I have a Thankyou Premier card it use to be called PremeirPass Elite but somewhere down the road they changed the name is that the card that gets me the extra 25 % discount ?
BrlDsguise said: Pyrotech said: I've never used TY points towards travel I have approximately 99K TY point. Would that be enough to get me a round trip ticket to Asia preferably the Philippines?
99K TYPs are worth $990 or $1,320 (if you have a Premier card) worth of airfare booking through the TY site.
I received a targeted offer of the Citi Premier card for 75,000 bonus Thank You points after $4000 spending within first three months. However, I'm not sure if I should apply since we may be buying a house in the next couple of years.
mochi0172 said: I received a targeted offer of the Citi Premier card for 75,000 bonus Thank You points after $4000 spending within first three months. However, I'm not sure if I should apply since we may be buying a house in the next couple of years.
years? Your credit score will take a very small hit when you open the card, and as long as you pay off the balance, you wont even notice you did it in a few years.. or even one year.
daw4888 said: mochi0172 said: I received a targeted offer of the Citi Premier card for 75,000 bonus Thank You points after $4000 spending within first three months. However, I'm not sure if I should apply since we may be buying a house in the next couple of years.
years? Your credit score will take a very small hit when you open the card, and as long as you pay off the balance, you wont even notice you did it in a few years.. or even one year.
If you're not going to apply for a mortgage in the next 6 months, I would say go for it. That's a solid signup bonus. It's not a good idea to have a lot of apps, but just one app won't hurt much (if at all).
imbatman said: daw4888 said: mochi0172 said: I received a targeted offer of the Citi Premier card for 75,000 bonus Thank You points after $4000 spending within first three months. However, I'm not sure if I should apply since we may be buying a house in the next couple of years.
years? Your credit score will take a very small hit when you open the card, and as long as you pay off the balance, you wont even notice you did it in a few years.. or even one year.
If you're not going to apply for a mortgage in the next 6 months, I would say go for it. That's a solid signup bonus. It's not a good idea to have a lot of apps, but just one app won't hurt much (if at all).
Thanks for the advice. I kept getting the 50k point offer every other month and then this offer showed up. I wonder if I wait long enough, will I get a 100K offer? Haha...I know I shouldn't be greedy. I think I will sign up for this one.
mochi0172 said: imbatman said: daw4888 said: mochi0172 said: I received a targeted offer of the Citi Premier card for 75,000 bonus Thank You points after $4000 spending within first three months. However, I'm not sure if I should apply since we may be buying a house in the next couple of years.
years? Your credit score will take a very small hit when you open the card, and as long as you pay off the balance, you wont even notice you did it in a few years.. or even one year.
If you're not going to apply for a mortgage in the next 6 months, I would say go for it. That's a solid signup bonus. It's not a good idea to have a lot of apps, but just one app won't hurt much (if at all).
Thanks for the advice. I kept getting the 50k point offer every other month and then this offer showed up. I wonder if I wait long enough, will I get a 100K offer? Haha...I know I shouldn't be greedy. I think I will sign up for this one.
you married? If you get a 100k offer, the significant other can signup for it. I don't know the last time I saw a 100k bonus for this card.
freefun4every1 said: You mean I can "upgrade" my banking TY account to credit card one because the latter has better rewards offers? Or is that SAME account the banking one by default? Thanks for the suggestion. I'll check it out.
c3 said: freefun4every1 said: how do i send my checking points to the credit card account?
You don't want to combine the TY accounts? My bank account and two credit cards all go to the same TY account.
You can only "upgrade" your banking TY account to credit card one if the primary credit card holder and the primary banking account holder are the same person. So if you open the checking account and you add(or join account) your wife to it later. And your wife open the ThankYou credit card account and add you to it also (additional card). Since the primary name of those two accounts are different, they don't let you apply the ThankYou card and the Citi banking account to the same ThankYou account.
For banking TY account, it probably has the worst ThankYou points usage. Those points earn from banking can't transfer to other account. And has the worst GC selection per point. Pretty much you HAVE TO link a Citi ThankYou card to it to get something better. And some card like Citi Forward GC selection is not much better neither.
I would say the best way to utilize Thank You points is to wait for the sales which they run periodically. For example until April 30th you get $50 Sears gift card for 4500 points (instead of usual 5000). Previous sale was for Lowes (same 4500 pts for$50 card). That is basically getting 11% discount. Plus for Lowes (as an example) you can find/buy on eBay 10% off coupons. So lets say you got 2 Lowes cards for 9000 points and have a coupon for 10% off. That means you can buy $111 worth of goods for only 9000 points. That is a good deal in my book.
yls2 said: I would say the best way to utilize Thank You points is to wait for the sales which they run periodically. For example until April 30th you get $50 Sears gift card for 4500 points (instead of usual 5000). Previous sale was for Lowes (same 4500 pts for$50 card). That is basically getting 11% discount. Plus for Lowes (as an example) you can find/buy on eBay 10% off coupons. So lets say you got 2 Lowes cards for 9000 points and have a coupon for 10% off. That means you can buy $111 worth of goods for only 9000 points. That is a good deal in my book.The use of coupons doesn't make redemption for gift cards any better -- you can use those same coupons while paying with cash or credit.
Redemption for discounted gift cards is already mentioned in the QS and throughout this thread.
But please DO use this thread to alert each other of these "sales" on gift cards, when we find them. Because, to my knowledge, these "sales" are not at all publicized by Citi and impossible to find on the site, other than by trial and error. For example, I did not know of the Sears sale (& I think Sears cards also work at Lands End) until this May 4 posting, saying that the sale is [was] on until April 30. That would have been nice to know. Somebody alerted this forum when there was a sale on Amazon cards earlier this year, and that was hugely useful to me. I would be happy to use points for a Gap or Brooks Brothers card at those sale prices. Thanks.
sullidav said: But please DO use this thread to alert each other of these "sales" on gift cards, when we find them. Because, to my knowledge, these "sales" are not at all publicized by Citi and impossible to find on the site, other than by trial and error. For example, I did not know of the Sears sale (& I think Sears cards also work at Lands End) until this May 4 posting, saying that the sale is [was] on until April 30. That would have been nice to know. Somebody alerted this forum when there was a sale on Amazon cards earlier this year, and that was hugely useful to me. I would be happy to use points for a Gap or Brooks Brothers card at those sale prices. Thanks. I got an email that Gap,Old Navy,Banana Republic,Macys,FootLocker,Sunglass Hut and Ann Taylor Gift cards have 20% discount till May 17.
I checked all of those on the ThankYou website and none are showing a discount, at least not for me. Was there a special link you had to use? What card do you have?
I checked all of those on the ThankYou website and none are showing a discount, at least not for me. Was there a special link you had to use? What card do you have?
My account shows the same offer. Considering using it as my wife buys lots of kids cloths at Old Navy, although it wouldn't be the most fun use for me.
Thanks to bendakaya for the alert. I do NOT have these gift cards on sale for the 3 that I tried -- apparently Citi's TYP giftcard "sales" are targeted like other aspects of TYP. I did have the "sale" on Amazon earlier this year.
To be clear, in case there is another way to do this that I am missing, & esp since Citi's website is not well designed (unless its goal is to frustrate customers & lose credit card holders, in which case it is well designed) I go to my Citi CC site, sign in, do a couple clicks to get to "Thank You Citi rewards," then choose Rewards, then gift cards, then Gap (also tried this with Macy's, Old Navy), then go the pull-down menu to select card denomination. None have this better deal. Gap has the usual deal - $10 card for 1,500 points; $25 for 3,500; $50 for 6,000; $100 for 10,000.
My account has $100 Macy's cards for 8,000 pts, and $50 Macy cards for 4,000 pts. (plus the Gap, Ann Taylor, Foot Locker, Sunglass Hut cards are on sale until May 17)
sullidav said: Because, to my knowledge, these "sales" are not at all publicized by Citi and impossible to find on the site, other than by trial and error.
Go to the Rewards menu and click Gift Cards.
Next to Gift Card Brands choose View All.
Using the Create Point Range feature, set the range to 4000-4100 (or 8000-8100).
$50 (or $100) gift cards that are on sale for 20% off will be displayed.
LexLuthor said: Just purchased $1120 worth of airfare for 84,000 points. If you have a card that supports the 25% airfare discount (I have thankyou premier), that's, by far, the best use of points, if you are going to travel. Lex- can you tell me if you earned flight points for these tix? thanks.
libralibra said: LexLuthor said: Just purchased $1120 worth of airfare for 84,000 points. If you have a card that supports the 25% airfare discount (I have thankyou premier), that's, by far, the best use of points, if you are going to travel. Lex- can you tell me if you earned flight points for these tix? thanks. Do you mean like airline frequent flier points?
I don't really fly enough with any one airline to ever get enough points for anything, but, yes, I think you can get airline points. Don't really see why not. It's no different than buying your ticket through Expedia or Orbitz from the airlines' standpoint. I don't recall if the Citi booking engine allows you to enter frequent flier numbers or if you can just enter it on the airline site once you get your record locator.
thanks. No I mean the 'flight points' that we get with the thankyou premier card. That's when you book an airplane ticket with your card and you get 1 'flight point' for every mile flown (completely separate from your FF account).
Then the flight points xfer over as regular TY points when you have matching spend.
Mainly I'm trying to decide the net cost of using TY points paid flight (with 25% discount) vs CC booked (earning flight points). If the TY flight still earns flight points, then it's clearly the winner. OTW, I have to make a calculation and see how close it is.
libralibra said: LexLuthor said: Just purchased $1120 worth of airfare for 84,000 points. If you have a card that supports the 25% airfare discount (I have thankyou premier), that's, by far, the best use of points, if you are going to travel. Lex- can you tell me if you earned flight points for these tix? thanks. Nov 2011 - Used points for Mexico tickets (all points no balance) Dec - Jan 2012 - Used these tickets I check all my statements since, and I did NOT get an flight points for these tickets. According to LINK
In addition, you will earn one ThankYou Flight Point ("ThankYou Flight Points") for every mile flown when airline tickets are purchased using your Card Account. ThankYou Flight Points are earned for miles flown based on the city of origin and the city of destination provided to us when an airline ticket is purchased. We will determine how many ThankYou Flight Points will appear on your billing statement based upon airline travel distance information published by OAG Worldwide, Inc., our source of independent flight schedule information, unless we tell you otherwise. ThankYou Flight Points will post to your Card Account approximately six to eight weeks following the initial departure date of travel referenced on your airline ticket transaction.
Technically I didn't purchase these tickets with my card, so I guess that's why I didn't get any flight points.
I'm also curious as to whether you get Flight Points if you buy tickets through Spirit Incentives (I think that's the program that handles the free companion ticket and the 15% off tickets). Does Citi recognize those as plane tickets, or does it actually need to be purchased directly from the airline or a site like Orbitz/Travelocity/etc.?
Where would you see on the citibank or thankyou sites how many flight points you have?
As breaux124 said, we didn't actually purchase a ticket with the card, so that may be why not flight points.
libralibra, I'm not sure how it's even a close calculation though. As I said above, I got $1120 worth of airfare for 84,000 points. That's a discount of 28,000 points. If I'm understanding the thankyou point flight bonus, if I paid for the airfare with my card, I'd have received 1,120 flight points.
Thanks! Good to know for sure that this path does not work. Now I wonder if I mix the pts with cash to buy the flight, what will happen. (I guess probably not...)
sometimes I wish for the good ol' days when you just called up the travel agent and were blissfully unaware of whether you under or over paid. time > money at some point.
ps. assumes spirit incentives do award flight points
pps. lex, I only discovered flight points recently myself. They are worth 1 point per mile, on any ticket, not just your seat (unlike FF pts). So say you bought 2 tix for $1120 with each rt being 6000 mi - you would get the 1120 TY points, plus 12000 flight points. If you had enough spend, that means you get 12000 TY points - and the spend could have already occurred. I have had my card for a few years so all my spending is waiting to be matched with some flight points.
Got it now. I didn't know about the flight points. Where do you see them and when do they post (time of purchase or after flight)? I think I did just recently purchase airfare using my TY Premier card direct from AA.
bw4747 said: I'm also curious as to whether you get Flight Points if you buy tickets through Spirit Incentives (I think that's the program that handles the free companion ticket and the 15% off tickets). Does Citi recognize those as plane tickets, or does it actually need to be purchased directly from the airline or a site like Orbitz/Travelocity/etc.?
Yes, you do get Flight Points for tickets bought through Spirit Incentives. I've always received in my case
bw4747 said: The flight points show up on your statement. I think they can take 6-8 weeks to post, after travel is completed. Ok, well then that's like a year away from now for the ticket I purchased.
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