Complimentary Financial Consultation from Ameriprise Financial Plus, $75 in American Express(R) Gift Cheques*
Ameriprise Financial, formerly American Express Financial Advisors, has more than 110 years of providing solutions to help clients reach their financial goals. Now let us help you ? starting with a complimentary initial consultation.
What can you expect? You're likely to find our professional, confidential consultations unique. Here's why:
Your goals. Our advisors concentrate on understanding your needs and goals, rather than on promoting specific products or investments. Options and guidance. Trained in a wide variety of retirement and investment strategies, our financial advisors can lay out the facts and provide you with options and guidance. They are a good resource for discussing things like reducing taxes, college planning or preparing for a more secure retirement. Experience. With more than 110 years of experience and more CERTIFIED FINANCIAL PLANNERTM professionals than any other firm, we're fully poised to meet your financial planning needs. No obligation. This is a complimentary consultation. There is no cost or obligation, just sound financial guidance.
* One incentive may be received per household for an initial consultation with an Ameriprise financial advisor. Offer is valid to new Ameriprise Financial clients only. Please allow 10 - 12 weeks after your initial consultation to receive your Gift Cheques by mail. The bonus you receive is subject to income tax. Please consult with your tax advisor.
didYOUsearch said:Milk em for the free gift check, but DO NOT signup for their services.
Of course, isn't that the FW spirit? I did the free consultation a couple of years ago when they were still part of AMEX, at that time it was $50 and I got my cheque very fast.
I like their criteria for offering you the bonus: a mis-typed password.
...
I can just imagine how the discussion of this marketing strategy might have gone in the back offices of "Ameriprise":
Bob: "Heck, if this guy can't even type his password correctly, maybe he'll ALSO be stupid / gullible / naive enough to believe that our consultants are trustworthy and competent and miss the fact that they're nothing more than underqualified, overpriced, and biased-by-commission shills for our insurance and annuity products."
Bill: "Good idea, Bob! Gold stars and 100 shares for you."
...
Edit: I just signed up for my free consultation. Green for you OP -- thanks for sharing!
Fanta said:didYOUsearch said:Milk em for the free gift check, but DO NOT signup for their services.
Of course, isn't that the FW spirit? .
definitely. but quite a few FWers who went in for the prior gift check deals posted here ended up getting suckered into paying hundreds for their financial "plan". Just wanted to give the headsup to ppl to get the bonus and run.
Be very careful if you go in for one of their "consultations". I went to the one several years ago and it was two hours of hard sell tactics. It took me the entire two hours to get the guy to tell me exactly how he intended to invest my assests.
Basically they charge very high prices to implement a very simple diversified investment scheme. You can implement their investment plan all on your own, without paying the high prices, if you like it.
Thank you OP. I just signed up. I wouldn't mind $75. I make all the money decisions in our house but always tell these kinds of people that I have to check with my SO who makes all the decisions. They won't get a penny from me to invest! I'm broke.
im interested in this. sounds like a test-drive offer. what if i tell them im broke AND jobless? i have a penny to invest! how long do i have to stay to listen to their crap? not sure if i would sign up for this.
It's a B&M location. When I did it last time, I just described a budget where simply every penny was being used. Hopefully since you're a FWer you are saving cash every month, but you don't have to tell THEM that, just inflate your mortgage, deflate your income, whatever you need so they think there's no money they can pinch from you, and then hopefully there will be no hard sale tactics. Also, designating your spouse (who couldn't make it to the meeting) as the decision maker is a great way out. I'll do that if I have to, even though I'm single
The "grilling" is about 30 min to 1 hour, but the cheque comes in the mail, in 10-12 weeks. Keep in mind though, it's a "consultation", not an "interrogation". So ask THEM as many generic financial questions you can think of, even if you may already know the answer, that way you're taking the spotlight off yourself. Just remember that they may be biased because they want to sell you services, so take their answers with a grain of salt.
Fanta said:The "grilling" is about 30 min to 1 hour, but the cheque comes in the mail, in 10-12 weeks. Keep in mind though, it's a "consultation", not an "interrogation". So ask THEM as many generic financial questions you can think of, even if you may already know the answer, that way you're taking the spotlight off yourself. \\.or even better, ask them some of the more esoteric financial questions youve seen posted here, and when they provide the wrong answer, shoebeat them and question their training and financial knowledge...a lot of these ppl are recent college grads with no financial background, i think in a prior thread, one FWer reported having a young female rep in tears...
of course if shes cute, act all interested and tell her how much you like her to handle your assets
Last couple times I went, once I brought the baby with, was pretty easy to cut the consultation short. The second time, I had someone call me with an "emergency" on the cell phone. They were appalled that I was going to leave early. I just used their reaction as additional evidence of why I wouldn't want to do business with them.
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