katytibbs, if there is a Hudson United Bank near you, they offer 3.5% on savings with only $300 minimum to avoid fees and you can open a linked free checking there and transfer money online or by phone between the two. Their rate is not the highest, but they've been offering it for a while. I am only suggesting it because 3-4 days it takes HSBC to transfer the money may be too long for you.

I was reading in the CD thread about rate matching and was wondering if that worked out with liquid accounts (if so which banks and/or if relationships are required). I assume the question belongs here I'm assuming it would take a large deposit to get this treatment, if ever.

Updated Quick Summary to reflect Hillcrest Bank's new rates and lower minimum balance req.

4.91% on 50K+

iLoveTahoe said:Updated Quick Summary to reflect Hillcrest Bank's new rates and lower minimum balance req.

4.91% on 50K+

I was just checking this at Hillcrest website but it looks the rates have dropped.
4.28 apy on 100k is what they list.

Cheap said:boomp said:iLoveTahoe said:Updated Quick Summary to reflect Hillcrest Bank's new rates and lower minimum balance req.

4.91% on 50K+

I was just checking this at Hillcrest website but it looks the rates have dropped.
4.28 apy on 100k is what they list.

As noted in the discussion thread, Index Money Market disappeared. Performance Money Market is a different account. While "probably not good", the web site has not shown a decrease, only a lack of rate information for our favorite account there.

Text
This explains it.

Text This account may be what I'll try next. 5% guaranteed for 6 months. Anyone dealt with Flushing Savings Bank?
I thought about flushing savings once but it sounds like money down the drain( I couldn't resist).

Superior is now allowing current accounts with 100,000 to be upgrade to the new 5% rate - you do not have to open a new account to get this rate (as they normally require).

boomp said:Flushing Savings Bank 5% apy open to all states. 6 month guarantee. 800-440-2088Text

Fine print on offer.

** Annual Percentage Yield (APY) is as of February, 14, 2006. New deposits only. The APY on daily balances of $5,000 will not change during the first 182 days and may change up or down thereafter without notice. Minimum opening deposit is $5,000. To qualify for the preferred APY on the Power Plus Money Market, a minimum daily balance of $5,000 must remain in that account, plus a linked Breakout Checking Relationship account with a minimum opening deposit of $500. After the guaranteed period, Power Plus Money Market daily balances of $5,000 or greater will earn the current rate of interest at that time, while daily balances less than $5,000 will earn 1.00%. In bank transfers are not eligible for this account. Fees could reduce earnings. Other fees and restrictions apply. Maximum balance in Power Plus Money Market not to exceed $150,000. One $150,000 account per person. Offer subject to change without notice.

ExpatAsia said:scott1961 said:whodini said:scott1961 - are you able to live off $20k/yr in interest if your house is paid off? If not, what's the minimum? How do you obtain health insurance?
My drop dead min is $90k/yr to live. House is paid off and no other debt. My wife is an RN who I made stop working 8 years ago to be a stay at home mom when our child was born. She wants to work again and the opportunities are endless for an experienced RN. She plans on working about 20hrs a week which would get us healthcare

Wow, if I calculate back with 4.63% intereat, that means you have accumulated at least USD2million and perhaps more. Congrats. what line of business? or what kind of profession?Add to the questions, "Personal injury settlement?"

Any large bonus for depositing 25k or 50k these days?

Amboy Direct MMM no longer offers the intro rate of 5% for the first 3 months. Rather, the regular rate for deposits over $30K was increased to 4.55%.