89transam said:Darn declinedDid you provide a TID ? Seems like a toss-up whether filling TID in makes a difference for application approval ? Maybe they do a D&B lookup.

Approved - processed after 2 days.

theahnfahn said:Seems you can get a 3% discount on American Express Gift Cards if you buy them with this card. I'm not sure if this is in addition to your standard rebate. Assuming 3% is the max you can get I came up with this fun little calculation.

Ten $500.00 cards = $5000.00 (This is the max you can buy every two weeks)
Ten $ 3.95 fees = $ 39.50 (There is a fee per card)

There is a shipping charge of $12.95 so your total comes out to $5052.45. Assuming the worst case scenario of the 3% discount only applying to the face value of the cards you will get $150 Cash Back, or $97.55 net income. This equates to ~2% discount on American Express Gift Cards.

Now get this, do four of these and you are in the 2.5% cash rebate tier. I'm just hoping these gift cards won't be too hard to sell at face value

Very nice calculation.

It does seem to me that it states a limit of a $250 credit. To me that says that your first purchase receives a credit limited to $250. So I say you are risking losing a huge credit if your first purchase is a small one. Any thoughts?

I called up and you will get a 250.00 credit for your first purchase. Any amount. Meaning you can buy a newspaper with your AMEX and you will get the 250 credit.

got 8-day message. hope this $250 won't run away from me.

use RD for Road, etc.

Rejected. Risk factor too high. Too many enquiries. Too many accounts. Low history.Will try next time.

Thanks OP.

notblake said:Question for anyone who already has AMEX business cards and applied:

did they do a hard pull?

Had 2 personal cards and 1 business card from AMEX, applied for this and got a hard pull on Equifax. Every business card has done a hard pull on personal credit, and none show up as open credit lines. You might try reallocating to personal credit lines, I know AMEX and Citi will let you.

Applied and approved for Gold Business Rewards and the Platinum Premium Cash Rebate. This was also in conjuction with applying and getting approved for Citi Simplicity Rewards, Citi Professonal MasterCard, and MBNA Charles Schwab Visa. What a great time for an App-o-Rama! $780 from 5 cards!! ($250 + $250 + $100 + $100 + $80(10,000 world points)). Now if only I knew about cardoffers.com, that would have netted me an extra $190 for getting approved from the AMEX and Citi cards!!

Edit: Actually I would have gotten $230 from cardoffers.com with the AMEX ($75/approval) and Citi($40/approval) cards. Doh!