Frankly I'm not interested in 2-3 days float on my water bill. Even if I was, I pay all of my utilities with CCs. My billpays are to CCs mostly and I have a feeling BoA has deals to do electronic transfers with the issuers.

craig10x said:
And has not been asked for after you open the accounts....That's all i am going to say regarding that
I may be a rate wh#re but am not a liar and like to have a clear conscience. So will stay away from this account. Am not a member of AAA either, Does BoA have an account for members of AA? I think I could qualify for that one

I think we should put the to discussion bed Dolmar.

You asked who would use GMAC and I answered. I think we are both acting rationally and there is nothing lefting to discuss.

Look in the hot deals thread. Every 2-3 months someone will post a promo to join AAA for $20 bucks first year.

Here is one thread about 25% off renewal or first year of AAA membership

http://www.fatwallet.com/forums/messageview.php?catid=18&threadid=637303&highlight_key=y&keyword1=aaa

note this offer is expired now.

There were 3-4 other archived threads too.

I don't have a car so no point in joining AAA....usually the rates are about $60, dolmar....anyway, the AAA is set up as a checking account, and i prefer the way the NEA is set up (as a savings account)...i figured Scott and Asdf would jump on with something nasty at me...i thought you guys were going to stop it, already....i already put out the white flag, so why do you guys keep getting on me? (hint: stop bugging me) I was just providing some obvious info...it's well know there are alot of FW'ers who opened the acct and are not members of the NEA.....If BOA really cared that much...don't you think they would ASK for the info right from the beginning?

And if you have "guilty conscience" and don't want to join AAA (and are not a teacher) you can always join defenders of wildlife or humane society for $25 a year and have the account without "guilt".....The rate tiers are a tad lower, but i suspect the AAA and NEA accounts will adjust to the same levels once their MBNA contracts end (which should be soon)....So all 30 to 50 affinity organization accounts will likely have the same rate/tier structure that you see on the "humane society" site right now.....Still an excellent rate for a Bank of America money market account.....

NRGguy said:craig10x said: the AAA is set up as a checking account, and i prefer the way the NEA is set up (as a savings account I'm not sure where you are getting your info, but I have the AAA account and it is not a checking account (not that I would mind that), it is a savings account

Thanks for the info...i was under the impression that it was listed as a checking account in the online banking....that was from some of the posts i read in the "smoking hot boa" thread.....So, then i take it you have it linked to your checking with them, and can access it under "savings" at the atm machines?

craig10x said:i can post wherever i want.....would appreciate if the two of you would stop "trolling" me.....i am here to provide comments and information and not to argue with the two of you...so don't comment on my posts and i won't comment on yours....And that includes commenting on this post...

If you don't want me to comment on you, why did you call me out by name and call me nasty after you promised to stop.

I haven't talked to you since you agreed to stop trolling.

You are right, you are free to keep making lies all you want.

craig10x said:Thanks for the info...i was under the impression that it was listed as a checking account in the online banking....that was from some of the posts i read in the "smoking hot boa" thread.....So, then i take it you have it linked to your checking with them, and can access it under "savings" at the atm machines?
Yes. It is my savings account and appears that way at ATMs and on-line banking. I just changed my old MM savings to the AAA account and there is no discernible difference except that my statements call it a AAA account and give a special phone number for customer service on that account.