notlarry said:ppfc said:Anyone know if this card can be used for MBNA bill pay service?Yes, it can.

you mean, we can pay regular any bills with this credit card? So, does this has billpay feature? can you please eloborate ?

dvrice said:I apply for several credit cards (5 r 6 a year) just to get the initial sign-up goody, then I cancel as soon as I have met the period required to get the goody. Will this hurt my credit significantly?

My credit is currently A+ but I do plan to buy a larger house in the next couple years and would like to have good credit at that time to get a good interest rate.

I have heard of some credit card issuers not approving applications because of too many closed accounts.

samurairen said:How to check the application status? I did not get instant approve

Call
1-800-932-2775 . option 4

I just added in there

applied and got instant approval for 3600$ CL
thanks

I had another schwab card from last summer for 100$ GC.

They did not approve me because I already had another one which is never used except 1st purchase for $100 gift card last year.

MBNA is really great. I just applied. While I didn't get instant approval, I got a call 2 minutes later telling me that they need to move my credit line from other MBNA account to this one due to the fact that I already have quite a few cards there. So I agreed and got approval.

I just called and was told my application status couldn't be checked until 7 business days later.
Does that mean I was declined?

How is this card compared to an AMEX? Better or worse benefits and extras? I read the details, I am curious about personal opinions and ideas, etc. I have always been a Mastercard man myself. What do you think?

Sam506 said:How is this card compared to an AMEX? Better or worse benefits and extras? I read the details, I am curious about personal opinions and ideas, etc. I have always been a Mastercard man myself. What do you think?

This card has no interesting benefits besides the $100. Better cards for just about every other purpose. Course if you have another better mbna card and get some extra CL to combine - good deal.