Citi AMERICAN EXPRESS Diamond Preferred Rewards w/ $100 GC

Ah crap, I could've used this when I got this card a month or two ago. Ah well, got the 0% BT going...

This is the same thing that they've been offering on the website for some time. Nothing new.
Link

lrigecin said: Is there a sign up bonus for the Citi Dividend Am Ex Card?

you probably can signup for this one and convert to it to dividend.
Or better yet, signup for a Citibank Master Card which offers $100 GC(i.e. professional) through cardoffers.com(get extra $40 bonus) and then convert it to AMEX dividend.

Btw, AMEX dividend is a clone of MC dividend so there is no real advantage in getting it over the MC. Disadvantage is that AMEX is not accepted everywhere.

nikie707 said: Anyone know can you BT 10,000$ to your emigrant account to make the interest for 1 year?

why not? as long as they give you a credit line that high, citi allows BT to yourself.

fotomaniak said: Btw, AMEX dividend is a clone of MC dividend so there is no real advantage in getting it over the MC. Disadvantage is that AMEX is not accepted everywhere.

I believe the MC dividend you can keep getting 5% every year for supermarkets, etc., whereas with this card, after one year it drops down to 1%.

so the big question is

does this card count toward Citi's four card limit, it being an AMEX card and all that?

CaptainAlias said: I don't understand, this isn't a real AMEX right? It's only AMEX in name, because the insurance policies are not underwritten by AMEX.

So what's the benefit of it being an "AMEX"?

what do you mean? it appears to have the same benefits.. where does it say not underwritten by them?

simply not issued by them.. AMEX and discover have been complaining for years that they cant get other banks to issue their cards like visa and mc (how many VISA or MC backed cards do you see? none)

anyone know if there's any annual fee for this card?

nicmim said: anyone know if there's any annual fee for this card?

if you take the time to read through the terms and conditions during the application, you might find that there are no annual fees.

Was given a private offer for the PremierPass, with 10K points instead of the listed 5K points.

But as I don't really fly, the Dimond Preferred seesm to be better as the PP does not offer Price Protection or anything.

I think I would then convert it to a Dividend...

HoMeZ said: Sorry, if this has been asked before but how does one go about converting a card to AMEX dividend? Is it as easy as just calling up and asking Citibank to change it? Are there any forms to fill out?

Converting between different cards is painless through Citibank when maintaining the same network (ie: Visa->Visa, MC->MC). I did it recently with my oldest card and all it took was a phone call. They issued me a new card with the same cc# with the dividend logo. In the transitional period, I could still use my old card. It was a great way to turn my first card (a college non-rewards card) into something a little more decent.

I really doubt they will do it between the different networks. Why not just sockdrawer the old card and open a new one? You should be able to reallocate CLs between the cards if they don't give you a satisfactory limit on the new one.

I want an AMEX Cash Back card, but there's no free $100 to open that card so I was hoping to open this card get my $100 then switch to a dividends. I like cash more than gift cards.

When I enter the code, it doesnt mention the $100 GC. Where can i find that $100 GC being mentioned?

theman2 said: HoMeZ said: Sorry, if this has been asked before but how does one go about converting a card to AMEX dividend? Is it as easy as just calling up and asking Citibank to change it? Are there any forms to fill out?

Converting between different cards is painless through Citibank when maintaining the same network (ie: Visa->Visa, MC->MC). I did it recently with my oldest card and all it took was a phone call. They issued me a new card with the same cc# with the dividend logo. In the transitional period, I could still use my old card. It was a great way to turn my first card (a college non-rewards card) into something a little more decent.

I really doubt they will do it between the different networks. Why not just sockdrawer the old card and open a new one? You should be able to reallocate CLs between the cards if they don't give you a satisfactory limit on the new one.

really? do you call the number of the existing card, or the number of the card that you want to convert to? I called up a new mastercard CC to ask them to convert my old card, and they said that they could only apply for the new card, then cancel my old one, but could not convert?!

scotto777 said: Yes, I have gotten this card and used it at Costco. I do not know yet if it qualifies for 1% or 5% because I haven't had a statement yet.

That would be appreciated if you may post your discovery after receiving your statement, on how Costco purchase is categorized as 1% or 5%.

Thx!