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http://www.firstfeddirect.com/
LINK

FDIC-insured
NO monthly fees
NO minimum opening requirement
Free ACH in/out

California residents excluded from this offer.

Please share your thoughts and experiences.



bill777,

Thanks for starting this thread. You might want to mention the no California part in the title as well...

If anybody hasn't been following this in the discussion about the best current APRs thread thread, this webpage was down from at least the 17th to the 21st. Since this deal doesn't qualify for the best APR thread it is good that bill777 started this thread so discussion can move here.


Seems to me if these newer players want to compete they are going to have to offer some sign up bonuses. I am sticking with Emigrant and HSBC until they entice me. No benefit for switching...


jbright00 said: Seems to me if these newer players want to compete they are going to have to offer some sign up bonuses. I am sticking with Emigrant and HSBC until they entice me. No benefit for switching...

I second that


In spite of all the criticism they have endured, and exhibiting the generosity of the Xmas spirit, the have raised the APY to 4.25% from the 4.03% offered when I originally made the post to the quick summary!

Now, if they can just get that darn website to work and maybe reconsider offering the accounts to CA residents also, there may be hope for peace in the world yet.


If you're a Costco member, don't forget about Capital One through Costco. They adjust their rates fairly frequently, and it's currently 4.26% APY.


Thanks for he heads up.


I just got done moving money from ING to HSBC. It was kind of a pain because I had to bounce it through a checking account.

Maybe some of these new players will start offering a sign-up bonus. Everyone can use an extra $25 or $50 now can't they?

Cheers & Merry Christmas

Wizard83


Does anyone have experience with firstfeddirect


Just went through the enrollment process. Very easy and fast... have to wait for confirmation letter to sign in .. alot like capitalone process... will update when I get access...... any other feedback would be great


davelin83 said: If you're a Costco member, don't forget about Capital One through Costco. They adjust their rates fairly frequently, and it's currently 4.26% APY.

here is the url

http://www.capitalone.com/investments/offers/costco/index.php

Its Money market account anyone know the difference with ED or HSBCDirect.


Anyone knows how fast is their ACH??
I hope FirstFedDirect does not use the slow-a_$_$ CashEdge as HSBCdirect does.


andrey0 said: jbright00 said: Seems to me if these newer players want to compete they are going to have to offer some sign up bonuses. I am sticking with Emigrant and HSBC until they entice me. No benefit for switching...

I second that

...and I third that




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