An HSBC Smart Checking package offers you all the extras to help you bank smarter. First, choose the checking account that works for you -- either a Smart Package which includes an Interest Checking account, or the Smart plus Package that includes our Interest Checking Plus checking account. And you'll also get the following:
Linked Premium Money Market Savings Account HSBC Debit MasterCard® Card with PayPass™ Free Personal Internet Banking and Bill Pay Free RecordCheck® service - we'll hold your posted checks! Free 24/7 telephone banking Once your Smart Package is opened, you'll get $50 with your new HSBC Debit MasterCard®.
There are three ways to apply for your Smart Checking Package and get your $50 bonus*:
Apply online today! Visit any HSBC branch to apply. Or call us at 1-800-975-HSBC (1-800-975-4722), option 2 then option 1 to apply by phone. Your $50 bonus will be deposited into your new checking account when opened!
*Cash bonus is available to new customers opening a Debit MasterCard Card. If you qualify, $50 will be deposited in your new checking account within 35 days of opening your Debit MasterCard account. HSBC reserves the right to charge your checking account an amount equal to the bonus if your Debit MasterCard account does not remain active for at least 180 days. Limit one (1) cash bonus per customer. Cannot be combined with other offers. The $50 bonus will be deposited into the interest checking account you opened and will be treated as interest income on form 1099. Offer expires February 6, 2006.
If you open a Smart Package (with an Interest Checking account) and cease to have direct deposit, the minimum balance to avoid monthly maintenance fees shown on your Terms and Charges Disclosure will apply.
Note: The website stated that it expired on Dec 12, 2005 however the postcard I received said it is valid to Feb 6, 2006
Update: HSBC changed the expiration to Feb 6, 2006
Update2: My friend went to the branch in San Gabriel and was ready open a checking account with them but he realized that there is more to this offer. The banker Daniel L. said in order to qualify for the $50 promotion you must fund the account with $25000 to the Premium Money Market savings account. WTF is this guy talking about. I looked at the T&C and no where does it stated that you have to open a Premium Money Market savings account with 25K. Therefore, I would strongly advice not to bank with HSBC, just keep the OnlineSavings Account because their customer services are very unknowledgeable and not really helpful.
Please note if you really want to open an account with them to take advantage of the offer and then go ahead however it is a lot of work for such a small reward.
To enter a coupon code in your post please enter the following info:
Coupon Code:
Coupon Offer:
Merchant:
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saving...
Qualifications: 1. As long as you don't currently have any HSBC interest-bearing checking account, you're qualified as a new customer (so if you have only an online savings account, you're ok). 2. The Smart Package refers to ANY interest-bearing checking (e.g. Interest Checking) PLUS the Premium Money Market savings account. Apply for a combo of the two accounts and you're qualified for the GET50 promotion.
EDIT: Offer has been extended till 4/23/06
Message edited by: theCompDude on 2006-03-18 18:19:58 CST
didYOUsearch said:can u scan the postcard and host it at photobucket.com? the online terms say expired dec 2005 and ppl may need to have written confirmation
I will post it soon...when I get my scanner to work again.
didYOUsearch said:can u scan the postcard and host it at photobucket.com? the online terms say expired dec 2005 and ppl may need to have written confirmation
DaloSony said:kobun said:Will this also open the savings account that gives 4.25% apy? I don't have a HSBC account yet. Just ING.
thanks
The checking is free w/ direct deposit. Great with the 4.25%APY savings account.
What are ways to get direct deposit? Would a $1 push from ING do the trick?
You might want to bold these:
HSBC reserves the right to charge your checking account an amount equal to the bonus if your Debit MasterCard account does not remain active for at least 180 days.
$50 will be treated as interest income on form 1099
I opened using this offer at a branch earlier this month, and my bonus was credited to me about a week after. I only opened up the checking account with debit mastercard which they linked with my OnlineSavings account. I declined the money market account, since I had no reason for it.
Second, here are some updates: I just called HSBC and
1) OnlineSavings balances *DO* count towards the $3,000 in combined balances to waive fees. So if you keep $3,000 there you won't even have to worry about direct deposit!
2) You can upgrade or downgrade your account at any time by calling them. So you could downgrade to the Free Checking after getting the bonus, theoretically. Of course I didn't ask that directly
edited to add: These are from the one CSR I spoke to. If someone else wants to confirm these facts, I think that would be helpful too.
Second, here are some updates: I just called HSBC and
1) OnlineSavings balances *DO* count towards the $3,000 in combined balances to waive fees. So if you keep $3,000 there you won't even have to worry about direct deposit!
2) You can upgrade or downgrade your account at any time by calling them. So you could downgrade to the Free Checking after getting the bonus, theoretically. Of course I didn't ask that directly
edited to add: These are from the one CSR I spoke to. If someone else wants to confirm these facts, I think that would be helpful too. .
Second, here are some updates: I just called HSBC and
1) OnlineSavings balances *DO* count towards the $3,000 in combined balances to waive fees. So if you keep $3,000 there you won't even have to worry about direct deposit!
2) You can upgrade or downgrade your account at any time by calling them. So you could downgrade to the Free Checking after getting the bonus, theoretically. Of course I didn't ask that directly
edited to add: These are from the one CSR I spoke to. If someone else wants to confirm these facts, I think that would be helpful too.
Called CSR. All above points confirmed. Can downgrade to the Free Checking AFTER 180 days. Any ACH DD O.K. (otherwise, monthly maintenance fees of $8).
I didn't read through the terms. I just opened a free checking account with the code GET50. I am wondering if I can still get the bonus. Propably, I won't. Darn it!
AugustFour said:jpsmoney said:First, Thanks OP!
Second, here are some updates: I just called HSBC and
1) OnlineSavings balances *DO* count towards the $3,000 in combined balances to waive fees. So if you keep $3,000 there you won't even have to worry about direct deposit!
2) You can upgrade or downgrade your account at any time by calling them. So you could downgrade to the Free Checking after getting the bonus, theoretically. Of course I didn't ask that directly
edited to add: These are from the one CSR I spoke to. If someone else wants to confirm these facts, I think that would be helpful too.
Called CSR. All above points confirmed. Can downgrade to the Free Checking AFTER 180 days. Any ACH DD O.K. (otherwise, monthly maintenance fees of $8 per month).
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