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SHADYnky
- Senior Member
posted: Feb. 7, 2006 @ 2:12p 
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pipimomo
- Senior Member
posted: Feb. 7, 2006 @ 3:03p
BrycePGH said:AMEX Blue Cash - BVG and warranty reasons
MBNA MC - Worldpoints
Debit Visa - Just in case
Condoms - see above
AMEX Blue Cash Card provide BVG service? |
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XtremeDwayne
- Thrifty Member
posted: Feb. 7, 2006 @ 3:15p
pipimomo said:BrycePGH said:AMEX Blue Cash - BVG and warranty reasons
MBNA MC - Worldpoints
Debit Visa - Just in case
Condoms - see above
AMEX Blue Cash Card provide BVG service?
No, the AMEX Blue Cash does not provide the BVG service. |
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XtremeDwayne
- Thrifty Member
posted: Feb. 7, 2006 @ 3:15p
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XtremeDwayne
- Thrifty Member
posted: Feb. 7, 2006 @ 3:19p
- Citi Dividend - use this for 90% of my purchases for the Cash Back
- Discover Restaurant - 5% back at restaurants, only place I use it
- American Express Blue Cash - rarely used
- MBNA Penn State Alumni - rarely used
- MBNA Merrill Lynch+ - If I plan on having to make mutliple payments on something, I use this because of the fixed 5.9% rate, but it's extremely rare that I do this.
- JC Penney classic - sometimes get extra discounts for using the card
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ehem
- New Member
posted: Feb. 7, 2006 @ 3:39p
First post as a new member.
I carry one personal CC
Chase Visa Signature
Current APR 0.0% until Feb 2007
-csh back up to $500/year
-Some sort of rewards program
-All kinds of extended warranties on electronics
-Insuarnace for travel i.e. plane tickets,hotels
I have other cards that I rotate
MBNA NY Yankee VISA
APR 5.9% forever on any purchase
And 1% worldpoints rewards
MBNA Platinum Celtic traditions
APR 10.99% on purchases
My Balance transfer card if needed. Call them up says give me a good rate and I'll transfer some money and usally get 0.0% - 2.9%
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SummerSoFar
- Addicted Member
posted: Feb. 7, 2006 @ 4:06p
I am totally supprised that nobody has mentioned two lifesavers that are always in my wallet:
1) A spare key to my car
2) Band-Aids
I probably have saved hundreds in locksmith fees alone by carrying that spare key... |
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d2a007
- Ancient Member
posted: Feb. 7, 2006 @ 4:08p
SummerSoFar said:I am totally supprised that nobody has mentioned two lifesavers that are always in my wallet:
1) A spare key to my car
2) Band-Aids
I probably have saved hundreds in locksmith fees alone by carrying that spare key...
That's sad but so true.... I have a key in my wallet too, just incase I feel like being an idiot.
Isn't getting oldER grand?  |
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76hhma
- Senior Member - 10K
posted: Feb. 7, 2006 @ 4:50p
Well, the OP intent was on financial aspect of wallet, mainly credit card selections. Just a note. |
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SUB
- Tired Member
posted: Feb. 7, 2006 @ 7:31p
fotomaniak said:Looking to add to my wallet:
Costco True Earnings (For 2% travel/3% restaurant rebates & BVG) or Starwood(for BVG)
I do not believe the TrueEarnings has BVG (link) |
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slimwantsfat
- Happy Member
posted: Feb. 7, 2006 @ 7:40p
As far as cc i carry every day:
1. Discover Gasoline CashBack bonus plus 5% only for gas station
2. AMEX Platinum Cash Rebate; my oldest cc(Major use), with 1.5% credit back after initial $5000 annual spending
3. Citi Dividend Platinum select 5% on groceries; Only for suppermarket
4. Citgo preferred platinum; for where they don't take AMEX. 1% straight credit back every month.
Edit: I guess I am going to replace most of my cards this year to take advantage more cash rebate... |
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gomakeitreal
- Happy Member
posted: Feb. 7, 2006 @ 8:33p
citi dividend MC -- grocery
citi mtvU Visa -- restraunt, bookstore, Amazon.com
AMEX clear -- everything else |
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pitflyer
- Dismembered Member
posted: Feb. 7, 2006 @ 9:38p
Driver's License
AMEX Corporate Card
AMEX Starwood Preferred Guest - Primary Card. Gets Starwood points which I used to always transfer to American Airlines pointers. However I have so many AA points now that I just keep the Starwood points so I can transfer as needed to top off other accounts.
Chase United Mileage Plus Visa - Second Card. Got 20k miles with no first year annual fee. After the fee, I plan to either close or switch to a no fee card if Chase offers one.
PNC ATM Card - Refused debit card due to access it provides without PIN to MY money. I know debit rules have changed, but back in the days it was very risky IMHO to have a debit card.
Health Insurance Card
My Company ID Card
My Client Company's ID Card
A NewEgg 1 Gig USB Drive that fits in my wallet (makes it just a little fat, just slightly thicker than a credit card)
50 bucks in cash for those lame parking garages that don't take credit (pretty much the only place I need cash now)
Additional credit cards I keep open but don't use (to not shrink my credit percentage:
Citi American AAdvantage Bronze Card - I had the Platinum for a year due to no annual fee and 15k miles, but after the annual fee came due, I switched to the fee free card.
Citi Premier Pass Card - Wife applied for this one (since all the other cards were in my name) for the $100 free gift card. No annual fee. Use for the "Virtual Card" option to make small purchases from unknown retailers online.
Juniper USAirways Card - Could not pass up another 15k miles with no annual fee for two years. Had wife apply for this one, too since she needed to top off her account.
Yes, I am miles crazy. |
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caiwh
- Member
posted: Feb. 7, 2006 @ 10:07p
Citi Dividend for 5% everyday purchase.
AMEX Fidelity Gold Card (free with Fidelity brokerage account), free Membership Rewards Options because I have a Blue card. I use this card for those big ticket items, like TV or camera, because of BVG and extended warranty. It is about 1% back.
For anything else, I use MBNA Fido 1.5% card.
I plan to get some other specialty cards. Is the Discover restaurant card still available? |
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andymin
- Broke Member
posted: Feb. 7, 2006 @ 10:45p
Does anyone carry Citi Professional MasterCard like I do?
3% back on eating out. A great reason to pick up $2,200 bill at Club 33.......
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Raf2
- Senior Member
posted: Feb. 7, 2006 @ 10:49p
My wallet (for my pocket) contains the following:
1- Starwood AMEX for personal purchases
2- American Express Cash Rebate no annual fee card for my marketing business
3- Citi Dividend American Express (gas at Costco, groceries anywhere else)
4- Costco Fleet Card from office for work-related gas
5- Business Cards for two entities (title insurance business & marketing business)
6- One days worth of receipts (cleaned out daily)
7- Drivers license
8- Minimal cash ($100 or less)
My car wallet contains:
1- Chase Business Rewards (paid by a company I don't control)
2- American Express card for my property-management entity
3- Citi Dividend Visa (5% if I can't buy gas at Costco)
4- Best Buy gift cards
5- Home Depot gift cards
6- ATM card for my personal checking account (it is a Visa debit card but I hardly ever use it)
7- Discount card for a local grocery store (I shop primarily at a store that doesn't have a card-based discount program)
8- Bank deposit receipts
9- Car insurance ID
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Zorbonian
- New Member
posted: Feb. 8, 2006 @ 1:09a
CCs I carry:
1. AMEX True Earnings - for the 3% resturant rebate.
2. Citi Dividend AMEX - for gas/groceries/drug store purchases, 5% rebate. This one also works at Costco gas stations, so I get a double bonus, gasoline at the Costco price, plus a 5% rebate!
3. Citi Home Rebate MC - for 1% rebate applied to my home mortgage.
4. MBNA Timberland MC - for 1% rebate, good at all Timberland stores. (I like Timberland stuff  ).
With all these good deals in my wallet, sometimes it's hard to decide which one to use! |
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VivYip
- Senior Member - 2K
posted: Feb. 8, 2006 @ 8:48a
I'm still rebuilding my credit, so...
CC in wallet:
BoA Financial Rewards (1% back -- I'm going to just use this for the BT deals...)
Chase PerfectCard (1% automatic to each statement)
Enough cash for an emergency on the road (tow trucks don't take credit/check...they take cash)
Library Card
Sam's Club/Costco cards (The company has Sam's Club membership, but I'm with costco)
GC's: Staples/Borders/WalMart(for sam's club)/starbucks/Giant and 2 checkcards to my main bank (for cash) and a big bank (like BoA -- Just in case)
oh yeah! and one blank unsigned check.
UPDATE 9/22/06
CC in wallet:
Chase PerfectCard (1% automatic to each statement)
AMEX TrueEarnings (for Costco now that I have a membership...and for food purchases)
Chase Business Credit Card (the one with the mostly 3% back on purchases...for me the clincher is for office supplies)
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larrymoencurly
- Senior Member - 10K
posted: Feb. 8, 2006 @ 1:56p
1. cash (small amount)
2. supermarket rain checks
3. supermarket coupons
4. voter registration
5. driver's license
6. Blue Cross card
7. emergency contact numbers
8. credit cards
9. extra-small condom |
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clubalien
- Member
posted: Feb. 8, 2006 @ 3:58p
myrell lynch + has free concerage service on the first level. It seems this card woudl be worth it even if not used for purchases just for that benfit. SInce concerage for centruin is 2k fee
I was wondering how good is the concerage service and how easy is it to get this card?
Can anyone end up getting it like a college student?
is there a minuim income or soemthing? |
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