Thanks OP! Instant approval with $6700 CL.

Some of you have a hard time reading. Just ignore the 180-day provision and apply anyway, what have you got to lose except a few credit score points? I got 4 GC's and an iPod shuffle last year on 5 seperate cards, so do the calendar math and you can see it doesn't matter. All of the promos had the 180-day terms, but they haven't enforced it (for me) so far.

What number did you call? I was declined. I have only 2 MBNA cards.

sandy05 said:stockmanjr said:Mayhem said:Just apply online. Didn't get instant approve. Hmmm
same here oh well..
Same here..didn't recieve instant decision ..called for status..has been approved for $10K

Some of you are saying you were denied on account of a previous $100-GC deal, but some say you've been approved in spite of it. Wish everyone had said whether they were applying online or by phone, as that might conceivably make a difference.

Also I'm wondering, perhaps that 180-day stipulation governs whether you'll get the new GC or not (rather than whether you get the card itself). Guess there's no way to know except to wait and see. (Obviously we do NOT want to call them and ask about this!)

If i know Citi, and I do, I will either be REJECTED or get a pitifully low credit limit if they approve me because i have $90k out at 0% with a small income.

EDIT. If its with MBNA, i stand a better chance. they used to give me a separate "line of credit" about equal to my card for years untill I finally cancelled it. (I dont think they ever offered 0% on it and it was hurting me getting a CITI card with the 1-5% rebate)

Thank you. Where did you find these infomation? I can not find the deadline in both link. Did I miss something?

The link to the statement credit promotion:
"This limited-time offer for a $100 statement credit applies to any new Charles Schwab Bank Visa?credit card account opened as a result of this offer. To qualify for this offer, you must apply for the Charles Schwab Bank Visa credit card, and your new account must be used to make any purchase or cash advance transaction (including balance transfers, which may include a transaction fee) that posts within 45 days of the account opening date. Limit one (1) statement credit per person and per account. The Schwab Bank credit card offer is subject to application approval by MBNA America Bank, N.A. If you have had an open Schwab Bank credit card account or applied for a Schwab Bank credit card account within the past 180 days, you are not eligible for this offer. After qualifying, a $100 promotional credit will appear on your Schwab Bank credit card statement in 8?2 weeks."

The link to the GC:
"This limited-time offer for a $100.00 Visa?Gift card applies to any new Charles Schwab Bank Visa credit card account opened as a result of this offer. To qualify for this offer, you must apply for the Charles Schwab Bank Visa credit card, and your new account must be used to make any purchase or cash advance transaction (including balance transfers, which may include a transaction fee) that posts within 45 days of the account opening date. Limit one (1) Visa Gift card per person and per account. The Schwab Bank credit card offer is subject to application approval by MBNA America Bank, N.A. If you have had an open Schwab Bank credit card account or applied for a Schwab Bank credit card account within the past 180 days, you are not eligible for this offer. After qualifying, a $100.00 Visa Gift card will be mailed to you in 8?2 weeks. Terms and conditions apply to the gift card; gift card expires 24 months after issue date; $2.50 monthly maintenance fee applies on any gift card balance remaining after the first 6 months. NY residents not eligible."


XUntitled said:To qualify for this offer, you must apply for the Charles Schwab Bank Visa credit card by April 30, 2006, and your new account must be used to make any purchase or cash advance transactions (including balance transfers, which may include a transaction fee) that posts within 45 days of the account open date.

DoNotDo said:anyone know the deadline for this promotion? thx!

Can anybody tell me why are you applying this card? it looks like the same normal 1% Cash Back card like those citi cards?

I got instant approval, thanks OP!! My cc line is much higher than last time. last time was $1200, but this time is $8000. Weird...

Approved online. Even used my school address and not home address. Higher limit than the last schawb card too.

$5800 , $5000 last time. Probably will make sense to close the other and combine limits after I receive statement credit.

Thanks OP!

workingonit said:Some of you are saying you were denied on account of a previous $100-GC deal, but some say you've been approved in spite of it. Wish everyone had said whether they were applying online or by phone, as that might conceivably make a difference.

Also I'm wondering, perhaps that 180-day stipulation governs whether you'll get the new GC or not (rather than whether you get the card itself). Guess there's no way to know except to wait and see. (Obviously we do NOT want to call them and ask about this!)
The denials are for the card itself, not the promo, but they may take a look at your history and deny for whatever reason (too many cards, maxed limits, credit probs, whatever). Folks in prior threads have been approved by calling MBNA to move credit lines around if they got denied for multiple cards with them.
So the 180-day provision *should* only affect whether you get the $100, but as I said they do not seem to be enforcing it.

So, has anyone that did multiple Schwab promos last year not received one or more of them? I got the promo for every card within 2-3 weeks of first purchase. All of my apps were done online.