First, Im going to tell you how to get to retention:
Hours: M-F 7-1am Saturday 8-10:30 pm Sunday 10-8:30 pm. All times Eastern.
After CSR answers say "Does my account qualify for retention if I was to close this account?"
If CSR says yes, ask to be transferred.
These are available to MOST card members:
Additional 1% Cash Back on Dividend/AT&T cards for 3 or 6 months. So the card becomes 2%/5% up to $300.
0% apr for 12 months, extended to 15 months if you spend $300 in purchases within 90 days with no fee. This will involve converting whatever card you have to an AT&T Platinum Card. Make sure whatever card you convert you redeem any rewards you have as you will lose them. To get the whole 15 months simply spend $300, pay it off, then do a BT.
Bonus 1500/3000/5000 points on your Diamond Preferred Rewards card with $300 in purchases.
When you speak to the retention rep, do not proactively ask for these offers. Simply state why you wish to close your account and let the rep offer it you. IE: "My MBNA card offers me more CashBack then this card." Etc, etc etc.
Keep in mind, I said this is available to MOST card members, if you don't qualify for retention or if you dont get the offer you want, don't complain as the retention reps cant make an offer to you if its not already available. However, you could have a lazy or incompetent rep, feel free to call back and try again. One thing to keep in mind, every time you speak to retention reps, it is noted on your account.
If you get offers not mentioned here, please post them as this will become an updated thread.
To enter a coupon code in your post please enter the following info:
Coupon Code:
Merchant:
Url (optional):
saving...
Call: 1-800-950-5114
After you enter your account number hit #5 to get a CSR on the phone.
If you have already taken advantage of a retention offer recently you will not be able to qualify for retention on your other similar cards. Citi and ATT cards are counted seperately, as are Citi Professional cards. Calling about retention on one Citi card will likely disqualify you for retention on your other Citi cards (other than Professional), but you will still qualify you for retention for ATT cards.
Some members report that even when the CSR w/o being transfered to retention, Citibank then called them with offers and reopened their account. Closed accounts can be reopened within 12 months without a credit pull (hm-m, I thought it's only 90 days, not 12 mos.)
Message edited by: cyberkost on 2007-01-23 12:35:04 CST
didYOUsearch
Cranky Member
posted: Sep. 28, 2005 @ 2:08a
And this is why YOU DA MAN, Storme! Green for you.
Storme said:First, Im going to tell you how to get to retention:
Hours: M-F 7-1am Saturday 8-10:30 pm Sunday 10-8:30 pm. All times Eastern.
After CSR answers say "Does my account qualify for retention if I was to close this account?"
If CSR says yes, ask to be transferred.
These are available to MOST card members:
Additional 1% Cash Back on Dividend/AT&T cards for 3 or 6 months. So the card becomes 2%/5% up to $300.
0% apr for 12 months, extended to 15 months if you spend $300 in purchases within 90 days with no fee. This will involve converting whatever card you have to an AT&T Platinum Card. Make sure whatever card you convert you redeem any rewards you have as you will lose them. To get the whole 15 months simply spend $300, pay it off, then do a BT.
Bonus 1500/3000/5000 points on your Diamond Preferred Rewards card with $300 in purchases.
When you speak to the retention rep, do not proactively ask for these offers. Simply state why you wish to close your account and let the rep offer it you. IE: "My MBNA card offers me more CashBack then this card." Etc, etc etc.
Keep in mind, I said this is available to MOST card members, if you don't qualify for retention or if you dont get the offer you want, don't complain as the retention reps cant make an offer to you if its not already available. However, you could have a lazy or incompetent rep, feel free to call back and try again. One thing to keep in mind, every time you speak to retention reps, it is noted on your account.
If you get offers not mentioned here, please post them as this will become an updated thread.
Thank you.
ckpeter
Member
posted: Sep. 28, 2005 @ 3:38a
Thank you! You are an asset to FWF.
76hhma
Senior Member - 10K
posted: Sep. 28, 2005 @ 7:30a
Thanks.
Marquess
Cranky Member
posted: Sep. 28, 2005 @ 9:49a
Great deal .. thanks
MazdaMP
Senior Member - 1K
posted: Sep. 28, 2005 @ 11:14a
cool
bill777
Happy Member
posted: Sep. 28, 2005 @ 11:18a
Storme said: Bonus 1500/3000/5000 points on your Diamond Preferred Rewards card with $300 in purchases.
5000 points -- anyone tried it?
kurushv
Member
posted: Sep. 28, 2005 @ 11:52a
Piece of cake. Just had it added to my account. The new 2% will start after 5 business days.
Thanks OP
pruks
Ancient Member
posted: Sep. 28, 2005 @ 11:55a
I managed a lower APR on my student card, 15% dropped to 8.99%, I asked for even lower rate but the rep said thats the best he can do as its a rewards(1%,5%) card.
Breogan24
Senior Member
posted: Sep. 28, 2005 @ 12:08p
I originally signed up for a Diamond Rewards for a 50 or 100gc, i forgot already, I had it for a year before I realized I still had it, called to cancel, was offered 5000pts to keep it, said ok, got my points, redeemed for $50gc, called again to cancel, and I couldn't believe they offere me ANOTHER 5000pts to keep it, last week I redeemed it for another $50gc, lets see what happens on my 3rd try to cancel the card, lmao
pjhartman
Senior Member - 5K
posted: Sep. 28, 2005 @ 1:35p
Thank you for the helpful hints, Storme. It didn't take but a few minutes to get the bonuses.
Whatchoolookinat
Member
posted: Sep. 29, 2005 @ 12:08a
This worked like a charm for me, took less than 5 minutes total, and bumped my 1%/5% to 2%/5%. Will allow my to max out my rewards right around the end of the year now. Big thanks to you OP!
chuzzlewit
Senior Member - 1K
posted: Sep. 29, 2005 @ 12:09p
There's another way to speak to a retention person, they may actually CALL YOU after cancellation. That happened to me earlier this year with a Citi Universal card about 4 days after I closed it. They offered me 5% on EVERYTHING, however couldn't forego the $300 cap.
kennethliaoke
Greedy Member
posted: Sep. 29, 2005 @ 12:14p
called them. got offered either 0%BT or purchase for 6 months. chose BT. no need to convert my platinum dividend. Green for you, OP.
Billly
Member
posted: Sep. 29, 2005 @ 1:10p
no go for me. told the csr about better offer from mbna and she couldn't do anything for the Cash Back. she could only offer me 0% bt and a 5% drop of the interest rate. i pay my balance full every month, so i was hoping for the 2%/5% Cash Back.
mrbean
Senior Member - 2K
posted: Sep. 29, 2005 @ 2:34p
Storme said:Additional 1% Cash Back on Dividend/AT&T cards for 3 or 6 months. So the card becomes 2%/5% up to $300.
This may sound greedy but I wish the 1% extra applies to the "everyday" category also (i.e. 2%/6%).
daymoon
New Member
posted: Sep. 29, 2005 @ 2:38p
After my 0% ran out last month - i called and got 3.99% for the next 6months.
daymoon
New Member
posted: Sep. 29, 2005 @ 2:57p
also i dont understand the increase in CashBack rate!
If the cap is $300 - then it doesnt matter even if you get 50% CashBack - coz it will just stop at $300!
I always reach my $300 within first 6months (already did for my citi plat)
this is useful for only those stuggling to reach the cap.
Moosy
Senior Member
posted: Sep. 29, 2005 @ 2:59p
daymoon said:also i dont understand the increase in CashBack rate!
If the cap is $300 - then it doesnt matter even if you get 50% CashBack - coz it will just stop at $300!
I always reach my $300 within first 6months (already did for my citi plat)
this is useful for only those stuggling to reach the cap.
Once you reach the cap you use a different 5% card, so it is not waisted.
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