 3 credit bureaus. If it has been a long time, then don't worry about it. If something happened then it would have happened shortly after you lose your SS number. Also, a crook can't do anything with just SS number, they need name, SS number, address, and phone number to open a new CC account.

GimmeUrWallet said:

what an appropriate screename for this threaf, GUW!

proxy101 said: I lost my wallet and somebody stole it! I paid for my lunch at the student diner and after I ate, I noticed it wasn't in my pocket, I went back and searched through the lost and found, and had the custodians look for it. It was gone and stolen! I had my Student ID, my credit card, as well as my HMO card, and driver's license in it! I immediately went to my school's police department to file a report. I also immediately closed my CC account of the card I lost on my wallet (fortunately there wasn't any unauthorized charge on it). I also made a fraud-alert on Equifax for anyone using my SSN. The DMV though is closed and Im not able to do anything until tommorow... I lost about 100 bucks in cash in my wallet! But what Im more concerned about it identity theft! Im not sure if someone can use my Driver's License to fake my ID or something, but I tried all the steps the police told me... After all this, is there anything else I should do? Anyway to prevent future wallet-theft? I don't remember ever having $100 cash when I was a student....

kokopelli said: CC is not the only damage the thief can do. For example, the thief can open a cell phone account with just your SS for credit check. You won't see this fraudulent entry in your credit report until the cell phone company send the debt to a collection agency which can be several years later.

This is where privacy guard comes in, the credit checks show up there. They also email you when anyone pulls your credit.

On my Blue Cross HMO card, my ID is actually my SSN

Dont forget to cancel your Blockbuster card and your library card and get new ones.

golf247 said: Not to scare the OP, but just finished an article in Kiplingers about same situation. Thief that had Driver's license used it when they were pulled over. The correct person ended up with a warrant out on him because he was supposedly driving with a suspended license. He spent a couple days in county jail before they determined he wasn't the thief that was originally pulled over.

Don't the cop look at the picture on the license?

kesh said:
Don't the cop look at the picture on the license?

Remember he said county jail. Now we are talking sherrifs department.

I did the same thing a couple months ago. Here is a site with some useful information. don't forget to cancel store specific credit cards (Kohls was the fastest to send me a new card). Regarding the credit agencies, Experian has an online system here . You have the option of filing a 90 day or 7 year alert. They send your info to the other 2 agencies automatically (I received confirmation a couple weeks later from all 3). Good luck and its not as bad as you initially think. Replacing my driver's license was probably the most painful. I hate the DMV

dimplex2 said: b33g said: On my Blue Cross HMO card, my ID is actually my SSN

It shouldn't be. HIPPA regulations should've had your SSN removed from the card. Blue Cross should've issued you a new one without your SSN on it.


the new cards were supposed to be issued sometime at the beginning of this year, but i still see ALOT of people use the ones with ssn on it--they either don't remember seeing a new card in the mail, or they haven't gotten around to putting it in their wallets. in fact, most people don't know about hippa law regarding id numbers. if you are a student under your parent's plan, it's their ssn on it. just double check with them to see if you had and old or new card. good luck to you.