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I would like to get another persons opinion on this problem I have;

In late november I ordered a $1000+ item from Kmart and the order went through the first week in December. I have received my credit card statement for both December and January and still have not seen the $1000 charge go through yet. This was charged onto a Visa card which usually has the charges show up right away. What do you think happened? Who should I call to get this fixed? Should I even worry about it or do you think it will eventually show up?

Thanks.

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Every once in a while merchants screw up. <a target="_new" href="/redirect/bounce.php?afsrc=1&url=http://www.fatwallet.c... (more)

dj7houston (Mar. 02, 2006 @ 4:06a) |

Don't call anybody. Just put the full amount of your purchase in a savings account and forget about it. If and when the ... (more)

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adam8784 said: <blockquote><hr>I would like to get another persons opinion on this problem I have;<br><br>In late novemb... (more)

gatzdon (Mar. 02, 2006 @ 8:28a) |

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I think it will show up, but one time I thought I did that too, and then I discovered I had used a card I never use, and I think I was on electronic notification on an old email, luckily I somehow found out before a late charge happened!

Lucky you, 0% APR on purchases <img src="i/expressions/face-icon-small-smile.gif" border=0>
Keep this in mind or overpay your CC if possible. A call to Kmart wouldn't hurt, I assume that eventually the charge will show up.

Yea I thought that happened too, I tried calling the three main credit cards that I use and checked their balances - all of them seemed the same. How long did it take before your charge showed up?

how long does the merchant have to upload their charges?

I have no idea but I would assume there is a set time for that right?

OP, you say you ordered something from them. Has it been shipped yet? Merchants cannot charge your card until your item ships. This may be why you haven't been charged yet.

MichaelBradford said: [Q]OP, you say you ordered something from them. Has it been shipped yet? Merchants cannot charge your card until your item ships. This may be why you haven't been charged yet.
OP mentioned that "the order went through the first week in December", seems like order has been completed/shipped in Dec.

Sandy is correct - I received my order in December

This happened to me once. The charge eventually appeared.

How long did it take for it to appear?

I think it was about a month and a half. I really thought I was home free! LOL

O no! lol I am approaching that time period now!!!

happened once, charge from Office Depot appeared after 7-8 weeks.

I would just keep quiet and let them do their job of getting around to charging you, if ever. Merchants have been known to charge a CC up to a YEAR later, and the CC issuers do not prohibit this late processing

May be you should cancel the credit card <img src="i/expressions/face-icon-small-wink.gif" border=0>...I wonder what will happen then when the company actually tries to charge...

a closed cc will often allow charges to still go through as "a courtesy"

Anyway, evading the charge is a different issue than simply not wasting your time and doing the work of reminding the merchant to get their finances in order

It's true. This is not your responsibility. However, you should always be aware that at any moment, a $1000 charge could show up on your card... so keep that in mind at all times when using that card.

MichaelBradford said: [Q]OP, you say you ordered something from them. Has it been shipped yet? Merchants cannot charge your card until your item ships. This may be why you haven't been charged yet.

Merchant's can charge your card as soon as you authorize them too. No matter when you order ships. Plenty of merchants do this. Just skip over the hot deals forum and occasionally you will see someone bi*ch up a storm because an online merchant charged their card for a backordered item and took two months to ship it.


this happened to me once on a $2,000+ charge, it slipped through cracks for 11 months. it was interest free so that was cool. i assumed that they caught it when they did their year-end accounting because i finally got billed in mid January.

Happened to me on an OD hot deal on a few order-online-pay-in-store laptops - but it appeared 3 billing periods later.

Has anybody gotten double-billed after reporting the oversight?

I've had several charges I made while traveling for business that NEVER showed up on my accounts (both AMEX and VISA/MC) - Don't sweat it. <img src="i/expressions/face-icon-small-happy.gif" border=0> - I did have one on AMEX from Sweden once that showed up like 3 months later - I disputed it and they told me at the time the vendor (Taxi company in this case) has to put the charge through within a certain timeframe or they can consider it invalid (could be BS but that's what I was told).


I bought a cell phone from best buy in November last year. The charge was not showing up at all till now.
A few people involved to make the transaction since I was using a coupon, a reward zone certificate to buy it and I was asking for another rebate question. They made a few charge, credit and re-charge from the phone counter and CS counter. It ended up with a credit of $29 on my card and the charge ($212) never showed up as I just checked the past year statements again. I also got the $150 rebate later on. Guess it was just good luck for me.

So you are in a rush to get billed? Don't be. At some point their books won't balance and they will realize that the charge was never reconciled.

Just be responsible and presume that the charge may come through tomorrow and you will need the $ to pay it off.

Worst case it hits tomorrow; best case it falls through the cracks and you get a bunch of stuff you probably didn't need or went to other people for free. <img src="i/expressions/face-icon-small-wink.gif" border=0>

Something like this happened to me once. Paid $3000 towards the downpayment of a new car with a rewards card (the dealership was 150 miles away and wanted a deposit to hold the car). They obtained authorization on my card, but apparently forgot to complete the transaction. A week or so later the FDIC shut down the bank that issued my card (NextBank) which resulted in my account being closed. Two months later I got a statement in the mail showing the charge had finally went through; however, it was accompanied by a mysterious credit that zeroed the balance out! Still not really sure what happened there, but I did end up with a hell of a deal on that car...

I have charges for child care, now three years ago. The day care place went out of business in the meantime. It was probably four months of day care, about $2000. I even told them I had not seen the charges on that bill.

I still keep the charges on my records, but I don't think I will ever see those charges on my credit card after all that time.

I probably used flex cash to pay for that child care, as well (pre-tax dollars).

Every once in a while merchants screw up. Panda Express Incident

Don't call anybody. Just put the full amount of your purchase in a savings account and forget about it. If and when the bill comes, you've got the money to pay, and made some extra cash on the side from interest.

adam8784 said: [Q]I would like to get another persons opinion on this problem I have;

In late november I ordered a $1000+ item from Kmart and the order went through the first week in December. I have received my credit card statement for both December and January and still have not seen the $1000 charge go through yet. This was charged onto a Visa card which usually has the charges show up right away. What do you think happened? Who should I call to get this fixed? Should I even worry about it or do you think it will eventually show up?

Thanks.

Just a reminder, you agreed to pay the charges. Regardless of your credit card, you are obligated to pay the amount and there are statute of limitations that govern this sort of thing. Virtually no state has a SOL less than 3 years and many are as high as 7 years. You are not clear and free until that time has past with no action taken on the part of Kmart.



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