Useful thread. Bump.

I was able to reallocate from biz to personal Discover card. Called last night, spoke to regular CSR, then biz, then biz supervisor, said I didn't want him to fill out an application for a CLI because I just got both cards within a week, so he said the "new accounts department" might be able to do it without an app/CLI request. That dept was closed last night, he made notes on my acct, I called back this morning and was able to have a business CSR talk to the new credit dept and get it done. Will link summary to this post.

To get a supervisor, I told the rep that I'm in the business of doing my business, and they're in the business of making me use my discover cards. The only way we could do business together is if they reallocated my lines.

Does the discover biz card definitely go on the report? My personal line showed up almost immediately, but the biz line hasn't shown up yet...

golf247 said:CSR said they can't do Bus to Bus reallocation.

That is absolutely incorrect. Did it last week.

This may not be a frequently asked question, but I think it should be -- with "green" being the new black, I'd be interested in seeing which issuers support electronic-only statements. Out of all cards I have, Advanta and WAMU are the only offenders (I'm appalled). If you care, vote this post green (ha) if you think this info should be in quick summary, red if not.

BankAtlantic does support electronic-only statements. There's no way to change it on their website, but you can ask for it via "secure correspondence" or by calling. Maybe they don't accept electronic payments (I can't find them with Citibank billpay either).

Edit: nevermind Advanta, their online CSR is stupid. I was able to call and ask to stop paper statements.

duna said:Could be super thread. Should we all work on these?

Go right ahead! That's the way things work around here. If you want a convenient place to track issuer-specific reference info, or just want to give back to the FW community for all the money-making tips, dive right in.

I'll even provide a specific suggestion: go through the initial post and Quick Summary of the most recent AOR thread then fill in any data that's missing from this FAQ. All it would take is one lurker for each AOR, and the FAQ would quickly become an amazing resource. The way to get there: step up and make a contribution yourself. That will encourage others to do the same.

Per a discussion on my "5 day AOR" thread, I did some more research on State Farm. Here's data that could be copied to the Quick Summary, perhaps with added links. I may do that, or anyone should feel free.

---

CardJuggler's conclusion on State Farm: worth applying for 8-14 days prior to the main AOR. Note: there are a few other cards that can be done during this "pre AOR" period.

Other data points are welcome.

CL     Order   Who           Initial  Days Later
-----  -----   ------------  -------  ----------
$24K      2    WashWast101
$22.5K    2    map174        TU & EQ  ??? ... $15K BT with app; long-time State Farm customer
$12K           WalStMonky wife  TU only but may have been first use in an AOR
 $9K      5    CJ report*      TU      4: EQ & EXP
 $5K           babaamit (college)
               devildoc        TU      1: EXP
denied   11    Pakaderm        ?       4: EXP
lost!          CJ report*      TU      8: EQ & EXP
               KiasuChick    TU & EQ   8: EXP
               SleepyNyte    TU & EQ  14: EXP
denied   11    Cyberkost     TU & EQ
* reported by CardJuggler for non FW members

Update: added partial anon report plus notes from WalStMonky ... who didn't mention the credit line

If you want to move your lines from Citi Professional try requesting that they convert to a different product like the Diamond Preferred, or any plain vanilla card, wait a number of days and then request the credit line tranfer.
----------------------------------------
I just saw my name above from 12/24. The State Farm Visa was actually my wife's account, a single pull from TU, but I believe I was the one who introduced that card to FWF and that subsequent they got wise after the subsequent AOR molesting they took. Anyway it confirms my bias that the companies that keep shoveling 0% money onto my pile like doing it.

edit: no edit

12k, which was on the low side for her.

On both of my personal Citi cards and all 3 of my Citi Business cards they all have the option to BT straight to my Bank Account. I've had these for 2 years, and the option to BT straight to Checking has always been there....maybe YMMV for some?