$75 Opening a BoA Checking Account (coupon needed)

Before you start flamming RED on a repost.

Everyone can get the coupon by going to USPS and picking up a change of address packet, it is in there.

For those who want to try using the promo code it is MGCDC0106 expires 6/15/06.

reference this thread for more info:

http://www.fatwallet.com/forums/messageview.php?catid=52&threadid=525416

enjoy

Love the red... With no post to why... Typical.

USPS coupon availability is usually regional, but worth a try.

Is the offer valid only for new customers?

PA

I got a similar mail (last Aug) after moving within NJ
for $100 for a checking account PLUS $25 for a MM/saving account.

The code was non-transferable and required giving the
cust rep the coupon so it was only good for B&M. I combined
it with the keep the change promotion, pretty good for a $1200
deposit.

I got this 75 dollars last winter, after I opened the account for 3 months.
Green for OP!

I have one code , but dont want to go to a branch, is there a way to use the code online? thanks

coolpizza said: Can this be combine with $25 referal program? Thanks.

Hmm, just a few hours ago, I walked into my local BofA branch with the printed out PDF of this coupon to open an account.

The CSR was a little bit baffled, but decided he'd roll with it. Asked me where I got it, and I said "a friend photocopied it". Near the end of the process, he asked me who referred me, so I quickly thought of the name of a friend that had a BofA account. He said he wanted to know for the referral.

Either he was just confused about the offer, or maybe he was referring to a refer a friend deal going on for another week. But it couldn't hurt to say you were referred by a friend with a BofA account, they might get $25.

www.bankofamerica.com/referral

And if you don't know anyone, you can always say Mark Kundinger in San Diego referred you

Incidentally, I think I may have stumbled across a very optimal order to daisy-chain these offers at the current moment for a total non-customer:

1) Found a link for a $25 bonus for opening a regular savings (it comes and goes, L=here it is]http://www.fatwallet.com/t/52/612189/[/L])

2) Wander into a branch with the $75 coupon to set up a myaccess checking.

3) Arrange direct deposits via paypal or whatever to avoid the fee. Consider doing $25 deposits (see next).

4) If you don't like the idea of earning poor interest in regular savings, reduce the amount in there, consider setting up a scheduled transfer monthly from savings into it to avoid the minimum balance fee. Either do $25 to avoid the saving min bal fee, or do $100 to get the $15 promo. (must maintain transfers for six months apparently... remember to transfer the money back out to somewhere high-yield)

5) Get a Keep The Change Debit card, and exploit it with a bunch of 1 cent or $1.01 transactions in the first 3 months. Leave both checking and savings open for a year (with the transfer money "washing" through) to get the bonus.

6) At your leisure, sign up for the Power Rewards Visa, get both the gift certificate and the 0% for six months... and if you're a big spender, the 2% Cash Back is nice too.

7) Also at your leisure, consider signing up for additional Myaccess checkings with for a $50 cash back. Unless you can hook these up for additional KTC exploits, you may want to consider close and reopen every few months.

The biggest downside is keeping the checking and savings accounts active for a whole year to get the KTC match, at least if you wanted to bail out quickly.

edit: added link for $25 savings thread when it resurfaced.

markkundinger said: Incidentally, I think I may have stumbled across a very optimal order to daisy-chain these offers at the current moment for a total non-customer:

1) Found a link for a $25 bonus for opening a regular savings (darnit, it seems that the link has expired)

2) Wander into a branch with the $75 coupon to set up a myaccess checking.

3) Arrange direct deposits via paypal or whatever to avoid the fee. Consider doing $25 deposits (see next).

4) If you don't like the idea of earning poor interest in regular savings, reduce the amount in there, consider setting up a scheduled transfer monthly from savings into it to avoid the minimum balance fee. Either do $25 to avoid the saving min bal fee, or do $100 to get the $15 promo. (must maintain transfers for six months apparently... remember to transfer the money back out to somewhere high-yield)

5) Get a Keep The Change Debit card, and exploit it with a bunch of 1 cent or $1.01 transactions in the first 3 months. Leave both checking and savings open for a year (with the transfer money "washing" through) to get the bonus.

6) At your leisure, sign up for the Power Rewards Visa, get both the gift certificate and the 0% for six months... and if you're a big spender, the 2% Cash Back is nice too.

7) Also at your leisure, consider signing up for additional Myaccess checkings with for a $50 cash back. Unless you can hook these up for additional KTC exploits, you may want to consider close and reopen every few months.

The biggest downside is keeping the checking and savings accounts active for a whole year to get the KTC match, at least if you wanted to bail out quickly.


Thanks for your tutorial. So are you saying BOA will only pull one hard inquiry for opening multiple accounts with them? Thanks.

PS: is the Power Rewards Visa 2% still available? I saw someone mentioned that option is gone.

Thanks OP. I was able to get in on this. Got the $75.

zhanff said: Hi guys, I think you can find a actual $75 coupon in the changing address envelope in Post Offfice. I found one a few days ago.

I swear to god it wasn't in my post office in San Diego.

Got access to a scanner?

Dude. Why would you want to jump through hoops to get $75 for opening a checking account when there's a perfectly valid offer for $100 for the same thing?

And another $25 if you open a savings account at the same time?

For what it's worth, I did get the $75 check today from using the scanned copy of the mailer. BofA also wished me that everything my move had gone well .

But again, the value of this offer is made obsolete by the $100 offer here.