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Free credit reports from MBNA ? Archived From: Finance

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alert mods    

Anyone receive such letters from MBNA? They recently raised my credit limit and today I received this letter. I logged onto my mbna account directly and didn't see anything related to this. I'm not one bit interested in this and it smells like another phishing scam, but somehow it knows my full name and has the last 4 digits of my cc#.


This e-mail was sent to you by MBNA America. To ensure delivery to your inbox,
please add MBNA@CardSatisfaction.com to your address book.
Log in to MBNA Net Access

Re: Your account ending in XXXX.


Dear XXXXX XXXXXX,

At MBNA, protecting our customers from fraud is our top priority. As a valued customer, we would like to provide you with a complimentary credit report, which includes your personalized credit score. Simply click www.mbnaprivacyassist.com/yourreport. Registration only takes a minute.

Your credit report gives you in-depth credit information and even lets you compare your credit score to the national average. It includes:

Personalized score
National ranking
Personal directory of creditors
Personal advice on credit score
Positive/negative factors analysis

If you're thinking about making any large purchases (auto or home), this is the score lenders use to measure your credit risk -- the higher the score, the more likely you'll be approved or offered a lower interest rate.

Your informative and complete credit report and score is one more way we actively support your account with ongoing safety and security. This "thank you" credit report is being provided to you free of charge for being a valued MBNA cardholder.





Privacy Assist® products are provided by Intersections, Inc., a financial services company located in Chantilly, VA.

If you do not wish to receive e-mails that are primarily about marketing offers from MBNA America, please click here and follow the online instructions to remove your e-mail address. However, we may still send you servicing messages about your account.

Please do not reply to this e-mail, as our computer-automated system cannot process e-mail requests. If you have inquiries or comments, please write to us at MBNA America, 1100 North King Street, P.O. Box 15266, Wilmington, DE 19850



www.mbnaprivacyassist.com/yourreport
free credit report from Equifax provided by MBNA

Message edited by: luckymndog on 2005-09-25 01:19:43 CDT
alert mods    

Looks legitimate to me. "mbnaprivacyassist.com" is registered to "MBNA America Bank, N.A." and uses MBNA.COM name servers.

Their security certificate is also registered to "MBNA America Bank, N.A." and has been verified by Verisign.


alert mods    

will give it try. Thanks OP !


alert mods    

Verify your self with the URL you click, some scam show the URL(correct url) but when you click on it, it shows the different URL. That is scam. Watch out. Pay attention to the URL. Very Important


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also linked to on this page

<edit>
tried this and got all signed up, but couldn't complete a credit report/score 'order'. wonder if they know who was targeted with a letter offering a free one?
</edit>


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johto said:also linked to on this page

<edit>
tried this and got all signed up, but couldn't complete a credit report/score 'order'. wonder if they know who was targeted with a letter offering a free one?
</edit>


did you sign up using OPs link or through the link which you showed ?


alert mods    

I'm suspicious b/c it's asking for a lot of information that they should have already


alert mods    

mansa said:did you sign up using OPs link or through the link which you showed ?

OP link, which showed a free report at the very beginning.


alert mods    

ok, i went through the link in my original post and it's legitmate, it's nice but not much different then the other services out there, it's free to view for a month. It provided me one report from Equifax.


alert mods    

Thanks op. Good offer.


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supertle said:I'm suspicious b/c it's asking for a lot of information that they should have already

Isn't that the only way they can verify the person getting the credit report is you?


alert mods    

MBNA Privacy Assist is a legitimate service provided by MBNA. It's the service that MBNA recommends to use for checking credit reports, and preventing fraud. There are direct links from mbna.com to mbnaprivacyassist.com, for example: Credit History and Fraud Protection.


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Good deal. Just got free score in 2 minutes!


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Does it work with Charles Schwab MBNA Card???


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Yes, it works with Charles Schwab MBNA.


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amitkurich said:Does it work with Charles Schwab MBNA Card???

Yup, I got mine.


alert mods    

does it give you your fico score as well or just a free credit report


alert mods    

Yes, it's the score. Thanks OP!


alert mods    

thanks OP


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