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Capital One gave me a whopping $1000 credit limit? Are they trying to get rid of me? Archived From: Finance

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Yes, I am sure. Here is the exact wording:

"All purchases made with your account avoid finance charge for the two billing periods after the billing period in which you made the purchase. These purchases will be applied to the special purchase segment of your account. Beginning with the third billing period after the billing period when you made the purchase, this grace period will expire and these purchases will begin accruing finance charge."

The card is called the Advantage 60.


alert mods    

hmm the others were flex 60 and flex 90....

advantage 60 looks like yet another new C1 card


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dynein said:...it took at least 10 minutes to navigate to where i could get a real person on the line. now i see why everyone says that C1 sucks.

c1 ever do this to anyone else?
At least you got through. All I am getting are "due to technical difficulties, call back later..."


alert mods    

Citibank just did the same thing to me. I applied for the Simplicity card and they gave me a $2K limit. Funny thing is, I have another rewards card through them with a $14K limit. It really makes no sense to me...


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I have 19K limit with C1 (one of their many variations of a MilesOne card), use them all the time for things outside the scope of my 5% cards. Don't recall the limit I was given initially, but it must of been substantial or I would of dumped it right away. Never had an issue with them - I've booked several flights using their miles rewards and have received quite a bit of Cash Back from them as well.


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didYOUsearch said:actually cap1 is very agressive in targeting the college crowd and first timers with their $300 CL cards with annual fees

Isn't that the truth, that is how they got me way back in 98. Young and just turned 18, now I have a 1400 closed negative account on my credit.


alert mods    

LOL - I still have a Capital One card with a $200 limit. They don't report the limit, and it's my oldest card, so I don't do anything with it - but it's there. Now have two credit cards for over $30k each, but Capital One has me down for $200 =)


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Capital One gave me a $5k limit for the first card I ever got (got it when I was 18).


alert mods    

I had a card when I was 16. It was $300 and 19.8%
On my 18th birthday they raised my limit to $500.

Within the month, my mom cut me off from cosigner even though I'd always paid all my bills in full on time.

I reapplied online and was granted a $7000 and 9.9% fixed.

They tried to change my rate to 14% variable a year or two ago, but then the guy told me he'd give 12.9 fixed and that They would put it back to 9.9% if I did a minimum $500 BT.

I've had the card for five years and I'm at $7k 9.9% fixed


alert mods    

I have several Capital One cards and get the no fee purchase checks attached to the statement all the time. I opened up a couple of business cards (from pre-approved offers). I have had these for several months but haven't yet received any purchase checks with the statements. Has anyone who has had a business card for any length of time received purchase checks with their statements?


alert mods    

cak144 said:I have several Capital One cards and get the no fee purchase checks attached to the statement all the time. I opened up a couple of business cards (from pre-approved offers). I have had these for several months but haven't yet received any purchase checks with the statements. Has anyone who has had a business card for any length of time received purchase checks with their statements?I often get no fee Cap 1 business checks for my biz card.

I cant confirm whether they print on statements bc I rarely use the card and dont get statements but once a year or so


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