Bump, plus a tip: Pelican State CU offers secured CC Visa Share Pledge with $35K limit. Create a balance using their online banking to transfer $ from CC to checking or savings. $5 cash advance fee (might be waived if done online; I should check), and pay a few days of interest while waiting for the BT to clear (and lost interest from their lower savings rate) -- but still worth it for many of us (especially in a tag-team AOR which provides the $). Anyone can join via Acadia Assoc.

One drawback: took several weeks and phone calls to set up but maybe that was just bad luck.

cardjuggler said:Bump, plus a tip: Pelican State CU offers secured CC Visa Share Pledge with $35K limit.
How do you get this limit? Is this the amount you have on their share account? Is this limit reported to credit bureaus?