• 14 5 67816
  • Page
  • Text Only
Has anyone gotten a 1099 statement from this or any other Citibank promotion? I signed up for one of their offers last year and am have not received anything from them but I have experienced issues with my mail service.

Thanks!

Will they pull a credit report if you walk into a branch and open a checking account?

JeebusSaves said: [Q]Call them and ask about it. The same happened with me and they gave me some runaround about the PATRIOT Act and giving them a cell phone number instead of a landline. I'm still not sure if they're gonna figure it out or I'm going to have to reapply from scratch.

I called them and they acted like there was nothing unusual about a checking account taking a month to open. <img src="i/expressions/face-icon-small-confused.gif" border=0>

Wondering if anyone has used USAA ACH to push money into the Citi account? Does it count as DD?


I just got the same promo in the mail today and it clearly states the offer is good until 4/24/06 and the code is MVR3 to confirm what others have posted already.

Is the MVR3 available to open account on their web site? Which one?

The promo flier only mentions to call in to apply or visit the local branch. No mention of web applications.

They made me go into a CITI bank and fill out a form. It's called a Fullfillment Transmittal form. All I needed was my DL and a Credit card. Its also referred to as Know Your Client call. Then the teller faxed it to the online department.

For those who do not have landlines and refuse to send in last two years tax returns this form might help you too.

BTW, This form was after faxing in my DL, Cable bill and Bank statement, Power bill that was asked of me then denied. And get this,,,, still not good enough!

Now CITI cannot get a hold of my employment to verify that I work there. First they tell me no one answered. Then they tell me it was voicemail. I was like well,,,, to you wait to push button 8 for business offices? THEN, they tell me they called before 9AM! and again could not verify.

The good news is CITI told me to dispute the hard pull through the CRA, Transunion in my case and Citi will correct the hard pull when the CRA calls to verify it. Recode it to a soft pull that it was suppose to be I imagine.

CSR said had I opened an account through a local CITI bank it would not have been as difficult. But then again, I would not have been able to use the MVR3 code either.

CSR said if I did not have a job they would have asked me to show them from what and where I am funding my account with.

Best of luck to those without a landline trying to get in on this deal.

BrokeBackNShoutin said: [Q]Will they pull a credit report if you walk into a branch and open a checking account?Yes, they even have a sign to that effect in the New Accounts section of the Citibank near me.

I'm still waiting after two weeks to be able to access my checking account.
I've sent them signature cards, twice!
Dropped the first one off at my local Citbank branch, (they said they never received it).
Then went back to the branch, filled out another one, the officer at the bank faxed it and sent the hard copy in, but I'm still waiting.

You should fax them the signature cards. I had them fax it to me after I was approved and faxed it right back. The next day, the 1500 I funded in there to prevent the fees had shown up and I could begin using my account.

It's been about three weeks and they still have not funded my account via the transfer I authorized. This has been the worst setup process since HSBC.

Remember during the first 90 days (from the date your account opens) the monthly fees are waived. You just start getting billed maintenance fees starting the FOURTH month, but those charges can be waived by having a big enough balance OR making two bill pays each month. I haven't tried it, but you may quite possibly be able to send $1 to a friend or family member twice a month and that will satisfy as your two monthly bill payments. I am not sure if the family member must be at a different address than yours. Does anyone know? Has anyone tried it to waive fees?

bksavings said: [Q]BrokeBackNShoutin said: [Q]Will they pull a credit report if you walk into a branch and open a checking account?Yes, they even have a sign to that effect in the New Accounts section of the Citibank near me.

I'm still waiting after two weeks to be able to access my checking account.
I've sent them signature cards, twice!
Dropped the first one off at my local Citbank branch, (they said they never received it).
Then went back to the branch, filled out another one, the officer at the bank faxed it and sent the hard copy in, but I'm still waiting.


Thank you. I think I'll wait.

BrokeBackNShoutin said: [Q]bksavings said: [Q]BrokeBackNShoutin said: [Q]Will they pull a credit report if you walk into a branch and open a checking account?Yes, they even have a sign to that effect in the New Accounts section of the Citibank near me.

I'm still waiting after two weeks to be able to access my checking account.
I've sent them signature cards, twice!
Dropped the first one off at my local Citbank branch, (they said they never received it).
Then went back to the branch, filled out another one, the officer at the bank faxed it and sent the hard copy in, but I'm still waiting.


Thank you. I think I'll wait.

Are you sure there isn't something else holding up your account? I'd try calling them (800-745-1534, option 1 is the number I have) and make sure there isn't anything else like address or phone number verification.

I just tried opening the account on phone and was told that only US citizens and permanent residents can open account under this promo. I don't belong to these two categories. Am I out of luck on this promotion..?

ashutoshgupt said: [Q]I just tried opening the account on phone and was told that only US citizens and permanent residents can open account under this promo. I don't belong to these two catogogories. Am I out of luck on this promotion..?

Probably. You could try going to a branch, but it wouldn't surprise me if the PATRIOT Act or something made it harder for them to give bank accounts to non-resident aliens.

ashutoshgupt said: [Q]I just tried opening the account on phone and was told that only US citizens and permanent residents can open account under this promo. I don't belong to these two categories. Am I out of luck on this promotion..?
no, the reps just don't know the difference between permanent resident and resident alien, you are probably a resident alien so you should qualify, just say you are "a resident", the paperwork they send and which you have to sign asks you to confirm that you are a US citizen or resident (not *permanent* resident).

MrVietnam said: [Q]Remember during the first 90 days (from the date your account opens) the monthly fees are waived.
where this info is coming from? I don't see anything like that mentioned in the information brochure they sent

this question was already asked but I don't see it answered

does transfering money from checking to the linked citi credit card qualify as one of two bill payments needed to avoid the monthly fee?

yuri375 said: [Q]this question was already asked but I don't see it answered

does transfering money from checking to the linked citi credit card qualify as one of two bill payments needed to avoid the monthly fee?

I don't believe it does. I think it would be considered an internal transfer, and you have to make payments using the bill pay function to meet the requiirement. But, of course, you can always call.

Permanent resident is the same as resident alien.

yuri375 said: [Q]ashutoshgupt said: [Q]I just tried opening the account on phone and was told that only US citizens and permanent residents can open account under this promo. I don't belong to these two categories. Am I out of luck on this promotion..?
no, the reps just don't know the difference between permanent resident and resident alien, you are probably a resident alien so you should qualify, just say you are "a resident", the paperwork they send and which you have to sign asks you to confirm that you are a US citizen or resident (not *permanent* resident).

YES! I am being unblocked! Today, I called in to find out what my hold up was for the day.
What do they need now, etc., and to my great surprise, CSR asked me how much did I want to deposit.

But alas, CSR put me on hold, came back and told me it would be another 24 to 48 hours for the block to be taken off so I can use my new checking account.

Worth the trouble, I can wait till Monday to call to link my account and be done with it.

ghb

How do you get $300? I saw this mentioned?

GothamKnight said: [Q]How do you get $300? I saw this mentioned?There are some Citi cards that give you 10,000 points for opening a card and making 1 purchase (which is equivalent to $100) and then there's $200 from this deal so a total of $300 (CC $100, checking $100, linking both $100)

jatan1986 said: [Q]GothamKnight said: [Q]How do you get $300? I saw this mentioned?There are some Citi cards that give you 10,000 points for opening a card and making 1 purchase (which is equivalent to $100) and then there's $200 from this deal so a total of $300 (CC $100, checking $100, linking both $100)

so do i open the account and then contact the cc company? i have 2 citibank CCs - American Airlines and the Dividend card.

GothamKnight said: [Q]How do you get $300? I saw this mentioned?

That's if you combine this offer with a $100 bonus from something like this.

ratbrat2 said: [Q]NukeMedDude said: [Q]For all those interested, I received 3 hard pulls, all on EQUIFAX. 1 each for the checking, savings, and 4.6% 6-month CD I opened. Called EQ and they removed two of them since the pulls were all within 2 days. Hope this helps. THEY WILL PULL A HARD FOR EVERY PRODUCT IF YOU DON'T OPEN THEM THE SAME DAY!

Nuke, how did you find out that there were 3 pulls, and that all three were on EQUIFAX? Did you have to get credit reports from all three (EQ, TUC, EXP), or is there some other way to check how your credit was affected by the Citi app? I'm beginning to think that this wasn't such a good deal.. :S

If anyone else knows this, please chime in! Thanks.

I have a monitoring service (privacyguard) that I pull daily and all 3 showed up. I also have score watch from Equifax and they all showed up there as well. They will pull a Hard Inquiry for every product you open.

What service with PrivacyGuard is allowing daily pulls? The one I have only updates once a month.

BrokeBackNShoutin said: [Q]What service with PrivacyGuard is allowing daily pulls? The one I have only updates once a month.

Bankofamericaprivacysource.... It still updates daily for me. YMMV

I got a hard pull for checking, even though they promised I wouldnt. I sent them an angry letter a week ago, still no response. Very poor Citibank, very poor.

wonjiman said: [Q]Permanent resident is the same as resident alien.
No, you're wrong. Permanent resident is a resident alien, but resident alien is not necessary permanent resident (GC holder)

You can be a resident alien for tax purposes without being a green card holder (permanent resident). But for immigration purposes, resident alien and permanent resident are the same thing. I believe the banks are asking if you are permanent resident from immigration point of view not from the IRS point of view.


yuri375 said: [Q]wonjiman said: [Q]Permanent resident is the same as resident alien.
No, you're wrong. Permanent resident is a resident alien, but resident alien is not necessary permanent resident (GC holder)

wonjiman said: [Q]You can be a resident alien for tax purposes without being a green card holder (permanent resident). But for immigration purposes, resident alien and permanent resident are the same thing. I believe the banks are asking if you are permanent resident from immigration point of view not from the IRS point of view.


yuri375 said: [Q]wonjiman said: [Q]Permanent resident is the same as resident alien.
No, you're wrong. Permanent resident is a resident alien, but resident alien is not necessary permanent resident (GC holder)
why are you so persistent about something you know nothing about?
there are people who live in this county and who are legal residents but don't have a green card, such as h1b visa (work visa) holders, some other types of visa-holders, people with the AOS (adjustment of status) status

and I know exactly what the banks are asking because i saw the exact wording in the papers they ask you to sign and they DON'T ask if you are a permanent resident in most cases. exact wording usually is "US person" (citezens, GC holders, other residents)

Transferer beware: Transfers from Citi Checking to Citi CC takes 1 to 2 business days. <img src="i/expressions/face-icon-small-mad.gif" border=0>

Don't be quick to judge whether I know anything or not. You are not showing me where resident alien is the same as other residents. You may be right in that the banks may be asking if someone is a resident but not reident alien. I am not disputing there are other legal residents in this country on various visas. I have gone through the proces so I am familiar with the process. What I was trying to point out is that the term resident alien is reserved for permanent residents only. Here are a few definitions from the INS or BCIS website.

Resident Alien - Applies to non-U.S. citizens currently residing in the United States. The term is applied in three different manners; please see Permanent Resident, Conditional Resident, and Returning Resident.

Permanent Resident Alien - an alien admitted to the United States as a lawful permanent resident. Permanent residents are also commonly referred to as immigrants; however, the Immigration and Nationality Act (INA) broadly defines an immigrant as any alien in the United States, except one legally admitted under specific nonimmigrant categories (INA section 101(a)(15)). An illegal alien who entered the United States without inspection, for example, would be strictly defined as an immigrant under the INA but is not a permanent resident alien. Lawful permanent residents are legally accorded the privilege of residing permanently in the United States. They may be issued immigrant visas by the Department of State overseas or adjusted to permanent resident status by U.S. Citizenship and Immigration Services in the United States.

Conditional Resident - Any alien granted permanent resident status on a conditional basis (e.g., a spouse of a U.S. citizen; an immigrant investor), who is required to petition for the removal of the set conditions before the second anniversary of the approval of his or her conditional status.

Returning Resident - Any Lawful Permanent Resident who has been outside the United States and is returning to the U.S. Also defined as a "special immigrant." If outside of the U.S. for more than 180 days, must apply for readmission to the U.S. If outside of the U.S. for more than one year and is returning to his or her permanent residence in the United States, usually must have a re-entry documentation from USCIS or an immigrant visa from the Department of State.

This is my last word. Have a nice day!






yuri375 said: [Q]wonjiman said: [Q]You can be a resident alien for tax purposes without being a green card holder (permanent resident). But for immigration purposes, resident alien and permanent resident are the same thing. I believe the banks are asking if you are permanent resident from immigration point of view not from the IRS point of view.


yuri375 said: [Q]wonjiman said: [Q]Permanent resident is the same as resident alien.
No, you're wrong. Permanent resident is a resident alien, but resident alien is not necessary permanent resident (GC holder)
why are you so persistent about something you know nothing about?
there are people who live in this county and who are legal residents but don't have a green card, such as h1b visa (work visa) holders, some other types of visa-holders, people with the AOS (adjustment of status) status

and I know exactly what the banks are asking because i saw the exact wording in the papers they ask you to sign and they DON'T ask if you are a permanent resident in most cases. exact wording usually is "US person" (citezens, GC holders, other residents)

Applied today for a checking, took 24 minutes representative seemed knowledgeable only suggestion is to verify your information (SSN e-mail address phone number) w/ the representative before ending the call. She had mistyped some of my information.

Opened up my account, was told that it is not fully opened until I receive and send back signed documents.

Very nice and helpful CSR.

Make sure you follow up on getting your account open as necessary. I may just be unlucky, but I've had to call several times to keep things moving along. Among other things, they didn't send me checks because although they received my opening deposit for some reason their system didn't credit it as an opening deposit.

Isn't this the same offer? I bookmarked the page about one year ago. Seems still alive.

http://citi.bridgetrack.com/cbol/yahoo/CD28/

xjqian said: [Q]Isn't this the same offer? I bookmarked the page about one year ago. Seems still alive.

http://citi.bridgetrack.com/cbol/yahoo/CD28/

No, it's not, for 2 reasons. One is that that offer isn't actually live - in the fine print it says you have to fund the account by April 2005 (a little hard to do now). The other is that you get the $200 for doing different things:
That offer - $100 for paying 2 bills within 3 months, $100 for paying 2 bills per month for a year
This offer - $100 after 6 months, $100 for paying Citi credit card bill

ghb said:

Transferer beware: Transfers from Citi Checking to Citi CC takes 1 to 2 business days.

Yes, ghb, it does take two business days to process your transfers from Citi checking to a Citi credit card, but the transfer is dated as processed the business day you initiate the request. What this means is that your credit card considers payment received the same business day you submit the online request and that same day the money is taken out of your Citi checking account so no worries.



Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.

Thanks for visiting FatWallet.com. Join for free to remove this ad.

TRUSTe online privacy certification

While FatWallet makes every effort to post correct information, offers are subject to change without notice.
Some exclusions may apply based upon merchant policies.
© 1999-2014