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Heads up to those who have the Principal Bank CC or the various versions of this card offered by Infibank (many credit unions) - they are instituting a $20 Dormant Account Fee on accounts which have had no activity in the past 12 months.

This notice comes in a heavy stock folded paper mailer, and also contains several more customer-unfriendly changes in terms. Be sure to read it.



Thanks for the heads-up DYS.

Edit: Rec'd the change in terms notice yesterday. Time to buy a pack of gum...


Recieved mine today. Would it have been to hard for them to tell me what card this was for? The postcard is from "cardmember services" and all they give you is the last four digits of the card. A pain in the behind for people with many cards.


longwood8 said: Recieved mine today. Would it have been to hard for them to tell me what card this was for? The postcard is from "cardmember services" and all they give you is the last four digits of the card. A pain in the behind for people with many cards.yep, not ONCE anywhere on the flyer does it mention which card or which issuing bank this is from.


Does Principal still have their 1.25% CashBack reward?


A list of which credit cards are offered by them would be helpful.

People who have these cards, please use the Quick Summary to make the list. Thanks!


digThisXL said: Does Principal still have their 1.25% CashBack reward?
No.


I typed in their address in Google and knew immediately what bank it was. Closed my card as soon as I found their phone number. Sneaky. I've never seen a credit card that charges dormant account fee before.


chrnkm said: I've never seen a credit card that charges dormant account fee before.

Chase Freedom and Citi Shell require X number of transactions per year to avoid annual fee.


bump to prevent archiving


can we convert this card to another card w/ no dormant fees?

answer: all cards have dormant fees.

the only offer they have is BT at no fee... at (purchase rate) 18%+
the CR even laughed before telling me the rate.


none of their other cards are more attractive, just make sure to make a purchase every year



This damn bank always has a bunch problem. Forget to give you check, get your money from
you and did not credit it to you in your account and at last, I billpay my credit card 15 days ago, and it still did not show in my credit card account. When I call them,they said they did not know when it will reach,but anyway, it will reach at last. Damn this stupid bank.


liletian said: I billpay my credit card 15 days ago, and it still did not show in my credit card account.

Billpay from the credit card's website or somewhere else?


liletian doesnt even know what he is talking about, or even where he is posting his incomprehensible statements


didYOUsearch said: liletian doesnt even know what he is talking about, or even where he is posting his incomprehensible statements

Do you think he re-typed this jaberwocky, misplaced word for word?
Or do his post always has a bunch problem?


bill pay from the principal bank online service,damn this stupid bank. Trust me, you will face a lot of problems when you using this bad bank.


me no understand bad bank principal money problem horse.


Mailman, did you intercept liletian's billpay check?




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