Used "start" promotion code on 12/14 and received $25 bonus 12/20.

Thanks OP

misterchimpy said:According to the mailer that I got, the 25pig code is valid until 2/28/06

I used the 25pig code, applied online on 12/15/05 and got the bonus on 12/20/05. Also got all my papers in the mail today. Nice rate and bonus!

I did not have to mail anything for HSBC. You do have to wait for snail mail before you can do anything though. One evelope with you login, one with your password, and then a third with your ATM card. And you can not setup ACH until you receive your ATM card. Lame!

Maybe a little off topic, but in general I am finding GMAC bank more user friendly to setup and use.

omarECD said:Is it possible to convert an existing HSBC Branch savings account to a HSBC Online Savings Account?

I would like to keep the account age for credit report purposes.

No credit report that I have seen sez anything about bank accounts, and I've reviewed a couple thousand the past few years - so i don't see any pupose that it serves to keep it open.

Clocks said:I did not have to mail anything for HSBC. You do have to wait for snail mail before you can do anything though. One evelope with you login, one with your password, and then a third with your ATM card. And you can not setup ACH until you receive your ATM card. Lame!

Maybe a little off topic, but in general I am finding GMAC bank more user friendly to setup and use.

Actually, I was able to set up ACH w/o my ATM card. I started the process on their website, entered a security key and then called customer service. A nice lady helped me over the phone to set up ACH by enabling me to bypass the screen that request ATM info. Once this is set up, you can add as many accounts as you want. My Citi account got verified instantly w/o the need for trial deposits, as I entered the Citi Online sign on info at the HSBC site.

brianw11797 said:pkulk said:its been a long time since i opened a deposit account of any type. can someone say if opening this account results in a hard credit check? the reason i ask is the following pop up while starting the application -

What do you do with my Social Security number?
Federal law requires us to obtain, verify, and record information that identifies each person that opens an account. Accordingly, when you apply to open an account, we are required to ask for a government-issued identification number, such as your Social Security number, to assist us in verifying your identity. This information will not be used for any other purpose. We appreciate your cooperation.


Note sure that this is a hard check but i just want to know what to expect.
TIA

They just need to verify your identity, and make sure ur not a fraudster!


I signed up yesterday and checked my credit report from the big 3 today, and they did not do a hard pull. I have had a credit union do a hard credit pull to open a savings account though.

wow, after being curious and looking through all the pages on the HSBC website, its opened a whole new world of what investment actually means. ive learned that i know nothing about the real world of investments. its like a world for rich people. private financial advisors? accounts that need a minimum of $3 million? overseas investments in funds in currency, real estate, etc? how does it all work?
the only world that ive been exposed to is the US stock exchanges, which is a pretty simple concept to learn, but theres so much more that i know nothing about. no one has shown me the way. or maybe its because im just a college student and i have control over insignificant amounts of money?
oh well.
i was curious so i checked the local banks i have checking accounts with and they all offer investment services. one of the sites said "private banking for the affluent and wealthy". crazy.
how does one such as me who know very little learn about the financial world? oh, im just an architecture student.

koRebate said:rollback said:Tacoma99 said:Just received my $25 bonus for account opened in Sept.

Already got the $50 bonus for checking.

How can we also get the $50 bonus for opening a check account with HSBC? My bank (Bank of American) start for charge me $5.95 monthly maintanance fee from last month. Has been the customer of former Fleet bank for many years. Never has this fee from the beginning. Called them they said after merged with BOA, need to have direct deposit to avoic this fee. Ok, I'll close that aaccount and looking for a new checking now.Use this account to get Fleet one with no fee.

Thanks, koRebate.

Darn I used the start code to open the account a couple of minutes ago. Any way to verify the code is still valid? When I completed the application, there was no mention about the $25.

"Snail mail" is what we in the US call the regular Postal Service mail.