HSBC 6% new money promo till April 30 (see below for details)

DIME BANK 6.0% for 3 months promo..possible 7% for some targeted customers!
FW thread

EVERBANK 6.01% promo rate for first 3 months. Completely liquid checking account, plus $50 from satisfaction guarantee if you make 3 billpay payments and cancel within 30 days after promo rate expires.
FW thread

PATELCO CREDIT UNION 5.64% APY (privately insured). Liquidity restrictions.
FW thread

Gloucester County Federal Savings Bank (FDIC Insured)
5.61% - $25k+
3.03% - under $25k
Current Rates
Application
Bankdeals Post

From the rate thread sticky post:

Geauga Savings Bank Immediate Access Tiered Savings Account
5.45% APY $25,000 - $99,000 (fees if below $25,000)
2.00% APY $99,000+
No interest paid until Dec 31st, even if account is closed!
Fatwallet discussion

Countrywide Bank Savings
5.40% APY $50,000 - $2,499,999
5.25% APY $10,000 - $49,999
ACH originate: YES, next day, but with only one bank, ACH target: YES, checks: NO, debit card: NO
Fatwallet discussion

Bank of America Money Market Savings Account through NEA
5.37% for $50,000+
5.11% for $500 - $49,999
5.54% APY $50,000+ for first 60 days
5.28% APY $500 - $49,999 for first 60 days
$500 to open, $2,500 to avoid maintenance fees after 2/16/07
ACH originate: NO, ACH target: YES, checks: YES, debit card: see AAA money market below
Fatwallet discussion
Fatwallet discussion

Bank of America Money Market Savings Account through AAA
5.38% APY $50,000+
5.11% APY $10,000 - $49,999
$1,000 to open, $2,500+ to avoid fees
ACH originate: NO, ACH target: YES, checks: YES, ATM card: YES, debit card: see below
BofA checking account customers can add a AAA money market account link onto their existing checking debit card. Some representatives incorrectly claim that accounts domiciled in different states cannot be linked on a single debit card (or ATM card) because they fail to realize the additional system entry steps needed to create multi-state links.
Fatwallet discussion
Fatwallet discussion

AmTrust Direct E-Money Market
5.36% APY $1+
$1,000 to open
No fees, no minimum balance, free ACH.
ACH originate: YES, ACH target: YES, checks: NO, debit card: NO
Fatwallet discussion

Amboy Direct Premium Online Savings (ACH)
5.35% APY $20,000+
5.25% APY $1+
ACH originate: YES, next day, but with only one bank, ACH target: DEPOSITS ONLY, checks: NO, debit card: NO
Fatwallet discussion

BankUnited Savings Account
5.35% APY $5,000+ to open ($300+ to avoid fees)
ACH originate: NO, ACH target: YES, checks: NO, debit card: NO
Fatwallet discussion

Zions Bank Deseret Money Market
5.34% APY $50,000+
5.30% APY $0 - $49,999
$100 to open
ACH originate: NO, ACH target: YES, checks: YES, debit card: YES
Not available to residents of Utah.
Fatwallet discussion

Union Federal Bank High Yield Money Market Savings Account
5.31% APY No Minimum
ACH originate: NO, ACH target: YES, checks: NO, debit card: YES
Fatwallet discussion

Igobanking (Online division of Flushing Bank)
5.30% APY $1+
ACH originate: YES, but takes 3 days over $2000, ACH target: yes, checks: NO, debit card: NO
Fatwallet discussion

OneUnited Bank UNITY Internet Savings Account
5.30% APY $10+
Fatwallet discussion

GMAC Bank Insured Savings/Money Market (ACH)
5.30% APY $500+
5.19% APY < $500
ACH originate: YES, next day, ACH target: YES, checks: YES, debit card: YES
Fatwallet discussion<locked
Fatwallet discussion

Apple Bank Grand Yield Savings Direct
5.27% APY $1+
ACH originate: YES, but costs $10 for next day, ACH target: ?, checks: NO, debit card: NO
Fatwallet discussion

Resource Bank eMoney Market Account
5.27% APY $100,000+
ACH originate: NO, ACH target: YES, checks: NO, debit card: NO

Stearns Bank Stearns Money Market "Above the Norm" Account
5.27% APY $100,000+
can safely deposit $400,000 in their four FDIC member banks

WT Direct
5.26% APY $10,000+

FNBO Direct
5.25% APY $1+
$1 to open
Only 1 ACH linked account
Fatwallet discussion

E-Loan Savings Account
5.25% APY $0+
$5,000 to open. No fees for low balance, but E-Loan reserves right to close your account if balance is below $500 for 90 days in any 12-month period.
ACH originate: YES, ACH target: NO, checks: NO, debit card: NO
Fatwallet discussion

Presidential Bank Premier Savings
5.25% APY $0 - $34,999
3.00% APY $35,000+
$5,000 to open, no minimum balance, free inbound ACH, fee outbound
ACH originate: NO, ACH target: YES, checks: NO, debit card: NO
check deposits earn interest: DAY OF DEPOSIT
Fatwallet discussion

IndyMac Internet Top Tier Money Market
5.25% APY $75,000+

Advanta Bank Corp Money Market
5.25% APY $100,000+
5.20% APY $50,000 - $99,999
5.15% APY $10,000 - $49,999
5.10% APY $1,000 - $9,999
$2,500 to open, $100 to avoid fees.
ACH originate: WITHDRAWALS ONLY, ACH target: YES, checks: YES, debit card: NO

Geauga Savings Bank Money Market Plus Checking Account
5.25% APY $25,000 - $99,000 (fees if below $25,000, 1.00% $99,000+)

Superior Savings Incredible Money Market
5.25% APY $100,000+
Undisclosed APY $99,999 to $25,000
0.00% APY below $25,000
$25,000 minimum daily to avoid $20 monthly fee.
NEW money, NEW accounts only. Starter checks.

Centennial Bank Variable Rate Passbook Savings
5.21% APY $50,000+
4.95% APY $25,000 - $49,999
ACH originate: NO, ACH target: NO, checks: NO, debit card: NO
Fatwallet discussion

Capital One/Costco Money Market
5.20% APY $100+
minimum deposit of $5,000
Allows ACH transfers in and out in addition to check-writing and ATM access
Fatwallet discussion

DiscoverBank
5.20% APY $50,000+
5.20% APY $25,000 to $49,999
5.14% APY $10,000 to $24,999
$2,500 to open and avoid fees

Umbrella Bank Pot o' Gold
5.15% APY $50,000+
5.10% APY $25,000-49,999
5.05% APY $10,000-$24,999
5.05% APY $5,000-$9,999
5.00% APY $1,000-$4,999
$1,000+ to avoid fees
ACH originate: NO, ACH target: YES, checks: YES, debit card: YES
check deposits earn interest: DAY OF DEPOSIT
Fatwallet discussion

Virtual Bank eMoney Market (ACH)
5.13% APY $100,000+
$100 to open
ACH originate: YES, ACH target: YES, checks: NO, debit card: NO
Fatwallet discussion

Park National Bank Advantage Money Market
5.13% APY $0.01+
$100 to open, $10,000+ to avoid fees

Mybanking Direct
5.10% APY $5,000+

Imperial Capital Bank iMoney Market Checking
5.10% APY $100,000+
$2,500 minimum to open, $5,000 to avoid fees

Gloucester County Federal Savings Bank CyberSaver
5.09% APY $25,000+
3.50% APY $0 - $25,000
promo: 1st 90 days on all accounts 5.28 APY
$100 to open, no minimum balance
ACH originate: NO, ACH target: YES, checks: NO, debit card: NO
check deposits earn interest: DAY OF DEPOSIT
Fatwallet discussion

Corus Bank
5.15% APY $0.01+ Managed Money Market ($100 to open, $10,000+ to avoid fees)
5.15% APY $100,000+ Ultimate Interest Checking ($50 to open, 10,000+ to avoid fees)

HSBC Bank OnlineSavings Account (ACH)
5.05% APY $1+ ACH originate: YES, 4 business days, ACH target: YES, checks: NO, debit card: YES [This is an ATM Card, not a Debit Card. It can't be used to purchase something.]
Promo rate: 6.00% APY for "new money" from 1/26/07-4/30/07
Note: HSBC ACH transfer results in 2 days lost interest if initiated on Monday, Tuesday. Up to 4 days lost interest if transferred later in the week.
Fatwallet discussion
Fatwallet discussion

Emigrant Bank American Dream Savings Account (ACH)
5.05% APY $0.01+
ACH originate: YES, next day, but only with non-money market checking accounts, ACH target: YES, checks: NO, debit card: NO
Fatwallet discussion

E*Trade Bank Complete Savings Account
5.05% APY $1+
$1 minimum initial balance, No low-balance fees.
ACH originate: YES, next day, ACH target: YES, checks: NO, debit card: NO
Fatwallet discussion

GE High Yield Savings
5.05% APY $15,000+
No minimum balance and no fees.

Washington Mutual Statement Savings
5.00% APY $1+ (requires Checking Account)
Fatwallet discussion

Heritage Bank Heritage Direct Savings
5.00% APY $1,000+

Union Federal Bank Direct Jumbo Money Market Account
5.00% APY $50,000+
ACH originate: NO, ACH target: YES, checks: YES, debit card: NO