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You will get:

- free check books for LIFE

- free wire transfer (send money anywhere)

- free overdaft, if you don't use it, then it will roll over to next year

- earn 3 cents everytime you use your ATM card, plus at the end of the year WAMU will deposit the money into your account. Maximum you can earn is $250/year.

If you already have an account with WAMU, just ask the teller to convert the account for you.
Edit by Moderator: Edit topic to clarify

Member Summary
Most Recent Posts
I saw the posting about WAMU now having an external account transfer section and made a transfer to push a deposit into ... (more)

jol20 (Aug. 11, 2006 @ 2:09p) |

jol20 said: <blockquote><hr>I saw the posting about WAMU now having an external account transfer section and made a tran... (more)

burgerwars (Aug. 11, 2006 @ 3:11p) |

The transfer system is a welcome addition but doesn't match up to the competition.<br><br>When adding a transfer account... (more)

kwg (Aug. 13, 2006 @ 4:11p) |

Thanks to xpguy and chokaay for the following:

NEW! WaMu Free Checking(TM)

For convenience, value and customer rewards, look no further than the new WaMu Free Checking(TM) account. It's everything you'd expect and more.

- FREE Checks for Life
- FREE ATM Cash Withdrawls
- FREE Gold Debit MasterCard(R) with Rewards
- FREE Overdraft or Non-Sufficient Funds Fee Refund -- one per year
- FREE e-Alerts for low balances, large dollar withdrawls and overdraft/non-sufficient funds notifications
- FREE Outgoing Wire Transfers - international or domestic

With your WaMu Free Checking(TM) account, you can also take advantage of FREE ID Theft Services and FREE Personal Online Banking with FREE Personal Bill Pay(R) service.

See back for details and get more with your checking!

(back)

Benefits are not offered on Free Checking accounts opened before 3/11/06. Minimum balance to open is $1; online $100.

Select check styles available and must be ordered through Washington Mutual.

ATM operator may charge non-refundable fee.

Reward paid to account on anniversary date and equals $.03 for each Gold Debit MasterCard(R) purchase transaction made within the last year up to a total reward of $250.

Free e-Alerts require enrollment in Personal Online Banking.

Non-refundable foreign currency exchange and intermediary and beneficiary bank fees may apply to wire transfers.

Deposits and Washington Mutual are FDIC insured.

WaMU Free Checking Account - Terms and Conditions

The benefits described in this document are not available with Free Checking accounts opened prior to March 11, 2006.

Rate Information:
This is a non-interest bearing account.

Minimum Balance Requirements:
Except as noted below, the minimum deposit to open this account is the amount of any check printing charges. If no check printing charges will be assessed, the minimum opening deposit is $1.00. The minimum deposit to open this account when you apply through our Internet site is set forth in the Statement of Fees applicable to your account.

Limitations:
This account is intended for personal, family or household purposes and cannot be used for business/commercial uses. If this account is being used for business/commercial purposes, we reserve the right to change the account to a business checking type account.

Special Features:
The following benefits are included with the WaMu Free Checking account at no charge(or will be charged and refunded as noted below):
1) Select check styles, as determinded by us from time to time at our discretion, when ordered through Washington Mutual (other styles available at regular prices)

2) Domestic and foreign outgoing wire transfers - limited to the Wire Transfer fee normally assessed by Washington Mutual ("the Bank") for domestic and foreign outgoing wire transfers. Intermediary and beneficiary banks may also assess a fee, which will not be waived nor paid by us. The Bank sets foreign currency exchange rates at its discretion and such may be greater than the rate charged to the Bank.

3) Domestic and Internationl ATM withdraws - limited to ATM Transaction fees normally assessed by Washington Mutual for using Domestic or International non-Washington Mutual ATM for a cash withdraw transaction. For international transactions, the exchange rate between the transaction currency and U.S. currency is selected by the processor of the transaction and increased by a set amount or percentage of the transaction determinded by the processor. A foreign transaction and currency exchange fees and surcharges will not be reimbursed by us.

4) One (1) Overdraft Charge or Non-Sufficient Funds Charge per Anniversary Year (see "Anniversary Year/Anniversary Date" below). The refund or waiver does not apply to the Overdraft Transfer Fee or Overdraft Advance Fee, or any finance charges incurred in connection with any line of credit. Any refunded or waived fee will not count toward the five (5) per day charge limit set forth in the Statement of Fees. If this benefit is not used in one year, it may be carried over into a subsquent Anniversary Year. The refund or waiver is not available if the account is no longer a WaMU Free Checking account or if this account is closed by you or us, for any reason (including fraud against the account), even if another account of the same type is established. We may, but are not required to, offer this benefit if any account holder or signer has, or has had within the last year as of the account opening date, another WaMU Free Checking account.

5) A Washington Mutual Gold Debit Mastercard;

6) On your Anniversary Date, you will earn and receive a reward, based on the conditions set forth below:

* Your WaMu Free Checking account is linked as the primary account to your consumer ATM or Gold Debit Mastercard; if your WaMu Free Checking account is linked as the primary account to any other type of card, at our option, we may but are not required to, allow you to participate in this account benefit.

*$0.03 will accumulate for each of the follow types of transactions initiated and processed using your elgible Card:

*Point of Sale (POS) purchase transactions, with or without Cash Back, using a Personal Identification Number (PIN);

*Signature-based POS POS purchase transactions;

*Recurring payment transactions with external merchants; and

*Online, mail order, and telephone POS purchase transactions.

NOTE: without limiting the foregoing, ATM transactions do no qualify for this benefit.

*The maximum amount which may accumulate (accrue) is $250.00 per WaMu Free Checking account per Anniversary Year, with no carryover.

*The amount accumulated (accrued) as set forth above will be earned if your WaMu Free Checking account is open and in good standing on the Anniversary Date of the account opening (see "Anniversary Year/Anniversary Date" below).

*When earned, the amount will be rewarded and paid via direct deposit to the WaMu Free Checking account, on the checking account's Anniversary Date (or the following Business Day if the Anniversary Date falls on a non-Business Day).
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Any links?

WOW

time to move from bofa!

where did you get this info from? I didn't see it on their website or in any recent press release

sounds like an inside employee

I wonder if they will automatically convert people from the old free checking.

How about the free ID Theft insurance?

Clocks said: [Q]I wonder if they will automatically convert people from the old free checking.

NO...OP Said you have to ask the employee to convert you!

Time to change my account. Had opened one recently with their $100 AMEX GC. <img src="i/expressions/face-icon-small-smile.gif" border=0> Thanks OP. Free wire-transfer and checks, a really good deal for free checking accounts.

- CCG.

Does that include free incoming wire deposits too?

Presently they charge a hefty fee for that.

Sounds interesting, but I can not seem to find out more information on this offer (i.e., nobody at Washington Mutual seems to be aware of this new offer).

sloppy1 said: [Q]Does that include free incoming wire deposits too?

Presently they charge a hefty fee for that.Charged me $10 last week for one into my Platinum Checking Account.

Do they charge you $2 everytime you use another banks ATM?

3 cents per atm card transaction? Is that ATM card or debit card?

If it's debit, i forsee paying my eBay bill in $.01 at a time <img src="i/expressions/face-icon-small-smile.gif" border=0>.

I just opened an account with the $100 promo also. I wonder if I have to wait for the $100 before converting?

Clocks said: [Q]I just opened an account with the $100 promo also. I wonder if I have to wait for the $100 before converting?

Is the 100$ promo still available?
tried searching and it looked old.

wardemon said: [Q]- free wire transfer (send money anywhere)

This is a great feature. Much faster than ACH. This account has great potential as a funds hub.

i was told about this at a WAMU a few days ago. She also mentioned that WAMU will no longer charge you to use non-WAMU ATMs (ATM might still charge though).

This only for personal checking?

AbbaZabba said: [Q]Clocks said: [Q]I just opened an account with the $100 promo also. I wonder if I have to wait for the $100 before converting?

Is the 100$ promo still available?
tried searching and it looked old.

I got an invite letter in the mail. I am not sure it is available to everyone.

Clocks said: [Q]AbbaZabba said: [Q]Clocks said: [Q]I just opened an account with the $100 promo also. I wonder if I have to wait for the $100 before converting?

Is the 100$ promo still available?
tried searching and it looked old.

I got an invite letter in the mail. I am not sure it is available to everyone.

did you signup on the phone or in a branch? If on the phone could you give the phone number so others can try for the 100$ bonus as well?

Thanks

Clocks said: [Q]AbbaZabba said: [Q]Clocks said: [Q]I just opened an account with the $100 promo also. I wonder if I have to wait for the $100 before converting?

Is the 100$ promo still available?
tried searching and it looked old.

I got an invite letter in the mail. I am not sure it is available to everyone.Can you give more info...

earlier this week when i went into wamu to make a deposit I saw a bunch of promo banners advertising "something new and great coming to wamu on saturday" blah blah blah. at the end of the transaction the teller reminded me of great new features coming to wamu - naturally i asked whats up? he said he couldnt say but they were going to be great. i said ok thanks.

if the OP's post is correct, i like what i see.

AbbaZabba said: [Q]Clocks said: [Q]AbbaZabba said: [Q]Clocks said: [Q]I just opened an account with the $100 promo also. I wonder if I have to wait for the $100 before converting?

Is the 100$ promo still available?
tried searching and it looked old.

I got an invite letter in the mail. I am not sure it is available to everyone.

did you signup on the phone or in a branch? If on the phone could you give the phone number so others can try for the 100$ bonus as well?

Thanks

I think the $100 promo might have been limited to the Chicago area. I also signed up for an account at that time. It was a pretty good incentive IMO<img src="i/expressions/face-icon-small-wink.gif" border=0>.

wow - would i love outgoing wires for free (esp. if they allow them to europe) - there is a branch about 5 mins from me. i would move from wachovia.

I got a $75 account open gift card offer from Wamu in the mail not long ago. I hope I didn't trash it.

Are these offers only valid if you bring in the flyer, or can you ask the representative if they can extend the offer to you?

sweet!

im loving it

There was no promo code or anything. The bottom part of the letter was a coupon to bring in to a local branch.

I got a letter for $75 AMEX Gift check if you open a free checking.
There are 2 ways you can open the account:
1) call them with the promo code in the letter
2) bring the letter in when you open the account at a branch

just open an account w/ $75 AMEX gc. They mailed my checks to the wrong address, and. my atm was returned back to them. I have to wait 30 days, before I can request for a new atm card to be sent out. But this is good!, I will stop by there on Sat. to make my request in person, don't need to wait the 30 days.

this sounds good, if anyone could find a link that would be nice

I'm glad to here this. I use Wamu, becuase they were the only ones who really offer free checking without any requirements and they are locally here, so I use mostly the online banking, but I like to transfer funds now and then when i withdraw money and for other reasons.

I'd like to see some news about this or a link, instead of word of mouth. If it's avaiable to everybody by Saturday there should be something online, wouldn't you think?

Sweet! I'm moving to Orlando in a couple months and there's a Wamu 1 mile from the house. I just creamed my pants.

I just spoke to WAMU, this is in fact true, as of tomorrow.

Thanks OP, would have never known, even though i have all my banking with them.

wardemon said: [Q]You will get:

- earn 3 cents everytime you use your ATM card, plus at the end of the year WAMU will deposit the money into your account. Maximum you can earn is $250/year.


$250 a year, getting $0.03 each time means 8,333.3 transactions? 22 transactions a day?
Good luck, unless you can set this up with auto bill pay or something.

Nice teasing campaign.

Called the guy that I opened my account up with. Confirmed the benefits from the OP. Ask to switch, and he recommended instead to open a second account and leave a penny in my current account. I told him I did not like that idea, and asked if I could just convert. He said yes, but I would lose out on my forth coming $100 gift check.

So then I called the general Wamu 800. The rep said the new account is call "Wamu Free Checking", vs "Free checking" for the old. He said I could not convert, that I would have to open a second account. I asked if there was any downside to this new account. He said no, everything was the same except there are more benefits. He said he can't set anyone up until tomorrow.

Clocks said: [Q]I wonder if there is any downside to this new account?

That's what I was wondering.

Skipping 153 Messages...
The transfer system is a welcome addition but doesn't match up to the competition.

When adding a transfer account, 2 test deposits are made - like other banks. But they take the pennies back via one debit after you verify the 2 amounts. I was aware of this from fw but saw no notice at wamu. So make sure you account for this debit from an account that is "withdrawal limited".

And my biggest gripe is the scheduling system. Your first transfer date choice is after 2 business days- e.g. Mon...Thu.




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