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76hhma
- Senior Member - 10K
rated:
posted: Oct. 11, 2005 @ 2:59p 
The debate of indexing and actively-managed strategy is a century-long one and there is no clear answer, IMHO. Further, the answer may differ depending on one's investment style/time available/wisdom-knowledge/etc. However, asset allocation and fund diversification/balancing are absolutely necessary for either approach. |
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pigtail111
- Member
rated:
posted: Oct. 11, 2005 @ 4:46p
"$50 annual account maintenance fee may apply; waived for investors with $25,000 or more to invest, or if any of a number of other conditions are met."
Did anyone notice that small font on the bottom? |
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ETFnerd
- Happy Member
rated:
posted: Oct. 11, 2005 @ 4:49p
yeah, just hold fid mutual funds until you get to 25K. Their brokerage services aren't competitive anyway. |
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timetosave
- Member
rated:
posted: Oct. 11, 2005 @ 4:54p
pigtail111 said:"$50 annual account maintenance fee may apply; waived for investors with $25,000 or more to invest, or if any of a number of other conditions are met."
Did anyone notice that small font on the bottom?
That is probably old. As of last month they are no longer charging the maintenance fee for accounts. Previously you could have chosen one of three options to get around those fees anyways (one of them was opting for online statements). |
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fotomaniak
- Happy Member
rated:
posted: Oct. 12, 2005 @ 2:24p
From the chat with Fidelity Rep:
Fotomaniak:
I have a question about following promotion: https://scs.fidelity.com/products/stocksbonds/offers/100registration.shtml.cvsr
In ordet to qualify for the promotion:
1) how long do I have to keep 10000 in the account? 2) Do I have to invest all/part of it right away?
3) is there a minimum balance required to avoid fees?
Rep:
1) it has to be kept in for six months
2) all of the money has to be invested right away
3) The minimum balance to avoid the maintenance fee is $30,000. You can also avoid the $50 fee by setting up email delivery of your statements
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c3
- Senior Member - 2K
rated:
posted: Oct. 12, 2005 @ 2:40p
"2) all of the money has to be invested right away"
That is really meaningless. You don't have to buy anything. You can just let the cash sit there. |
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mgersen
- Member
rated:
posted: Oct. 12, 2005 @ 8:08p
vickh said:timetosave said:
- $100 bonus for opening an account with $10k (after I opened an account they sent me an e-mail about this)
-They also have United Miles
Can/Did you combine these two offers?
Could you post your email/$100 link ?
Yes, you can. I got 15,000 United Miles and $100. Just put in two separate additional deposits to your account. Both offers are good for existing customers, too! |
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SeriusBlack
- Senior Member - 4K
rated:
posted: Oct. 14, 2005 @ 3:31p
Here's my question. I currently have $7,000 in GE Stock (via an IRA) with Scottrade. Have another $3K I could put in right now toward a 2006 IRA....then along came this Fidelity deal. Thanks OP!
Why not put it into the Money Market, pay the small penalty, and pocket the $100 + higher return in the process?
(GE Stock has lost value in the past 12 months of about 30-50 cents per share. Their dividend of about 7-15% is OK)
Only problem here is the IRA penalty, although I am going to college & could pay it out. That's only about $3K though, so I'm on the hook for the other $4K in penalties.
How does this sound? |
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funny95
- New Member
rated:
posted: Oct. 16, 2005 @ 8:57p
As for the two offers from United Milage and $100 promotion, how do you do this? Could you let us know the detailed step? Looks like both the promotion requires the new account open, kindly confused on how to get these two the same time.
Thanks, |
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timetosave
- Member
rated:
posted: Oct. 30, 2005 @ 5:33a
Yes, these say they are for new accounts. They e-mailed me the $100 offer and I filled it out (it was good as long as I funded the 10k in my account in 90 days or something). I googled to find the 25 free trades and it was basically the same form as the $100 offer. I didn't take advantage of the United Miles. |
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didYOUsearch
- Cranky Member
rated:
posted: Oct. 30, 2005 @ 6:25a
mgersen said:
Yes, you can. I got 15,000 United Miles and $100. Just put in two separate additional deposits to your account. Both offers are good for existing customers, too!ok so there seems to be a conflict...the terms say new households only, but there have been reports that opening additional accounts in the SAME household will qualify, and this post sugests even existing customers will qualify... |
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DaveHanson
- Senior Member - 6K
rated:
posted: Oct. 30, 2005 @ 11:44p
I just took advantage of the miliage offer with a $10,000 opening deposit. I hope to plunk in another $10K for the cash into the same account later in the week.
According to 2 CSRs, you can't make the Select MM account (with the 3.68% yield) as your "core" account in anything. You have to buy it. While they will try to honor checks you write with funds from such an account, they are not obliged to do so...so it's risky to use this fund for basic cash management.
I haven't used Fidelity brokerages in around 10 years. Are there any good chat boards or other online discussions that take up how to use their offerings most effectively? |
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idealguru
- Senior Member
rated:
posted: Oct. 31, 2005 @ 2:01a
didYOUsearch said:mgersen said:
Yes, you can. I got 15,000 United Miles and $100. Just put in two separate additional deposits to your account. Both offers are good for existing customers, too!ok so there seems to be a conflict...the terms say new households only, but there have been reports that opening additional accounts in the SAME household will qualify, and this post sugests even existing customers will qualify...
The terms for the offer also state..
"Existing Fidelity Brokerage customers must provide the information requested above and then deposit or transfer in at least $10,000 in assets to their individual or joint Fidelity Account." |
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timetosave
- Member
rated:
posted: Oct. 31, 2005 @ 6:31a
Correct, you can't set the highest yielding money market as your core account. You can set your core account to FTEXX (Fidelity Municipal Money Market) which is yielding 2.34% (federal tax free), which is better then the FCASH that they probably set for your core account by default. |
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timetosave
- Member
rated:
posted: Nov. 7, 2005 @ 8:33p
Bump for increased interest rate 3.85% |
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