ING Direct raised to 3.40%

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The rate is now 3.40%. Just noticed it on the top of my account screen. Not a very big bump (.10%) and significantly lower than emigrant, but it's something I suppose.



its about time... something better than nothing i guess


ill stick with emigrant for now.


prestoguy said: ill stick with emigrant for now.

Yeah, I have been leaning towards emigrant, was waiting to see if ING went up. Not happy with their rate anymore, .6% is significant. Just signed up for emigrant. Sorry ING.


glad i moved my $$ to emigrantdirect. ING is a JOKE?


with as much as were making at ed, we can pay the diff to ing customers the diffenece and still earn money. hahahah!!


Don't you think because of the mechanics of Pricing, ING would have to raise it rates or it will simply die in a few months.


not true.........too many reasons why it isnt true.....


.....nm..only got $26 there..


there is no comparison between ING Direct and EmigrantDirect. At 3.40% ING is way behind from HSBC 3.75% and ED at 4.00%.


I am disappointed that they only raised .1%. I am going ahead to try ED too.


return222 said: I am disappointed that they only raised .1%. I am going ahead to try ED too.

omg... i was gonna stay with them as long as they increased it to 3.5% or more...
i am moving to ED... hmmm.. how tooo


joedaddy123 said: return222 said: I am disappointed that they only raised .1%. I am going ahead to try ED too.

omg... i was gonna stay with them as long as they increased it to 3.5% or more...
i am moving to ED... hmmm.. how tooo


try this thread


return222 said: joedaddy123 said: return222 said: I am disappointed that they only raised .1%. I am going ahead to try ED too.

omg... i was gonna stay with them as long as they increased it to 3.5% or more...
i am moving to ED... hmmm.. how tooo


try this thread


thank you


If you still have your $ at ING, I have a nice bridge for ya.


Whoopie!.. now I will earn 3.4 cents a year as opposed to 3.3.


I am glad I left ING for ED back when it was 3.5% to 3.3%. I mean raising it 0.10% is kind of insulting, isn't it?


Waiting for the letter from ED, and will move the money as soon as the account is ready . INGDirect used to be the best, but they're no longer is. It's suck that they only raise it by 0.10%. Their rate used to be higher than Fed's rate, but now they're lagging.


I agree that ING is too little, too late. I just pulled out to go to Everbank's 4.5% promo rate for next three months. By then rates may be higher at other institutions so I'll move it again. Emigrant Direct is already at 4%, so I doubt ING will be competative.


It's sad that ING never learn the lesson from the past few months. Don't they realize they are losing their loyal customers?


dtsQ said: It's sad that ING never learn the lesson from the past few months. Don't they realize they are losing their loyal customers?

Actually ING is adding customers. Close to 2 million this year alone.


ING was one of the highest INT Rate. I have since moved my business to another bank. ING has focused on
having a better short term cd than its competitors.


matt1 said: dtsQ said: It's sad that ING never learn the lesson from the past few months. Don't they realize they are losing their loyal customers?

Actually ING is adding customers. Close to 2 million this year alone.


They may be adding customers but their deposits are probably dropping. How many FW people have an account with one dollar in it because they moved everything to ED? That distorts the numbers.


dagger007 said: matt1 said: dtsQ said: It's sad that ING never learn the lesson from the past few months. Don't they realize they are losing their loyal customers?

Actually ING is adding customers. Close to 2 million this year alone.


They may be adding customers but their deposits are probably dropping. How many FW people have an account with one dollar in it because they moved everything to ED? That distorts the numbers.


Mine is $10.00...lol. ED has the rest.


dagger007 said: matt1 said: dtsQ said: It's sad that ING never learn the lesson from the past few months. Don't they realize they are losing their loyal customers?

Actually ING is adding customers. Close to 2 million this year alone.


They may be adding customers but their deposits are probably dropping. How many FW people have an account with one dollar in it because they moved everything to ED? That distorts the numbers.


But how many people who aren't on FW see the ING symbol and the ads and say wow 3.4 that pretty good. the maybe 10-20k people on FW don't make what most of the population knows.


I think FW users tend to move their money more frequently as well. For instance, if bank xyz all of a sudden offered a money market with a 4.15% rate, I bet the FW users would flock to it.



Is there a $25 sign up bonus or that's been dead for a while?


timetosave said: I think FW users tend to move their money more frequently as well. For instance, if bank xyz all of a sudden offered a money market with a 4.15% rate, I bet the FW users would flock to it.

not really


bhupeshm said: Is there a $25 sign up bonus or that's been dead for a while?

yes ING still have the $25 sign up bonus


I noticed that there's a way of linking Ing to emigrant for deposits- how about when initially opening the Emigrant account? Will it go through if I use ING's routing #'s, even though they say it must be a "personal checking" account?


Latke said: I noticed that there's a way of linking Ing to emigrant for deposits- how about when initially opening the Emigrant account? Will it go through if I use ING's routing #'s, even though they say it must be a "personal checking" account?

That works just fine.


I need ING's routing number, though- it's probably in the thread, but cant find it


They may be adding customers but their deposits are probably dropping. How many FW people have an account with one dollar in it because they moved everything to ED? That distorts the numbers.

Total funds entrusted are up 20.9% first half 2005.


I am using ING as my bill pay account via Yahoo. Can ED do this too? If so I will close ING completely.

I do feel ING's website is better than ED. Seems more secure.


DaloSony said: bhupeshm said: Is there a $25 sign up bonus or that's been dead for a while?

yes ING still have the $25 sign up bonus



I meant does ED have a referral bonus offer...





where is the link

bhupeshm said: DaloSony said: bhupeshm said: Is there a $25 sign up bonus or that's been dead for a while?

yes ING still have the $25 sign up bonus



I meant does ED have a referral bonus offer...


matt1 said: They may be adding customers but their deposits are probably dropping. How many FW people have an account with one dollar in it because they moved everything to ED? That distorts the numbers.

Total funds entrusted are up 20.9% first half 2005.


ING does offer other services. But 0.1% raise is well insulting. I already opened an account at ED and will move much of my money over there. But I am more comfortable with the ING set up. So I will probably keep both since there is no minimum. I don't think ED offers custodial account, cd, IRA or mutual funds.

ED does not have referral bonus.


Does ED offer joint accounts for minors?


I would think that ING has lost a trememdous amoutn of business to ED and others as well.

Rob


Skipping 122 Messages...

Sephora said: 0.10% rate increase, ING is a joke now.

i agree. even *i* think i have to switch. too bad (for htem!). once i can find an extra incentive/bonus to join ED, i'll be right over.

What about the free ED hat you get in the mail...isn't that incentive enough?




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