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What's in Your Wallet? Archived From: Finance

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American Express Blue Cash Card - For misc purchases for their Cash Back

Coscto American Express Card - For everyday 1% Cash Back purchases

Discover Gas Credit Card - For 5% Gas purchases

Wells Fargo Visa Platinum - No Cash Back, a pretty crappy card but need a Visa just in case places don't take American Express or discover


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I carry:

Driver License
Notary Public ID
Freshwater Fishing ID
2 ATM debit cards
Health Insurance Card
MetroCard (I am in NYC)
AMEX Business Gold
AMEX Business Green
AMEX Platinum Cash Rebate
MBNA Platinum Plus
Citi Diamond Preferred Rewards CC
Discover Platinum
Chase CC(something to do with reward that I never used)
United Mileage Plus Visa

... This is after I cut down many of my CC's. I am hoping to consolidate/cancel couple more credit cards to clean-up my wallet.


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I always have on me:

American Express Costco True Earnings (used mainly for eating out, monthly bills)
AMEX Blue Cash (used for purchases, extended warranties, etc.)
Citi Dividend Select Platinum (used ONLY to pay for gas & groceries)
Discover Card Platinum (Just mainly sits there.Used for the 0% for life BT offer.)
Chase Rewards Cash Plus (For when the citi rebate gets used up!)
AMEX Platinum Business Cash Rebate Card
AMEX Costco Business True Earnings Card
Couple of bank check cards.

It's amazing I'm not in debt with all the cards I carry around. I wish I had something better than what I'm using to carry them around in.


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Clocks said:BrycePGH said:AMEX Blue Cash - BVG and warranty reasons
MBNA MC - Worldpoints
Debit Visa - Just in case
Condoms - see above


I am 99% sure Blue Cash does not give you BVG.


Blue Cash does give you BVG. sorry for this 1%.


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License
Mil ID
Chase Platinum Cash Back Rewards Visa
United Mileage Plus CC Visa
MBNA Master Card
Bank One check card
US Gov Travel CC
US Gov Fleet Fuel CC
US Gov Smart Pay CC (spending tax payer dollars is fun and tax free)


Keep pondering an AMEX card but never have yet.


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Contrary to what my screen name suggest, I carry the following in my wallet:

WHATS IN MY WALLET:
1) PNC Bank ATM card : If I ever need cash (Rare, but just in case) I can use this. Although there are charges for using Non-PNC ATM's, most places around where I live have a PNC Atm.
2) Chase Cash Plus rewards Visa - 5% grocery, gas, Drugstore. For grocery, I shop Kroger or Super WalMart, and both seem to get 5% on this card
3) MBNA Worldpoints - 1 point for every $. The reward options is the best IMHO - you can get anything from debit-card to gift card to plane tickets to hotel reservations.
4) AMEX Blue - Gives me the highest CL. IF in case one of my cards utilization has reached around 30% or more, I use AMEX till the card is paid off in full at month-end. I try to keep my util under 30%


WHATS IN MY DRAWER:
1) Citi Diamond Preferred - I am using the 0% BT, so it has to stay in my drawer till my 12 months promo end and it is paid off.
2) Chase Amazon.com Visa - Worst card in terms of benifits. Unfortunately, I applied for this when I was not a FW'er and did not know much about CC. I only use it for Amazon purchases.
3) Social Security Card - NEVER EVER EVER EVER EVER carry your SSN in wallet.


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walletLess said:Contrary to what my screen name suggest, I carry the following in my wallet:


Social Security Card - NEVER EVER EVER EVER EVER carry your SSN in wallet.

I concur. If you do carry SSN, and if your wallet gets stolen, chances are, you may have to change your nickname from walletLess to identityLess


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DL
citi 5/1
CU 1% card
Disc 5% food
2bofa debit for KTC
Disc plat for getting $50 cash at safeway
employee disc card
few coupons
2 visabuxx cards

Although i can't imagine why anyone would carry SSN card I think you're overexaggerating it's importance - if a thief gets your wallet with your SS card, they can get your number pretty easily. And the gov insists on printing birthdates, etc on DLs.


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walletLess said:WHATS IN MY DRAWER:Hope your drawer has a lock


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Kinda funny that Capital One keeps on asking "What's in your Wallet?" Apparently, for most of us it isn't Capital One!

I carry MBNA Worldpoints as my default
Discover for Restaurants
Chase Rewards Plus for Everyday
AMEX Blue for Costco


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FFGuru said:Kinda funny that Capital One keeps on asking "What's in your Wallet?" Apparently, for most of us it isn't Capital One!

I was thinking the same thing!

I only carry AMEX Blue Cash for extended warranty. Plus, AMEX reimburses restocking fees! Link

In the drawer,
Citi Diamond Preferred Rewards - I'd rather have AMEX extended warranty than Citi's 60-day price protection.
MBNA Platinum Plus - big credit line and that's it.


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I have 40 euros, 80 dollars, and a Starwood AMEX, a Hilton AMEX, and a Credit Lyonnais Visa Premier (French Credit Card). I am living in Paris at the moment.

Cheers

Timo


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FFGuru said:Kinda funny that Capital One keeps on asking "What's in your Wallet?" Apparently, for most of us it isn't Capital One!

They were the first to give me a credit card about 10 years ago, the initial line was $500. That CL has not increased at all since


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iLLuSiOn said:If you do carry SSN, and if your wallet gets stolen, chances are, you may have to change your nickname from walletLess to identityLess

Hehe, I agree

ToHellWithUGA said:Hope your drawer has a lock

Actually it does not. But I do keep front and back electronic copies of all my cards (uploaded to my email account). Having said that, I think I should get a lock.. Its just that the drawer has my other day-to-day things so I do not lock it.


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MBNA Cash Back (1% on everything) will use until there is a new Cash Back promo on all purchases - prefer this card to other 1% cards, because it shows temporary authorizations.

Citi Dividend (Grocery stores, drug stores)
Citibank Driver's Edge (10% on gas for 3 month promo)
Discover Restaurant
ATM Cards (local bank and a bank that has ATM rebates)

Looking to add to my wallet:
Costco True Earnings (For 2% travel/3% restaurant rebates & BVG) or Starwood(for BVG)
Citibank Drivers Edge (promo 6% on everyday purchases for 12 month)
MBNA Fidelity 1.5% Cash Back


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faneddie said:Clocks said:BrycePGH said:AMEX Blue Cash - BVG and warranty reasons
MBNA MC - Worldpoints
Debit Visa - Just in case
Condoms - see above


I am 99% sure Blue Cash does not give you BVG.


Blue Cash does give you BVG. sorry for this 1%.


Go to the AMEX site, click on the search link, and type in bvg. Click on list cards that have BVG, and no "blue" cards are mentioned. If you can prove that info in inacurrate, please let me know. I will switch from Starwood to Blue. thanks


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I carry

AMEX Platinum charge -used only when im on a date or somthing
ATT Universal card -grosery, gas, drug stores
shell mc - shell gas 15% promo right now
citi mtvU card -restuarnts
lasalle debit card -only use for cash, never buy anything debit


hertz #1 gold card
insurance card
auto insurance card
drivers license
student ID


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AMEX true earning
MBNA visa
US bank ATM
Library card
Driving license
work ID
Copy of SSN
couple of GCs
Cash

After reading some of the post above figured it out that it not good idea to carry even photocopy of your SSN. will shred in the evening.


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This time of the year only thing in my wallet is the IRS's hand..


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d2a007 said:This time of the year only thing in my wallet is the IRS's hand..
in your wallet or bank


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